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This Author published in this journals
All Journal Jurnal Ilmiah Ekonomi Islam Jurnal Ekonomi dan Manajemen (JEKMA)
Eka Rahayuningsih
Sekolah Tinggi Ekonomi dan Bisnis Islam Al Rosyid Bojonegoro
Economics, Econometrics & Finance Social Sciences

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Manajemen Risiko Pembiayaan KPA Trans Icon di Bank Mega Syariah dalam Perspektif Maqashid Al Shariah Eka Rahayuningsih
Jurnal Ilmiah Ekonomi Islam Vol 9, No 3 (2023): JIEI : Vol.9, No.3, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i3.10875

Abstract

Sharia banking products to meet the demands of modern society are the development of hybrid contracts. This is because the single contract form is no longer able to respond to contemporary financial transactions. Surabaya, as the second metropolitan city in Indonesia, will of course bring it residents towards a more modern and classier life. This modern and classy residence is called Trans Icon. This research uses qualitative research. The aim of this research is to find out how Trans Icon KPA Financing Risk Management is at Bank mega Syariah form a maqashid al shariah perspective. Sharia principles in sharia financial institutions are based on the values of justice, balance, benefit, and universalism. The main principles of sharia financial institutions in carrying out their business are freedom from maysir, gharar, haram things, usury, and from falsehood. Risk management of KPA Trans Icon financing in the face of bad financing or defaulting customers, namely by efforts ti save financing and resolve. The concepts used in financing KPA Trans Icon at Bank Mega Syariah Surabaya is the Musyarakah Mutanaqishah concept, the procedure for fimancing is very easy and simple, consisting of six stages, namely character, capacity, collateral, capital, financing approval, binding and disbursement.
COMMUNITY-BASED DIGITAL MARKETING EMPOWERMENT: A HOLISTIC STRATEGY FOR EMPOWERING RURAL WOMEN MSMES IN SOUTHEAST ASIA Endang Styawati; Eka Rahayuningsih
Jurnal Ekonomi dan Manajemen Vol. 4 No. 1 (2025): Februari: Jurnal Ekonomi dan Manajemen
Publisher : Asosiasi Dosen Muda Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56127/jekma.v4i1.2530

Abstract

Micro, Small, and Medium Enterprises (MSMEs) have significantly contributed to the development of digitalization, which has spurred economic growth globally, including in Southeast Asia. However, Why rural women-led MSMEs face considerable challenges, such as limited digital literacy, the double burden of work and domestic responsibilities, and restricted access to the digital ecosystem. This study aims to develop a comprehensive community-based strategy to support village women's MSMEs through digital marketing. The article presents a conceptual model for "Community-Based Digital Marketing Empowerment." This strategy integrates technology, gender empowerment, and social sustainability, transcending disciplinary boundaries. Employing a qualitative approach, the study includes case studies from Jono Village in Sugihwaras District and Bojonegoro Regency, alongside a review of relevant Southeast Asian literature and data gathered from in-depth interviews and literature reviews. The findings suggest that community-based approaches can enhance the competitiveness of MSMEs while fostering social cohesion through collaboration, collective digital capacity building, and the incorporation of local values. This model aims to contribute to global literature on the digitalization of MSMEs and promote humanitarian values in the digital age.
Co-Authors Endang Styawati