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This Author published in this journals
All Journal Demak Universal Journal of Islam and Sharia
Ishmah Afiyah
Syarif Hidayatullah State Islamic University Jakarta
Religion Humanities

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Optimization of Sharia Insurance Implementation and Supervision Based on Fatwas of the Indonesian Ulema Council Jihan Husna Srifyan; Ishmah Afiyah
Demak Universal Journal of Islam and Sharia Vol. 2 No. 02 (2024): Demak Universal Journal of Islam and Sharia
Publisher : Walidem Institute and Publishing (WIP)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61455/deujis.v2i02.108

Abstract

Implementation of sharia insurance for Hajj and Umrah travel by PT. Asuransi Syariah Mandiri Surabaya (ASMS) demonstrate success in integrating sharia principles in the travel insurance industry based on a review of Fatwa Majlis Ulama Indonesia (MUI). To find out the relevance of sharia insurance mashlahah for Hajj and Umrah travel PT. Asuransi Syariah Mandiri Surabaya (ASMS) with Fatwa Majlis Ulama Indonesia (MUI). Implementation of sharia insurance for Hajj and Umrah travel by PT. Asuransi Syariah Mandiri Surabaya (ASMS) covers several important points. First, the adoption of sharia principles in the preparation of Hajj and Umrah travel insurance products has provided a strong legal foundation for companies. PT. Asuransi Syariah Mandiri Surabaya (ASMS) carefully ensures that insurance products comply with Fatwa MUI's provisions, which allows insurance use by avoiding elements of riba and speculation. This demonstrates the company's commitment to sharia compliance and ensures that Hajj and Umrah pilgrims can avail protection without violating religious principles. Second, the implementation of sharia insurance for Hajj and Umrah travel by PT. Asuransi Syariah Mandiri Surabaya (ASMS) Positively meet the needs of pilgrims in the face of certain risks that may arise during the journey of worship. Overall, the implementation of sharia insurance for Hajj and Umrah travel by PT. Asuransi Syariah Mandiri Surabaya (ASMS) can be considered successful and relevant to the needs of the Muslim community. Taking into account aspects of sharia compliance and risk protection.
Professional Zakat as a Catalyst for Welfare: Strategic Mapping for Sustainable Economic Growth in Semarang Ishmah Afiyah; M Mahmudulhassan
Demak Universal Journal of Islam and Sharia Vol. 2 No. 03 (2024): Demak Universal Journal of Islam and Sharia
Publisher : Walidem Institute and Publishing (WIP)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61455/deujis.v2i03.129

Abstract

This study aims to analyze the role of professional zakat in improving the economic welfare of people in the Semarang and to identify optimal mapping strategies for sustainable economic growth in the region. A qualitative approach was used in this study, using in-depth interview techniques and documentation analysis. Primary data was collected from respondents consisting of zakat practitioners, beneficiaries, and related stakeholders in Semarang. In addition, secondary data from related literature and official government documents were also analyzed to support the research findings. The results showed that professional zakat has great potential as a catalyst to improve the economic welfare of people in Semarang. Optimal mapping strategies include identifying economic sectors in need of assistance, developing training and mentoring programs, and establishing strategic partnerships between zakat organizations, governments, and the private sector. This mapping provides a strong foundation for sustainable economic growth by ensuring the effective and efficient distribution of zakat and strengthening the economic capacity of local communities. This research provides valuable insights for policymakers, zakat practitioners, and other stakeholders to develop more effective strategies in utilizing professional zakat as an instrument to improve the economic welfare of the community and promote sustainable economic growth in the Semarang.
Co-Authors Jihan Husna Srifyan M Mahmudulhassan