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Pengembangan Jiwa Entrepreneur Santri Di Pondok Pesantren Mu’inul Islam Dina Amaliah Maulida; Candra Eka Jaya; Ichsan Iqbal
Jurnal Ekonomi dan Bisnis Digital Vol. 1 No. 4 (2024): April - Juni
Publisher : CV. ITTC INDONESIA

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Entrepreneurship education is an effort to build and develop an entrepreneurial spirit. Efforts to improve the quality of human resources in Islamic boarding schools must be carried out in accordance with the vision, mission, culture and identity of Islamic boarding schools as institutions for education, da'wah and empowerment of the people based on the Al-Quran and Hadith. Growing and forming an interest in entrepreneurship in students at Islamic boarding schools requires motivation and recognition of one's potential. This research aims to try to develop the spirit of students to manage the results of the facilities and infrastructure provided by the boarding school. Type and Approach This research is field research using a qualitative approach. The results of the research show that basically the students at the Mu'inul Islam Islamic Boarding School are indeed educated and directed to learn entrepreneurship. This is of course supported by the facilities owned by the Islamic boarding school. Santri have a better business spirit, but they don't really understand the concept of selling online and putting logos on processed products.

Investasi dalam Perspektif Islam: Analisis Prinsip, Instrumen, dan Tantangan Kontemporer Bela Bela; Ichsan Iqbal
MUQADDIMAH: Jurnal Ekonomi, Manajemen, Akuntansi dan Bisnis Vol. 4 No. 1 (2026): Jurnal Ekonomi, Manajemen, Akuntansi dan Bisnis
Publisher : LP3M INSTITUT KH YAZID KARIMULLAH

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59246/5s2mr450

Investment from an Islamic perspective represents an economic activity that extends beyond financial gain by incorporating spiritual values, ethical considerations, and social responsibilities grounded in Sharia principles. The rapid growth of the Islamic financial industry has increased public interest in various investment instruments that comply with Islamic law. A qualitative approach based on library research was employed through the examination of relevant primary and secondary sources, including the Qur’an, Hadith, fatwas issued by the National Sharia Council of the Indonesian Ulema Council, academic books, scientific journals, and reports from related institutions. The analysis utilized content analysis and thematic analysis techniques to identify the fundamental principles of Islamic investment, the development of available investment instruments, and the contemporary challenges associated with their implementation. The findings indicate that Islamic investment is founded on the principles of justice, public welfare, transparency, and the prohibition of riba (usury), gharar (excessive uncertainty), and maysir (gambling or speculation). Various Islamic investment instruments, including Sharia-compliant stocks, sukuk, Islamic mutual funds, and Islamic deposits, have experienced significant growth in Indonesia. Nevertheless, low levels of Islamic financial literacy, limited product innovation, governance issues, and the rapid advancement of financial technology continue to pose substantial challenges. Strengthening regulatory frameworks, enhancing public education, and promoting sustainable product innovation are essential for supporting the development of an inclusive and sustainable Islamic investment ecosystem.

Analisis Komparatif Ekonomi Islam, Kapitalisme, dan Sosialisme dalam Merespons Disrupsi Kecerdasan Buatan: Perspektif Maqashid As-Syariah Yaskur Yaskur; Ichsan Iqbal
MUQADDIMAH: Jurnal Ekonomi, Manajemen, Akuntansi dan Bisnis Vol. 4 No. 3 (2026): Jurnal Ekonomi, Manajemen, Akuntansi dan Bisnis
Publisher : LP3M INSTITUT KH YAZID KARIMULLAH

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59246/32sdq705

The disruption of Artificial Intelligence (AI) exacerbates the structural weaknesses of capitalism (extreme inequality) and socialism (inefficiency and incentive crisis). This study comparatively analyzes the responses of capitalism, socialism, and Islamic economics to AI disruption, employing Maqasid al-Shariah as an evaluative framework. Using a qualitative, literature-based approach, data were drawn from primary sources (Smith, Marx, Chapra, Auda) and reputable journal articles, and analyzed through content analysis and the comparative method of Miles, Huberman, and Saldana. The five pillars of Maqasid are operationalized through Auda’s systems approach, which is multidimensional, holistic, and purpose-oriented. The findings reveal that capitalism fosters market efficiency yet generates digital monopolies and surveillance capitalism; socialism offers precision centralized planning but risks digital authoritarianism; whereas Islamic economics positions AI as an instrument of trusteeship (khalifah) to realize human development and distributive justice by optimizing digital ZISWAF (zakat, infaq, sadaqah, and waqf). The novelty of this study lies in deploying Maqasid as a dynamic, systemic analytical tool rather than a merely normative doctrine. In conclusion, Islamic economics transcends the market-versus-state dichotomy by integrating technological innovation and spiritual welfare (maslahah). A limitation of the study is its theoretical-conceptual nature, which calls for further empirical research.

Teori Permintaan dalam Perspektif Ekonomi Islam: Prinsip, Faktor, dan Komparasi dengan Ekonomi Konvensional Qurrotul Uyun; Ichsan Iqbal
MUQADDIMAH: Jurnal Ekonomi, Manajemen, Akuntansi dan Bisnis Vol. 4 No. 1 (2026): Jurnal Ekonomi, Manajemen, Akuntansi dan Bisnis
Publisher : LP3M INSTITUT KH YAZID KARIMULLAH

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59246/wx630k10

Demand theory occupies a central position in economic analysis because it explains consumer behavior in allocating limited resources. Within Islamic economics, demand is not solely determined by price and purchasing power but is also guided by moral, ethical, and sharia principles that shape consumption decisions. Despite the growing discussion of Islamic demand theory, previous studies have generally examined its principles, determinants, or comparisons with conventional economics separately, leaving limited integrative analyses that combine these dimensions into a comprehensive framework. Employing a qualitative library research approach, this article synthesizes classical Islamic economic literature, contemporary scholarly works, and relevant scientific publications through descriptive and comparative content analysis. The analysis demonstrates that Islamic demand theory differs fundamentally from conventional demand theory in its normative foundation, consumption objectives, and decision-making framework. Consumer demand is restricted by halal and haram principles, directed toward achieving maslahah and falah, and structured according to the hierarchy of maqashid al-shariah. Although both perspectives recognize price, income, substitute goods, and consumer preferences as determinants of demand, Islamic economics incorporates additional moral, spiritual, and social responsibility dimensions that influence consumption behavior. These findings provide a more comprehensive conceptual framework for understanding Islamic demand theory while strengthening the theoretical discourse of Islamic microeconomics and offering practical implications for consumer education, halal industry development, and Islamic economic policymaking.

TEORI KONSUMSI ISLAMI: STRATEGI MEWUJUDKAN MASLAHAH Muhammad Irawan; Ichsan Iqbal
Tijarah: Jurnal Ekonomi Syariah Vol 5, No 1 (2026): Tijarah: Jurnal Ekonomi Syariah
Publisher : CV Widina Media Utama

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59818/tijarah.v5i1.3035

Consumption in Islamic economics is not merely an activity to fulfill material needs but also encompasses spiritual and social dimensions aimed at achieving maslahah (public benefit and welfare). This study examines the concept of Islamic consumption, the hierarchy of human needs, consumption ethics, and the role of maslahah in promoting well-being. The research employs a qualitative approach through library research and content analysis of Islamic economic literature. The findings reveal that Islamic consumption is guided by a hierarchy of needs consisting of dharuriyyah (essential needs), hajiyyah (complementary needs), and tahsiniyyah (refinement needs), as well as the principles of tawhid, justice, trustworthiness, permissibility (halal), and moderation. Maslahah serves as the primary objective of consumption by safeguarding the five essential elements of maqashid al-shari’ah: religion, life, intellect, lineage, and wealth. Therefore, Islamic consumption extends beyond individual satisfaction to the realization of social welfare and sustainable prosperity in both this world and the hereafter. This study contributes to the literature by offering a novel integrative synthesis of classical maslahah theory and modern consumption ethics to establish operational boundaries for contemporary Muslim consumer behavior. ABSTRAKKonsumsi dalam ekonomi Islam merupakan aktivitas yang tidak hanya bertujuan memenuhi kebutuhan materi, tetapi juga mengandung dimensi spiritual dan sosial untuk mencapai maslahah. Penelitian ini bertujuan mengkaji konsep konsumsi Islami, hierarki kebutuhan manusia, etika konsumsi, serta peran maslahah dalam mewujudkan kesejahteraan. Metode yang digunakan adalah penelitian kualitatif dengan pendekatan studi pustaka (library research) dan analisis isi (content analysis). Hasil kajian menunjukkan bahwa konsumsi Islami berlandaskan hierarki kebutuhan dharuriyyah, hajiyyah, dan tahsiniyyah, serta prinsip tauhid, keadilan, amanah, kehalalan, dan kesederhanaan. Konsep maslahah menjadi tujuan utama konsumsi karena berorientasi pada perlindungan agama, jiwa, akal, keturunan, dan harta (maqashid al-syari’ah). Dengan demikian, konsumsi dalam Islam tidak hanya berfokus pada kepuasan individu, tetapi juga pada terciptanya kesejahteraan sosial dan kebahagiaan dunia-akhirat. Kajian ini memberikan kontribusi kebaruan melalui sintesis kritis integratif antara teori maslahah klasik dengan instrumen etika konsumsi guna merumuskan batasan operasional perilaku konsumen Muslim.

Peran dan Fungsi Pemerintah dalam Perspektif Ekonomi Islam: Sintesis Turats dan Kebijakan Fiskal Kontemporer Wendi Hadi Setyadi; Ichsan Iqbal
Surplus: Jurnal Ekonomi dan Bisnis Vol. 5 No. 1 (2026): Juli-Desember 2026
Publisher : Yayasan Pendidikan Tanggui Baimbaian

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71456/sur.v5i1.2195

Penelitian ini bertujuan mendekonstruksi akar inefisiensi fiskal dan stagnasi pendapatan negara melalui sintesis pemikiran ekonomi Islam klasik dan kontemporer. Mengamati realitas makroekonomi Indonesia (2023-2025), terdapat anomali di mana ekspansi Anggaran Pendapatan dan Belanja Negara (APBN) gagal mereduksi ketimpangan akibat inefisiensi birokrasi dan jebakan pendapatan menengah (middle income trap). Penelitian kualitatif ini mengadopsi studi kepustakaan yang diorientasikan pada analisis kebijakan publik. Pisau bedah utama menggunakan Systems Approach Jasser Auda untuk mengevaluasi disfungsi ekosistem anggaran, serta sosiologi ekonomi Ibnu Khaldun guna membedah paradoks rasio pajak. Hasil penelitian menunjukkan bahwa inefisiensi fiskal berakar pada structural tabdzir (kesia-siaan struktural) yang dilegitimasi oleh Indikator Kinerja Utama (IKU) birokrasi yang bias pada serapan administratif (spending-oriented). Sebagai solusi, penelitian ini merekomendasikan komplementaritas instrumen filantropi (ZISWAF) sebagai katup pengaman fiskal guna meringankan beban pajak kelas menengah. Lebih jauh, guna merestorasi fungsi pelindungan kekayaan publik (hifzh al-mal), direkomendasikan pelembagaan Al-Hisbah Digital (pengawasan prediktif) yang mengintegrasikan ekosistem data pengadaan dan perbendaharaan nasional melalui analitik big data dan machine learning.

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