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The Influence of Risk Management and Good Corporate Governance (GCG) on Company Performance With Leverage as a Moderating Variable in Consumer Goods Industrial Sector Companies Listed on the IDX for the 2015-2019 Period Masno Marjohan
Jurnal Ilmiah Ilmu Administrasi Publik Vol 11, No 1 (2021)
Publisher : Program Pascasarjana Universitas Negeri Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26858/jiap.v11i1.23464

Abstract

ABSTRACTThis study aims to analyze the effect of good corporate governance (GCG), risk management on company performance. The population in this study came from the consumer goods industry sector companies listed on the Indonesia Stock Exchange for the 2015-2019 period. The sampling technique is a purposive sampling method with the secondary data type, which produces a sample of 27 companies. The data analysis method used descriptive statistical analysis and partial least squares (PLS) analysis. The results of this study show how that Risk Management does not affect Company Performance, The results of Good Corporate Governance (GCG) affect the Company's Performance, simultaneously concluded that simultaneously the variables of GCG and Risk Management have a positive and significant effect on variable Y, namely Company Performance and based on the Cross-section F value of 0.6478, the value of Cross-section F probability is greater than the significance level of 0.05  that is 0.6478> 0.05, it can be concluded that H0 is rejected and H1 is accepted which shows positively Leverage Moderates Risk Management on Company Performance and based on the Cross-section F value of 0.0000, the value of Cross-section F probability is smaller than the significance level of 0.05 that is 0.0000 < 0.05, it can be concluded that H0 is rejected and H1 is accepted which shows positively Leverage Moderates Good Corporate Governance on Company Performance.
Literature Review: The Effectiveness of Risk Management Training in Financial Institutions in the Digital Era Rangga Adhitia Hermawan; Pajar Pajar; Avivah Sri Handayani; Shella Meylani; Niken Intan Pratiwi; Yesie Handayani; Masno Marjohan
International Journal of Economics, Management and Accounting (IJEMA) Vol. 3 No. 1 (2025)
Publisher : Lafadz Jaya Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47353/ijema.v3i1.287

Abstract

The rapid development of digital technology has significantly changed the landscape of the financial industry. The digitisation of financial services offers convenience and efficiency, but also brings new challenges in terms of risk. Effective risk management is key to ensuring the stability and sustainability of financial institutions in the digital age. The method used is a literature study taken from several national journals and expert articles accessed online. This method aims to summarise the current understanding of a topic. The literature review presents previously published material and analyses new facts. Digital financial risk management strategies in retail companies require a comprehensive, adaptive, and technology-based approach. The digital financial sector faces increasingly complex risks as technology adoption accelerates. There are several challenges and threats in risk management for financial institutions in the digital era, one of which is technological advancement. The emergence of increasingly sophisticated technology has a significant impact on the structure of life. Digital financial risk management requires adaptive technology-based strategies to address complex risks in the digital era. The roles of AI, blockchain, and IoT are key in risk mitigation. Financial institutions, including Islamic and conventional banks, need to enhance regulatory compliance, digital literacy, and service innovation to compete with fintech companies and sustain customer trust.
Digital Investment and Online Financial Markets: A Quantitative Case Study on Mutual Fund Investment Decisions by Millennials Using Blue Apps in Jakarta Riska Nurmala; Josef Tomana; Rangga L. Tobing; Kartika Sari; Nurul Khofifah Lestari; Masno Marjohan
International Journal of Economics, Management and Accounting (IJEMA) Vol. 3 No. 1 (2025)
Publisher : Lafadz Jaya Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47353/ijema.v3i1.296

Abstract

The development of digital technology has driven significant changes in investment behavior, particularly among millennials. This study aims to analyze the influence of financial literacy, risk perception, and ease of use of applications on mutual fund investment decisions among millennials who use the Blue App in Jakarta. This study employs a quantitative approach using a survey method, involving 120 respondents selected through purposive sampling. The research instrument consists of a closed-ended questionnaire with a Likert scale, and the data was analyzed using multiple linear regression with the assistance of SPSS software. The results indicate that financial literacy has a positive and significant effect on investment decisions, suggesting that the higher an individual's financial understanding, the more rational their investment decisions. Risk perception has a negative and significant effect, meaning that the higher the perceived risk, the lower the individual's tendency to invest. Meanwhile, the ease of use of the application was found to have a positive and significant influence on investment decisions, indicating that a good user experience encourages higher investment activity. This study has implications for application developers and financial institutions to improve financial literacy, minimize risk perception, and continue to refine application features to encourage increased digital investment participation among the younger generation.
Digital Financial Ethics and Risk Management Hanie Supandi; Yopie Irawan; Dwi Setiawati; Rusdi Kurniawan; Bunga Westu Lestari; Delsa Yunia Permatasari; Masno Marjohan
International Journal of Economics, Management and Accounting (IJEMA) Vol. 3 No. 1 (2025)
Publisher : Lafadz Jaya Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47353/ijema.v3i1.297

Abstract

The rapid development of digital technology has transformed the global financial industry landscape, bringing efficiency but also increasing the complexity of risks such as cyber attacks, data breaches, and regulatory non-compliance. This study aims to evaluate risk management strategies in digital finance and the importance of integrating ethical values through a literature review approach. Data was collected from national journals and relevant academic articles, focusing on training, technology implementation, and risk management policies. The findings indicate that effective strategies require adaptive technology-based approaches, such as the implementation of Artificial Intelligence (AI), blockchain, and the Internet of Things (IoT). Dominant digital risks include fraud, data breaches, and system attacks, which demand ethics-based governance and improved digital literacy. Internal factors such as human resources and organisational culture, as well as external factors such as regulations and fintech competition, also influence the effectiveness of risk management. In conclusion, the success of risk management in digital finance is determined by the synergy between technological sophistication and the comprehensive application of ethical principles in the governance of financial institutions.
The Role of Artificial Intelligence and Big Data in the Transformation of Recruitment Processes and Financial Analysis: A Systematic Literature Review Masno Marjohan; Wahyu Hidayat; Adi Pratama; Beta Mentari; Amelia Putri; Endah Sri Rahayu; Azian M Safan
International Journal of Economics, Management and Accounting (IJEMA) Vol. 3 No. 1 (2025)
Publisher : Lafadz Jaya Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47353/ijema.v3i1.298

Abstract

This study aims to explore the transformative role of Artificial Intelligence (AI) and Big Data in recruitment processes and financial analysis. Through a systematic literature review approach, data were collected from national journals published in the last five years. The findings show that AI has significantly improved the efficiency and objectivity of candidate selection by automated screening based on skill-matching algorithms. Meanwhile, Big Data analytics enhances financial decision-making by enabling real-time insights into company performance, profitability, and risk. The integration of these technologies not only optimizes human resources and financial management but also demands robust data governance  This research concludes that successful implementation of AI and Big Data must be holistic combining technical, managerial, perspectives to build adaptive, accurate, and sustainable organizational systems.