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All Journal Syarikat : Jurnal Rumpun Ekonomi Syariah International Journal of Economic, Business, Accounting, Agriculture Management and Sharia Administration (IJEBAS) Jurnal Akuntansi Audit dan Perpajakan Indonesia (JAAPI) Journal of Sharia Business Management
Cita Ayni Putri Silalahi
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Economics, Econometrics & Finance Social Sciences Other

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Determinan Kemampuan Keuangan Investor Rumah Tangga Di Sumatera Utara Alistraja Dison Silalahi; Cita Ayni Putri Silalahi; Rukmini; Mohd. Idris Dalimunthe; Yusmalinda; Aria Masdiana Pasaribu
JURNAL AKUNTANSI AUDIT DAN PERPAJAKAN INDONESIA (JAAPI) Vol. 5 No. 2 (2024): Jurnal Akuntansi Audit dan Perpajakan Indonesia (JAAPI)
Publisher : Program Studi Akuntansi Fakultas Ekonomi UMN AL Washliyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32696/jaapi.v5i2.4018

Abstract

This study aims to find and analyze the influence of financial anxiety, financial autonomy, impulsivity, financial attitudes, financial literacy on financial capability, a study of household investor analysis in North Sumatra. This study is a quantitative study, quantitative research is causal. Data analysis techniques use statistical analysis based on partial least square (PLS). The results of the study found that financial anxiety, financial attitudes and digital financial literacy have a positive effect on financial capability, financial autonomy and impulsivity do not affect financial capability
Evolution Halal Industry and The impact to Global Trade : Analysis Comparative Markets Main Cita Ayni Putri Silalahi; M. Guffar Harahap; Muhammad Radian syah
INTERNATIONAL, Journal of Sharia Business Management Vol 3 No 1 (2024): Maret
Publisher : CV. Barokah Publsiher

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Abstract

Study This done For know whether evolution halal industry impact on global trade , with do testing on market main halal industry namely Indonesia. Research done with method quantitative with use analysis comparative with technique data processing , namely Statistical Package For The Social Sciences. As for what becomes indicator in study This Export halal products , Halal Certification , Infrastructure And Ecosystem Industry , Growth Market Halal Industry , Attracting Investors, MSMEs, and Institution Halal Certification and test influence before And after halal industry is growing And the impact to global trade . And it was concluded from results study that after develop influential halal industry to proven global trade from results testing conducted​
THE INTERNAL FAKTORS EFFECT ON QUALITY OF HOUSEHOLD INVESTORS' FINANCIAL DECISIONS Alistraja Dison Silalahi; Cita Ayni Putri Silalahi; Rukmini; Mohd. Idris Dalimunthe
International Journal of Economic, Business, Accounting, Agriculture Management and Sharia Administration (IJEBAS) Vol. 5 No. 2 (2025): April
Publisher : CV. Radja Publika

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/ijebas.v5i2.2946

Abstract

The study targets to research the effect of tension, autonomy, impulsivity, financial attitudes on monetary choice making with monetary capability as mediation and virtual financial literacy as moderation, an analysis study of family traders in North Sumatra. This research is quantitative studies, causality. The records analysis method uses partial least rectangular statistical analysis. The consequences found that monetary tension and attitudes have a high-quality impact on economic functionality and financial decision making. economic autonomy and impulsivity have no effect on monetary functionality and monetary choice making. financial functionality has a superb impact on monetary choice making. virtual economic literacy has a nice impact on economic capability. financial functionality mediates the influence ofmonetary anxiety and attitude on financial decision making. monetary functionality does now not mediate the impact of financial independence and spontaneity on economic planning. virtual financial literacy moderates the influence of monetary anxiety, monetary autonomy, impulsivity, economic attitudes on monetary capability. The implication of the research consequences is a advice to the Indonesia stock exchange North Sumatra location to be a solution to literate the public regarding digital finance, especially housewives who are busy taking care of the family.
THE ROLE OF ISLAMIC BUSINESS ETHICS IN THE DEVELOPMENT OF MICRO, SMALL, AND MEDIUM ENTERPRISES (MSMES) M. Guffar Harahap; Cita Ayni Putri Silalahi
INTERNATIONAL, Journal of Sharia Business Management Vol 4 No 3 (2025): September
Publisher : CV. Barokah Publsiher

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Abstract

This research aims to analyze the role of Islamic business ethics in the development of Micro, Small, and Medium Enterprises (MSMEs). This study uses a mixed approach with a quantitative method in the form of a survey of MSMEs and a qualitative method in the form of an in-depth interview with MSME owners or managers. The results of the study show that Islamic business ethics have a positive and significant influence on the performance of MSMEs. The honesty dimension is the key factor that has the most influence on the performance of MSMEs. MSMEs that apply Islamic business ethics at a high level have better performance compared to MSMEs that apply Islamic business ethics at a low level. The implementation of Islamic business ethics in MSMEs still faces several challenges, such as lack of understanding, lack of resources, and unfair competition. This research provides implications for MSME actors, the government, Islamic financial institutions, and subsequent researchers.
IMPLEMENTASI KULIAH KERJA MANAJEMEN BISNIS SYARIAH (KKMBS) DI LEMBAGA PENELITIAN DAN PUBLIKASI ILMIAH (LPPI) MEDAN Mr. Irfan Chema; Cita Ayni Putri Silalahi
INTERNATIONAL, Journal of Sharia Business Management Vol 4 No 4 (2025)
Publisher : CV. Barokah Publsiher

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Abstract

Higher education based on Islamic knowledge requires graduates who not only master Islamic management theory but also possess practical skills and professionalism. The Islamic Business Management Work Lecture (KKMBS) program provides practical learning that integrates managerial competencies, Islamic business ethics, and students’ soft skills. This study aims to describe the implementation of KKMBS at the Institute of Research and Scientific Publication (LPPI), Universitas Muslim Nusantara (Al-Washliyah) Medan, including student activities, competency achievements, challenges, and institutional guidance. A qualitative approach was used with data collection through observation, informal interviews, and documentation. Data analysis employed Miles and Huberman’s interactive model. Results show students gained hands-on experience in research administration, scientific publication, teamwork, and the application of Islamic ethical values such as trustworthiness and responsibility. Intensive guidance helped students overcome adaptation challenges. In conclusion, KKMBS strengthens students’ technical, social, and ethical competencies and prepares them for professional work in accordance with Islamic Business Management principles
ANALYSIS OF THE USE OF SHARIA FINTECH REVIEWED FROM MAQASID SYARIAH IN STAI JAM'IYAH MAHMUDIYAH LANGKAT STUDENTS Cita Ayni Putri Silalahi; Alistraja Dison Silalahi; Khairani Sakdiah; Dalmi Iskandar Sultani; Safira Khoirunnisa
INTERNATIONAL, Journal of Sharia Business Management Vol 4 No 4 (2025)
Publisher : CV. Barokah Publsiher

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Abstract

This study aims to assess the level of understanding and use of Islamic fintech among students at STAI Jam'iyah Mahmudiyah Langkat using the perspective of maqasid sharia. The research approach used was descriptive qualitative, with data obtained through observation, interviews, and documentation. The results showed that 70% of students understood the differences between Islamic and conventional fintech, particularly in terms of avoiding usury and implementing Islamic principles. However, 30% still preferred conventional fintech due to convenience. Furthermore, approximately 80% of students used Islamic fintech services such as OVO Syariah and Dana Syariah to meet various financial needs. From the perspective of maqasid sharia, the existence of Islamic fintech contributes to safeguarding religion, life, intellect, lineage, and wealth through a halal, secure, and transparent financial system. Based on these findings, this study recommends improving education and developing technological innovations to increase interest in Islamic fintech and strengthen the application of Islamic values in the modern economic system
Urgensi Sertifikasi Halal bagi UMKM: Tinjauan Literasi Halal, dan Kesadaran Kesehatan Muhammad Radian Syah; Cita Ayni Putri Silalahi; M. Guffar Harahap; Riyan Pradesyah
Syarikat: Jurnal Rumpun Ekonomi Syariah Vol. 9 No. 1 (2026): Syarikat : Jurnal Rumpun Ekonomi Syariah
Publisher : Program Studi Ekonomi Syariah, Fakultas Agama Islam Universitas Islam Riau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25299/syarikat.2026.vol9(1).28191

Abstract

Sertifikasi halal merupakan instrumen penting dalam meningkatkan daya saing dan keberlanjutan Usaha Mikro, Kecil, dan Menengah (UMKM), khususnya di wilayah dengan mayoritas penduduk Muslim seperti Kota Medan. Namun, tingkat kepemilikan sertifikasi halal pada UMKM masih tergolong rendah. Penelitian ini bertujuan untuk menganalisis urgensi sertifikasi halal bagi UMKM dengan meninjau pengaruh literasi halal dan kesadaran kesehatan terhadap minat UMKM dalam melakukan sertifikasi halal. Penelitian menggunakan pendekatan kuantitatif dengan metode survei terhadap pelaku UMKM di Kota Medan. Analisis data dilakukan menggunakan Partial Least Squares–Structural Equation Modeling (PLS-SEM). Hasil penelitian menunjukkan bahwa literasi halal dan kesadaran kesehatan berpengaruh positif dan signifikan terhadap minat UMKM dalam melakukan sertifikasi halal, dengan literasi halal sebagai faktor yang paling dominan. Temuan ini menegaskan bahwa peningkatan pemahaman halal dan kesadaran akan aspek kesehatan produk menjadi kunci strategis dalam mendorong UMKM untuk memperoleh sertifikasi halal. Penelitian ini diharapkan dapat menjadi dasar perumusan kebijakan dan program pendampingan UMKM halal yang lebih efektif. Keterbatasan penelitian ini pada waktu peneliti, sehingga populasi yang digunakan hanya kota Medan saja tidak Sumatera Utara.
Co-Authors Alistraja Dison Silalahi Dalmi Iskandar Sultani Khairani Sakdiah M. Guffar Harahap Mohd. Idris Dalimunthe Mr. Irfan Chema Muhammad Radian syah Pasaribu, Aria Masdiana Pradesyah, Riyan Rukmini Safira Khoirunnisa Yusmalinda