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All Journal International Journal of Business and Quality Research
Fauzi R. Rahim
Faculty of Economics and Business, Hasanuddin University
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

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Analysis Of The Influence Of Financial Literacy And Digital Literacy Of The Community On Smart Branch Mandiri Nahda Alyani Sharfina; Cepi Pahlevi; Fauzi R. Rahim
International Journal of Business and Quality Research Vol. 1 No. 03 (2023): July - September, International Journal of Business and Quality Research
Publisher : Citakonsultindo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63922/ijbqr.v1i03.436

Abstract

As technology evolves, digital banking is beginning to penetrate every corner of life on the financial, consumer and even customer experience sides. In response to the transition of industry growth towards this digital era, a number of activities have begun to adapt to the current conditions. Technological advancements that make life easier have also penetrated the financial sector. Smart Branch is designed to accommodate customer needs based on the level of digital adoption by presenting a service process that is integrated with digital channels and self-service machines. The purpose of this study was to examine the effect of financial literacy and digital literacy on Bank Mandiri's smart Branch in using digital banks The digital transformation step is a push to increase digital financial literacy in Indonesia. The type of research in this study is descriptive research using a quantitative approach with primary data type
Financial Performance Of Kendari Health Polytechnic Before And During The Covid-19 Pandemic Rochmad Munandar; Cepi Pahlevi; Fauzi R. Rahim
International Journal of Business and Quality Research Vol. 1 No. 03 (2023): July - September, International Journal of Business and Quality Research
Publisher : Citakonsultindo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63922/ijbqr.v1i03.501

Abstract

This study aims to determine whether there is a difference in the Financial Performance of the Kendari Health Polytechnic before and during the Covid-19 pandemic in the period before the Covid-19 pandemic began in 2017, 2018 and 2019. Meanwhile, the period when the Covid-19 pandemic occurred began in 2020, 2021 and 2022. The data used are the financial statements of the Kendari Health Polytechnic in the form of Budget Realization Reports, Balance Sheets, Operational Reports and Reports on Changes in Equity for 2017, 2018, 2019, 2020, 2021 and 2022. The data was analyzed by the cumulative method with the Financial Performance Ratio analysis tool referring to Per 32/PB/2014. Financial performance measured is Current Ratio, Fixed Asset Turnover, Return on Fixed Assets, Return on Equity, PNBP Income to Operating Expenses (POBO). The financial performance ratio is used as a variable and the Normality Test is then analyzed using the Paired Sample T Test. The results of the statistical test show that all five groups of financial ratios tested have Asymp values. Sig. (2-tailed) is greater than 0.05 so it can be concluded that there is no significant difference in the Financial Performance of Kendari Health Polytechnic before and during the Covid-19 pandemic. Key words: Financial performance, Before and during Covid-19 Pandemic
Co-Authors Cepi Pahlevi Nahda Alyani Sharfina Rochmad Munandar