Arsal Arsal
Universitas Islam Negeri Sjech M. Djamil Djambek Bukittinggi

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Analisis Akad pada Transaksi E-Commerce dengan Metode Cash on Delivery (COD) perspektif Fikih Mu’amalah Azimar Syamsi; Arsal Arsal
Journal of Islamic Law and Wisdom Vol. 1 No. 1 (2025): June 2025
Publisher : Program Studi Magister Hukum Islam - UIN Bukittinggi

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Abstract

The e-commerce transaction payment system is not only limited to credit cards, debit cards, electronic wallets, or paylaters, but also via the COD (Cash On Delivery) method, where payment is made in cash when the goods arrive at their destination, which is handed over by the courier. Basically, in mu'amalah jurisprudence there have been studies relating to transaction rules, but in the case of e-commerce with a COD system, this has not been found in classical jurisprudence studies. Therefore, the author is interested in conducting further research on this topic, especially regarding e-commerce transaction mechanisms using the COD method and aspects of contracts from the perspective of mu'amalah jurisprudence. This research will be carried out through literature analysis with a qualitative approach. Data will be processed and analyzed using qualitative techniques, including inductive, deductive and comparative approaches. The results of this research show that the e-commerce transaction mechanism using the COD system is by opening the application, selecting goods, checking out, and inspecting the goods before making payment for the order in cash when it arrives at its destination via a courier intermediary. The position of the contract in e-commerce transactions using the COD system, from the perspective of mu'amalah jurisprudence, is that it is permissible as long as the harmony and appropriate terms and rules are met. The transaction system uses a greeting contract
RIBA DALAM AYAT AL-QUR’AN DAN HADITS : TINJAUAN TEKS DAN KONTEKS Hidayatullah Hidayatullah; Arsal Arsal; Zul Efendi
KASBANA Vol 4 No 1 (2024): Januari
Publisher : Sekolah Tinggi Ilmu Syariah Darul Falah Bondowoso

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53948/kasbana.v4i1.108

Abstract

Penelitian ini memfokuskan analisis terhadap ayat dan hadits berkaitan dengan riba ditinjau secara teks dan konteks. penelitian ini merupakan penelitian pustaka (library research) dengan menjadikan buku dan tulisan-tulisan yang berkaitan dengan riba sebagai bahan hukum utamanya. Data-data yang dikumpulkan akan dianalisis dan diuraikan secara deksriptif analitis. Penelitian ini menghasilkan kesimpulan. Pertama, berdasarkan ayat-ayat al-Qur’an tersebut di atas, para ulama sepakat bahwa riba merupakan sesuatu yang dilarang karena ayat-ayat yang menjelaskan tentang keharaman riba dinilai sangat jelas dan secara kronologis dapat dipahami esensi pelarangan tersebut. Kedua, pelarangan riba dalam al-Qur’an memiliki relevansi dengan pergerakan sektor riil dalam ekonomi. Sebab, ekonomi yang berbasis pada riba dengan sendirinya akan mengabaikan underlying transaction yang merupakan basis dari sektor riil. Akibat para pemilik modal (kapitalis) dipastikan beruntung sedangkan para pengelola uang/pengusaha masih belum ada kejelasan, sehingga posisinya menjadi berimbang, tidak adanya keadilan. Sistem ekonomi ribawi tersebut dapat menyebabkan terjadinya kesenjangan pertumbuhan ekonomi masyarakat dunia makin terjadi secara konstant. Dalam konteks ini, al-Qur’an membicarakan riba dalam konteks ekonomi makro, yakni melihat dampak riba terhadap ekonomi masyarakat secara agregat. Sistem ekonomi ribawi akan mempengaruhi investasi, semakin tinggi suku bunga. Ketika investasi semakin menurun, maka akan berdampak pada meningkatnya angka pengangguran. Di samping itu, sistem ribawi ini telah menjerumuskan negara-negara berkembang kepada debt trap (jebakan hutang).
The Perspective of Mashlahah Mursalah on the Implementation of Marriage Counseling for Generation Z at the Ampek Angkek Religious Affairs Office Nurul 'Izzati; Arsal Arsal
ALFIHRIS : Jurnal Inspirasi Pendidikan Vol. 4 No. 3 (2026): Juli : Jurnal Inspirasi Pendidikan
Publisher : LP3M INSTITUT KH YAZID KARIMULLAH

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59246/py671e03

Abstract

This study is motivated by the skeptical views among Generation Z (Gen Z), who perceive that the marriage counseling conducted by the Office of Religious Affairs (KUA) in Ampek Angkek lacks real social impact (mashlahah) and is often regarded merely as an administrative formality. This study aims to determine the methods and materials used in marriage counseling at KUA Ampek Angkek and to analyze them from the perspective of mashlahah mursalah. Utilizing a descriptive qualitative method with a field research approach, data were gathered through interviews, observations, and documentation with KUA officials and Gen Z informants. Data analysis was conducted systematically through data reduction, data display, and conclusion drawing based on relevant theories. The results indicate that marriage counseling is routinely held using lecture and Q&A methods, covering topics such as marriage jurisprudence (fiqh munakahat), family psychology management, positive law, and local customs. Viewed from the mashlahah mursalah perspective, the substance of the material basically fulfills the elements of benefit to foster a harmonious family (jalb al-mashalih) and prevent the harm of divorce (daf’ al-mafasid). However, the conventional and formal delivery methods are considered less interactive and irrelevant to the communication characteristics of Gen Z, leading to suboptimal absorption of these beneficial values. Therefore, this study recommends that KUA Ampek Angkek innovate its counseling approach by integrating visual-based digital learning media, playing short educational videos, and implementing role-play simulations that are more adaptive to the learning styles of Gen Z.