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All Journal SAUJANA : Jurnal Perbankan Syariah dan Ekonomi Syariah El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Journal of Ekonomics, Finance, and Management Studies
Ulil Absor Faiq Abdillah
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Religion Agriculture, Biological Sciences & Forestry Humanities Civil Engineering, Building, Construction & Architecture Economics, Econometrics & Finance Education Industrial & Manufacturing Engineering Social Sciences

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Perkembangan Asuransi Syariah di Indonesia Ditinjau dari Pertumbuhan Eksponensial Ulil Absor Faiq Abdillah; Mugiyati
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 9 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i9.2832

Abstract

The purpose of this study is to determine the six exponential processes experienced by Islamic insurance companies in Indonesia. The research method used is qualitative method. This research uses a literature approach sourced from books, journals and articles that are in accordance with the topic and focus of the research. The literature study method is used in this research to find scientific and theoretical studies. The analysis technique used uses the concept of exponential growth which consists of six stages. The results of this study show that sharia insurance in Indonesia has gone through exponential stages similar to technological developments in other industries. Six stages such as digitalization, deception, disruption, dematerialization, demonetization and democratization have adopted technology and found new ways to integrate those innovations into the business, allowing to increase efficiency, lower costs, and provide added value to customers. PT Asuransi Jasindo Syariah is one of the sharia insurance companies in Indonesia that shows a significant increase to reach the democratization stage, because it is not only a sharia insurance application, but there are many choices of features other than insurance such as several Islamic articles, sadaqah features and the implementation of cash waqf.
Perkembangan Asuransi Syariah di Indonesia Ditinjau dari Pertumbuhan Eksponensial Ulil Absor Faiq Abdillah; Mugiyati
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 9 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i9.2832

Abstract

The purpose of this study is to determine the six exponential processes experienced by Islamic insurance companies in Indonesia. The research method used is qualitative method. This research uses a literature approach sourced from books, journals and articles that are in accordance with the topic and focus of the research. The literature study method is used in this research to find scientific and theoretical studies. The analysis technique used uses the concept of exponential growth which consists of six stages. The results of this study show that sharia insurance in Indonesia has gone through exponential stages similar to technological developments in other industries. Six stages such as digitalization, deception, disruption, dematerialization, demonetization and democratization have adopted technology and found new ways to integrate those innovations into the business, allowing to increase efficiency, lower costs, and provide added value to customers. PT Asuransi Jasindo Syariah is one of the sharia insurance companies in Indonesia that shows a significant increase to reach the democratization stage, because it is not only a sharia insurance application, but there are many choices of features other than insurance such as several Islamic articles, sadaqah features and the implementation of cash waqf.
Evolusi Pasar Platform Tokopedia Menurut Pemikiran Al-Ghazali MU'TADI; Ulil Absor Faiq Abdillah
SAUJANA : Jurnal Perbankan Syariah dan Ekonomi Syariah Vol 7 No 2 (2025): SAUJANA : Jurnal Perbankan Syariah dan Ekonomi Syariah
Publisher : STEI Kanjeng Sepuh Gresik Jawa Timur

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59636/saujana.v7i2.297

Abstract

AbstrakE-commerce berkembang dengan berbagai munculnya marketplace yang merupakan media online berbasis internet dengan melakukan kegiatan bisnis dan transaksi antara pembeli dan penjual. Pembeli dapat mencari supplier sebanyak mungkin dengan kriteria yang diinginkan sehingga memperoleh sesuai harga pasar. Marketplace merupakan pasar virtual dimana penjual dan pembeli bertemu dan melakukan proses transaksi. Penelitian ini melakukan objek marketplace Tokopedia. Metode penelitian yang digunakan dalam artikel ini adalah penelitian kualitatif, penelitian kualitatif adalah suatu metode penelitian ilmiah yang digunakan untuk memahami dan menjelaskan fenomena sosial atau gejala manusia dengan cara mendalam dan komprehensif. Hasil penelitian menunjukkan bahwa Tokopedia memiliki sistem informasi berbentuk aplikasi yang bernama Tokopedia yang berperan pada manajemen rantai pasok Tokopedia. Aplikasi Tokopedia memudahkan rantai pasok untuk mengirimkan aliran informasi, dana, dan produk dari pemasok hingga pelanggan Tokopedia. Dengan menerapkan sistem informasi pada manajemen rantai pasok dapat menghemat biaya dan waktu sehingga dapat meningkatkan pendapatan, menurunkan biaya dan berdampak pada laba perusahaan, khususnya Tokopedia dan pemasok. Berdasarkan penjelasan yang telah diuraikan jika dikaitkan dengan evolusi pasar pemikiran Al-Ghazali, tokopedia sudah menerapkan tujuh hal evolusi pasar bukan hanya dipahami melainkan juga dilaksanakan. Sehingga, berbagai bentuk kemudaratan yang dihindari dan diperangi yang mengantarkan kepada terjadinya penzaliman tidak ditemukan di tokopedia.
Co-Authors MU'TADI Mugiyati