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All Journal AL-ULUM: JURNAL SAINS DAN TEKNOLOGI
Gusti Khairun Ni’mah
Program Studi Agribisnis, Fakultas Pertanian, Universitas Islam Kalimantan Muhammad Arsyad Al-Banjari Banjarmasin, Indonesia
Agriculture, Biological Sciences & Forestry Chemical Engineering, Chemistry & Bioengineering Computer Science & IT Decision Sciences, Operations Research & Management Energy

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FARMERS' ATTITUDES TOWARDS RICE FARMING INSURANCE IN MANARAP BARU VILLAGE, KERTAK HANYAR SUB-DISTRICT, BANJAR DISTRICT Bayu Pratama Leksono; Ana Zuraida; Gusti Khairun Ni’mah
AL ULUM: JURNAL SAINS DAN TEKNOLOGI Vol 10, No 2 (2024)
Publisher : UPT Publication and Journal Management, Islamic University of Kalimantan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31602/jst.v10i2.15643

Abstract

This study aimed to investigate the attitudes of farmers toward agricultural insurance programs and to explain the reasons for their participation or non-participation in these programs. Both primary and secondary data were used as sources of information. A total of 40 farmers were selected using stratified random sampling. The results revealed that program participants had a neutral attitude towards the Manarap Baru Village Rice Farmer Insurance Program (AUTP), with an index of 3.18. At the same time, non-participants tended to disagree, with an index of 2.54. The main reasons for farmers not participating in the AUTP program varied, with some citing a lack of understanding about the program despite efforts by the insurance company to provide direct counseling. Conversely, the reasons for farmers joining AUTP included various advantages, such as financial protection against the risk of crop failure, reduced loss risk, and an easy claims process in case of loss.
FARMERS' ATTITUDES TOWARDS RICE FARMING INSURANCE IN MANARAP BARU VILLAGE, KERTAK HANYAR SUB-DISTRICT, BANJAR DISTRICT Bayu Pratama Leksono; Ana Zuraida; Gusti Khairun Ni’mah
AL ULUM: JURNAL SAINS DAN TEKNOLOGI Vol 10, No 2 (2024)
Publisher : UPT Publication and Journal Management, Islamic University of Kalimantan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31602/jst.v10i2.15643

Abstract

This study aimed to investigate the attitudes of farmers toward agricultural insurance programs and to explain the reasons for their participation or non-participation in these programs. Both primary and secondary data were used as sources of information. A total of 40 farmers were selected using stratified random sampling. The results revealed that program participants had a neutral attitude towards the Manarap Baru Village Rice Farmer Insurance Program (AUTP), with an index of 3.18. At the same time, non-participants tended to disagree, with an index of 2.54. The main reasons for farmers not participating in the AUTP program varied, with some citing a lack of understanding about the program despite efforts by the insurance company to provide direct counseling. Conversely, the reasons for farmers joining AUTP included various advantages, such as financial protection against the risk of crop failure, reduced loss risk, and an easy claims process in case of loss.
Co-Authors Ana Zuraida Bayu Pratama Leksono