Hendri Hendri
Universitas Islam Negeri Sjech M Djamil Djambek BUkittinggi

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Personal Loans (PINPRI) in the Review of Positive Law and Islamic Law Dahyul Daipon; Basri Naali; Hamdani Hamdani; Fajrul Wadi; Hendri Hendri
Al-Iqtishadiyah: Ekonomi Syariah dan Hukum Ekonomi Syariah Vol 10, No 1 (2024): Jurnal al-Iqtishadiyah
Publisher : Fakultas Studi Islam Universitas Islam Kalimantan Muhammad Arsyad Al Banjary

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31602/iqt.v10i1.15218

Abstract

This research aims to answer a problem regarding the practice of pinpri loans that have not been registered with the Financial Services Authority and how Islamic law reviews the reasons people make pinpri loans. The research method used is statute approach analysis and comparison. Based on the results of the study the practice of personal loans (pinpri) is a cash loan that has not been registered with the Financial Services Authority is the practice of lending through individuals and has not been registered or even licensed by the Financial Services Authority so that it can be said to be illegal and violates Financial Services Authority Regulation Number 77 / POJK.01 / 2016 concerning LPMUBTI, then in the practice of personal loans (pinpri) there are additional funds and have regulations that are not by the operational system listed in the cash loan rules. In terms of Islamic law, the reason why people practice personal loans (pinpri) is because of urgent needs, easy disbursement, and consumptive behavior, while this is contrary to the concept of Islamic law in qardh theory. Because in the practice of personal loans (pinpri) that have not been registered with the Financial Services Authority, several elements are not by Islamic law, namely usury, gharar, dharar, and zhulm so the law is haram and harms and brings mudharat to the community
Disabilitas Sebagai Pengamat Pemilu Perspektif Fiqh Siyasah (Studi Bawaslu Padang Panjang) hendri hendri; chairunnisa chairunnisa
Politik Islam Vol 2, No 2 (2023)
Publisher : UIN Mahmud Yunus Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31958/pi.v2i2.10551

Abstract

The article that the author conducted regarding the Fiqh Siyasah Perspective on the Rights of Disabilities to Become Election Supervisors in Law Number 8 of 2018 (Kota Padang Panjang) allows people with disabilities to become election supervisors. However, only by providing accessibility, which is an easy way for persons with disabilities to achieve equal opportunities to obtain the same status, rights and obligations, equality of status can be realized. Therefore, it is necessary to make efforts to provide accessibility for persons with disabilities. It is hoped that with these efforts, persons with disabilities can be totally integrated in realizing national development goals in general and improving their social welfare in particular. This variety of persons with disabilities has different difficulties and problems. Different difficulties and problems need various solutions. In Law number 7 of 2017 concerning general elections it has been explained that persons with disabilities have the same rights as others to be elected or vote. Whereas in Law No. 8 of 2016 it is emphasized again that in Article 13 letter (f) disabilities have their rights in politics to become organizers in elections. This study aims to find out how the practice of Law No. 8 of 2016 regarding the right to disability to become election supervisors and find out from the siyasa fiqh aspect. At this writing, it examines the facts that are in Bawaslu and this really happened in the Bawaslu realm. The author can conclude that disability rights are still not given enough attention when it comes to their political rights to become election supervisors