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Penyusunan Kontrak Perjanjian Pembiayaan Ba’I Murabahah dalam Persfektif Perjanjian Hukum Perdata dan Hukum Perjanjian Syariah (studi di PT. Bank Syariah Indonesia KCP Kopo Bandung) Neni Hardiati; Hulaiva Pary; Popoy Ayu Damayanti
Al-Qisthu: Jurnal Kajian Ilmu-Ilmu Hukum Vol. 19 No. 1 (2021): Al-Qisthu: Jurnal Kajian Ilmu-Ilmu Hukum
Publisher : Institut Agama Islam Negeri Kerinci

This study explains the principle of the ba’i murabahah contract, which is regulated in the Civil Code, and sharia contract law regulated in the Sharia Economic Law Compilation (KHES) and the Sharia Banking Law. This research uses the juridical-normative method. The data sources of this research are primary, secondary, and tertiary legal materials. Among them are made in the form of a qualitative description of the legal materials in this study. The results of this study indicate that the preparation of the contract agreement refers to the principle of freedom of contract in the Civil Code and the principle of agreement in Islamic law as contained in the KHES and the Sharia Banking Law. And there are no raw materials in the preparation of contract agreements in the Civil Code and sharia contract law. The most important thing is that in agreeing, the parties agree as in the deal in the KHES and the sharia banking law. In carrying out a contract or agreement, one must understand what a contract is, the purpose of making a contract, the conditions for the validity of the contract, the principles of contract law, the form and characteristics of the contract, the terms and principal of the agreement, the contract law supervision system, the structure and anatomy of the agreement, the form in the contract. Dispute resolution and contract termination. So that in the making a contract agreement, the parties are given the freedom to carry out the deal. The purpose of the preparation of the contract is as evidence for the parties so that the implementation of the results no longer differs according to the contract agreement.

Buying and Selling Shares in the Capital Market (Comparative Study of Fatwa Opinions of DSN and Contemporary Fuqaha) Hulaiva Pary; Jaenudin Jaenudin; Muh. Fauzan Januri
Journal of Islamic Economics Lariba Vol. 7 No. 2 (2021)
Publisher : Department of Islamic Economics, Islamic University of Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/jielariba.vol7.iss2.art2

There are many differences of opinion among the scholars in establishing a law itself. This study aims to compare the opinion of fatwa DSN with Fuqaha Kontempore in establishing the law of Buying and Selling Shares. The approach used in this writing is a normative juridical approach. The authors used a qualitative type of research. The result that the author can conclude is that the law of buying and selling shares is permissible it is also forbidden. Among them are opinions according to contemporary fuqaha, some argue that the sale and purchase of legal shares are permissible, and some are forbidden. Meanwhile, according to fatwa DSN, ensuring the transaction of buying and selling halal shares.

Implementation Of Agreements In Multi Level Marketing (Mlm) Business Schemes Based On Sharia Principles Muhamad Izazi Nurjaman; Ikin Rojikin; Hulaiva Pary; Syarif Hasim; Dena Ayu
Jurnal Ilmiah Ekonomi Islam Vol 9, No 3 (2023): JIEI : Vol.9, No.3, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i3.10815

Scholars have different opinions regarding MLM business schemes, some forbid and some for conditional permissibility. As for the juhur of contemporary scholars, many of them forbid it. However, the DSN-MUI through Fatwa Number 75 of 2009 allows MLM business schemes on condition that the implementation of a contract is in accordance with sharia principles. Therefore, this study will analyze the implementation of the contract in the MLM business scheme. This research includes sharia economic law research using a descriptive method of literature with a normative juridical approach using secondary data in the form of DSN-MUI Fatwas. This type of research is qualitative research with data analysis techniques, namely data reduction, data presentation and conclusions. The results of this study reveal that based on the substance of the DSN-MUI Fatwa Number 75 of 2009, MLM business schemes can use several contracts, namely murabaha, wakalah bi al-ujrah, ju'alah, ijarah and other contracts determined by DSN-MUI according to sharia principles, one of them is the Samsarah contract. However, the contract that is widely used in MLM business schemes is the ju'alah contract. Meanwhile, if you look at the MLM business scheme, which contains elements of intermediary services, services for selling products and recruiting new members which are part of the achievements that must be completed, then the appropriate contract is a hybrid contract between a samsarah contract and a ju'alah contract.

TEORI HUKUM ISLAM KONTEMPORER : BUNGA BANK (Studi Komparatif Antara Pandangan Ibnu Qayyim dan Muhammad Syahrur) Pary, Hulaiva
Jurnal Paris Langkis Vol 2 No 1 (2021): Edisi Agustus 2021
Publisher : PPKn, Fakultas Keguruan dan Ilmu Pengetahuan Universitas Palangka Raya

Abstrak Berbicara mengenai hukum bunga bank, tidak ada habisnya. Apalagi dikalangan hukum islam kontemporer. Banyak dari tokoh-tokoh kontemporer memiliki perbedaan pendapat mengenai hal tersebut. Diantaranya pandangan Ibnu Qayyim dan Muhammad Syahrur). Tujuan penelitian ini untuk membandingkan pandangan tentang bunga bank menurut kedua tokoh kontemporer tersebut (Ibnu Qayyim dan Muhammad Syahrur). Penulis menggunakan pendekatan yuridis normatif dengan memakai penelitian kepustakaan. Adapun jenis penelitian yang digunakan penulis yakni penelitian kualitatif. Hukum bunga bank adalah sesuatu yang cukup Panjang dalam pembahasannya dan cukup ribet dalam perdebatan antara ulama setidaknya dalam permasalahan ini ada beberapa pendapat ulama yang bisa penulis rangkup, bahwa pemikiran Ibnu Qayyim al-Jauziyyah bunga bank tercantum riba Jali, dalam perihal ini diharamkan sebab Riba Jali kemudharatannya lebih besar. Sedangkan bunga bank diperbolehkan ketika pihak peminjam dana adalah pengusaha yang tidak berhak menerima zakat dan sadaqah. Hasil hukum ini tidak lepas dari pemahanan bahwa hukum Islam adalah menghendaki kemaslahatan dan kemudahan bagi umat manusia.

Implementation Of Agreements In Multi Level Marketing (Mlm) Business Schemes Based On Sharia Principles Nurjaman, Muhamad Izazi; Rojikin, Ikin; Pary, Hulaiva; Hasim, Syarif; Ayu, Dena
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 3 (2023): JIEI : Vol.9, No.3, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i3.10815

Scholars have different opinions regarding MLM business schemes, some forbid and some for conditional permissibility. As for the juhur of contemporary scholars, many of them forbid it. However, the DSN-MUI through Fatwa Number 75 of 2009 allows MLM business schemes on condition that the implementation of a contract is in accordance with sharia principles. Therefore, this study will analyze the implementation of the contract in the MLM business scheme. This research includes sharia economic law research using a descriptive method of literature with a normative juridical approach using secondary data in the form of DSN-MUI Fatwas. This type of research is qualitative research with data analysis techniques, namely data reduction, data presentation and conclusions. The results of this study reveal that based on the substance of the DSN-MUI Fatwa Number 75 of 2009, MLM business schemes can use several contracts, namely murabaha, wakalah bi al-ujrah, ju'alah, ijarah and other contracts determined by DSN-MUI according to sharia principles, one of them is the Samsarah contract. However, the contract that is widely used in MLM business schemes is the ju'alah contract. Meanwhile, if you look at the MLM business scheme, which contains elements of intermediary services, services for selling products and recruiting new members which are part of the achievements that must be completed, then the appropriate contract is a hybrid contract between a samsarah contract and a ju'alah contract.

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