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All Journal RIBHUNA : Jurnal Keuangan dan Perbankan Syariah Lensa Pendas
Khoirun Ni'mah
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Religion Economics, Econometrics & Finance Education

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PENGARUH NPF DAN FDR TERHADAP PEMBIAYAAN MURABAHAH PADA BUS, UUS, DAN BPRS TAHUN 2021-2022 hanif fithrah awaluddin; Ika Puji Astuti; Intan Permata Elois; Khoirun Ni'mah
RIBHUNA : Jurnal Keuangan dan Perbankan Syariah Vol 3 No 2 (2024): July 2024
Publisher : Islamic Banking Department, Faculty of Islamic Economics and Business, Institut Agama Islam (IAI) Ibrahimy Genteng Banyuwangi, Indonesia.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69552/ribhuna.v3i2.2196

Abstract

Dalam Pembiayaan murabahah terdapat dua faktor yang dapat mempengaruhi yaitu faktor internal dan faktor eksternal, faktor internal merupakan faktor yang bersumber dari bank itu sendiri meliputi, Financing to Deposit Ratio (FDR), dan Non Performing Financing (NPF). Dalam beberapa penelitian terdahulu terdapat perbedaan hasil penelitian, menjadikan penelitian tentang pembiayaan murabahah menarik untuk diteliti kembali. Penelitian ini menggunakan pendekatan kuantitatif dengan metode analisis regresi data panel dengan tujuan mengetahui pengaruh NPF dan FDR terhadap pembiayaan murabahah pada BUS, UUS, dan BPRS tahun 2021-2022. Hasil penelitian ini menunjukan bahwa NPF dan FDR berpengaruh signifikan pada pembiayaan murabahah.In murabahah financing there are two factors that can influence, namely internal factors and external factors, internal factors are factors sourced from the bank itself including, Financing to Deposit Ratio (FDR), and Non Performing Financing (NPF). In several previous studies there were differences in research results, making research on murabahah financing interesting to be re-examined. This study uses a quantitative approach with a panel data regression analysis method with the aim of determining the effect of NPF and FDR on murabahah financing in BUS, UUS, and BPRS in 2021-2022. The results of this study show that NPF and FDR have a significant effect on murabahah financing.
Efektivitas Model Pembelajaran Project Based Learning dengan Media Stick and Plasticine terhadap Hasil Belajar Matematika Siswa Kelas IV Khoirun Ni'mah; Noviana Dini Rahmawati; Kartinah; Evy Ariestanti
Jurnal Lensa Pendas Vol 9 No 2 (2024): September
Publisher : Universitas Muhammadiyah Kuningan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33222/jlp.v9i2.4058

Abstract

This study aims to determine the effectiveness of project-based learning using stick and plasticine media on Mathematics learning outcomes among fourth-grade students of SDN Sendangguwo 01 Semarang. This research employed a quantitative approach with a pre-experimental method using a one-group pretest-posttest design. The sample consisted of 28 students from class IVB SDN Sendangguwo 01 Semarang. Data were collected through tests and documentation. The results were analyzed using the Wilcoxon signed-rank test and N-gain calculation. The Wilcoxon test was chosen due to the non-normal distribution of the data. The findings indicated a significant Asymp.Sig. (2-tailed) value of 0.000<0.05, thus supporting the alternative hypothesis (Ha). The N-gain analysis categorized the effectiveness as moderate, with an N-gain score of 0.5830 and a percentage N-gain of 58.3007. Therefore, the project-based learning model using stick and plasticine media significantly proved to be moderately effective in enhancing Mathematics learning outcomes among fourth-grade students at SDN Sendangguwo 01 Semarang. This research is expected to contribute to educational practices.
Co-Authors Evy Ariestanti hanif fithrah awaluddin Ika Puji Astuti Intan Permata Elois Kartinah Kartinah, Kartinah Noviana Dini Rahmawati