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All Journal Tasyri` : Jurnal Tarbiyah-Syari`ah-Islamiyah Jurnal Abdimasa Aghniya: Jurnal Ekonomi Islam Al-Sharf: Jurnal Ekonomi Islam Fusion : Jurnal Pengabdian Kepada Masyarakat Jurnal Pengabdian Masyarakat Indonesia Sejahtera Jurnal Manajemen dan Pendidikan Agama Islam Journal of Sharia Business Management
Khairani Sakdiah
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Religion Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Public Health Social Sciences Other

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Pelatihan Pelayanan Perkara Prodeo dalam Perspektif Hukum Islam Diyan Yusri; Abdullah Sani; Khairani Sakdiah
Jurnal Abdimasa Pengabdian Masyarakat Vol 3 No 1 (2020): JURNAL ABDIMASA Pengabdian Masyarakat
Publisher : Universitas Pendidikan Muhammadiyah Sorong

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Abstract

Lembaga bantuan hukum menjadi suatu kebutuhan praktek dalam proses peradilan, seperti halnya posbakum yang terbentuk di Pengadilan Agama berdasarkan kebutuhan masyarakat, persamaan dihadapan hukum dan hak untuk dibela oleh advokat dan penasihat hukum adalah hak asasi manusia yang perlu dijamin dalam rangka pencapaian keadilan sosial juga salah satu cara alternatif dalam mengurangi angka kemiskinan khususnya didalam bidang hukum. Bantuan Hukum yang ada di Pengadilan Agama berbentuk pelayanan Perkara Prodeo, pos bantuan hukum (posbakum), Posbakum di Pengadilan Agama bukan hanya digunakan oleh masyarakat miskin melainkan semua kalangan masyarakat umum yang membutuhkan batuan hukum (Ahmad Burhanudin : 2017). Diantara program yang masuk dalam kebijakan bantuan hukum adalah berperkara secara prodeo. Berperkara secara prodeo adalah pembebasan biaya perkara di pengadilan bagi para pihak yang berperkara (gratis/cuma-cuma), berperkara prodeo merupakan salah satu bentuk tanggung jawab ekonomi negara terhadap masyarakat yang tidak mampu, melalui pelayanan perkara prodeo masyarakat miskin yang tidak mampu membayar biaya perkara mendapatkan hak keadilan yang sama dihadapan hukum. Perkara prodeo hanya ditujukan kepada masyarakat miskin saja karena minimnya pengetahuan dan wawasan masyarakat menengah kebawah adanya bantuan hukum akhirnya tidak banyak masyarakat yang tahu adanya pelayanan perkara prodeo tersebut, Pengadilan Agama tidak memberikan sosialisasi secara khusus pada masyarakat tetapi pada saat pemohon mengajukan perkara di pengadilan. Dalam mengajukan perkara di Pengadilan Agama masyarakat banyak mengalami masalah, salah satunya pada saat pembayaran biaya administrasi, di lingkungan masyarakat masih banyak rakyat miskin yang tidak mampu membayar perkara di pengadilan dan kebanyakan rakyat miskin masih buta akan bantuan hukum dan pada umumnya mereka tidak memahami hak-hak dan kewajiban serta tidak tahu bagaimana menyelesaikan perkara sendiri di Pengadilan, oleh karena itu butuh pengenalan akan adanya bantuan hukum maupun pembiayaan bantuan hukum secara cuma-cuma (prodeo) pengaruhnya akan memberikan dampak positif bagi orang yang akan berperkara di Pengadilan Agama. Dalam peraturan perundang-undangan untuk mewujudkan program pelayanan perkara prodeo tidak terlepas dari peran pemerintah yang turut aktif dalam memenuhi hak mendapatkan keadilan bagi setiap anggota masyarakat, khususnya pelayanan perkara prodeo yang hanya ditujukan untuk masyarakat miskin secara finansial. Disebutkan pada Undang-undang Nomor 7 tahun 1989 tentang Pengadilan Agama Pasal 49 ayat 1 yang berbunyi “Pengadilan Agama bertugas berwenang, memeriksa, memutuskan dan menyelesaikan perkara-perkara ditingkat pertama antara orang-orang yang beragama Islam dibidang : Perkawinan, Kewarisan, wasiat , hibah, Waqaf dan shodaqoh, Ekonomi Syari’ah. Kekuasaan Relatif artinya kekuasaan pengadilan yang satu jenis dan satu tingkatan, dalam perbedaannya dengan kekuasaan pengadilan yang sama jenis dan tingkatan lainnya.
Pelaksanaan Multi Akad Pada Produk Gadai Emas Di Bank Syari’ah Perspektif Fiqh Mu’amalah (Studi Kasus Bank SUMUT Syari’ah Kantor Cabang Binjai) Randitya Ahmad Basya; Muhammad Saleh; Khairani Sakdiah
AGHNIYA : Jurnal Ekonomi Islam Vol 5, No 1 (2023): AGHNIYA: Jurnal Ekonomi Islam
Publisher : Faculty of Islamic Religion, Universitas Muhammadiyah Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30596/aghniya.v5i1.15411

Abstract

People are required to be able to keep up with the times. Economic activity and human needs as one of the most important aspects of human life are developing quite quickly and increasingly varied. This makes creativity in the development of transaction models and products increase. With various transaction models and products unknown in the past that aim to meet the needs of the community, this can also affect Islamic economic transaction activities by creating new products. This study aims to determine the implementation of multi-contracts in the perspective of fiqh muamalah on gold pawn products at Bank SUMUT Syari'ah Binjai Branch Office. This research was conducted by empirical research methods. The research approach used in this study is a qualitative approach. The data used in this study were primary data obtained from observations and interviews. The implementation of multi-contracts in gold pawn products at Bank SUMUT Syari'ah Binjai Branch Office is in accordance with applicable regulations. Then, the implementation of multi-contracts in gold pawn products from the perspective of fiqh mu'amalah is allowed by jumhur ulama.
Pengaruh Pembiayaan Murabahah Terhadap Profitabilitas Pada PT Bank BSI KCP Binjai Dinda Rudang Sari Sembiring; Ahmad Fuadi; Khairani Sakdiah
Al-Sharf: Jurnal Ekonomi Islam Vol 3, No 2 (2022)
Publisher : Yayasan Rahmat Islamiyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56114/al-sharf.v3i2.316

Abstract

This research aims to analyze how murabahah financing affects profitability at PT Bank BSI KCP Binjai. This type of research is field research conducted at PT Bank BSI Binjai using quantitative descriptive methods. The data collection technique that the author uses is documentation in the form of financial statements of PT bank BSI Binjai in 2015-2019. Data analysis using SPSS 22. The results showed that murabahah financing to ROA profitability at PT Bank BSI Binjai did not have a significant effect on the correlation coefficient between murabahah financing and profitability of 0.705 which means a positive and strong correlation to profit, while the simple linear regression coefficient of murabahah financing to profit is 0.369 and the standard regression coefficient is 0.214. Based on both numbers obtained thitung = 1.723. While the critical value according to the table uses the formula t α df n-2 which is 0.05 df 5-2 = 3. Because thitung is smaller than ttabel (1,723 <3,182) at a significant level of 0.05, Ho is accepted, meaning that there is no significant influence between murabahah financing and profitability (ROA) on PT Bank BSI Binjai.
Sosialisasi Teknik Penyusunan Proposal Penelitian bagi Mahasiswa Khairunnisa Khairunnisa; Khairani Sakdiah
Jurnal Pengabdian Masyarakat Indonesia Sejahtera Vol. 3 No. 3 (2024): September: Jurnal Pengabdian Masyarakat Indonesia Sejahtera
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/jpmis.v3i3.1557

Abstract

The purpose of community service (PkM) in the form of this socialization activity is to provide understanding to students about the importance of knowing and understanding matters related to the preparation of research proposals. This is done so that students do not experience significant obstacles and difficulties while making the research proposal. Of course, the preparation of a research proposal is preceded by the selection and determination of a research title that must be understood by students, because the research title will direct students to be able to conduct research in accordance with scientific procedures. The title of the research was obtained through the findings of problems that occurred in the community until later the problems obtained were raised as a topic of discussion to be used as a research title for students. Then, it was also explained about the rules for writing the correct research proposal in accordance with the university rules. Participants in this socialization activity are students of the Sharia Banking Study Program Semester VI of 2024. This socialization activity was carried out face-to-face in the Sharia Banking Student Proposal Seminar room. This socialization activity was carried out by providing basic material and discussing in groups about research proposal preparation techniques which were preceded by finding various topic problems that occurred in a community environment so that they could be used as research titles.
Sosialisasi Pembuatan Kerajinan Dari Stik Es Krim Untuk Menumbuhkan Kreativitas Pada Anak- Anak Desa Batang Ara Kecamatan Bandar Pusaka Surya Ramadhan; Rahma Aulia Batu Bara; Khairunnisa; Khairani Sakdiah
Fusion: Jurnal Pengabdian kepada Masyarakat Vol. 3 No. 1 (2024): September
Publisher : peduli riset dan pengabdian masyarakat

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Abstract

Make ice cream stick crafts that are worth salling. That aim of the PKM student creativity in using used goods in the form of ice cream sticks to become useful items and have artistic value. In developing childten’s skills as a provision for creativity and developing a sense of beauty and the ability to appreciate arts and crafts. Make ice cream stick crafts that are worth selling. The aim of the PKM student creativity program is to inspire children in Batang Ara village to be more creative in using used goods in the form of ice cream sticks to become useful items and have artistic value. In developing children's skills as a provision for creativity and developing a sense of beauty and the ability to appreciate arts and crafts. Selection of materials and provision of facilities and infrastructure to support the production process is the final step. The process (creation), namely how to make houses and stationery from ice cream sticks, starts from arranging materials and tools. The final product or result is the transformation of ice cream sticks into houses and stationery. The final stage of evaluation, which is carried out after production is complete. This craft has selling value, and can teach children how to innovate and be creative in the process of processing used goods in the form of ice cream sticks into items that can be used. Make ice cream stick crafts that are worth salling. That aim of the PKM student creativity in using used goods in the form of ice cream sticks to become useful items and have artistic value. In developing childten’s skills as a provision for creativity and developing a sense of beauty and the ability to appreciate arts and crafts. Make ice cream stick crafts that are worth selling. The aim of the PKM student creativity program is to inspire children in Batang Ara village to be more creative in using used goods in the form of ice cream sticks to become useful items and have artistic value. In developing children's skills as a provision for creativity and developing a sense of beauty and the ability to appreciate arts and crafts. Selection of materials and provision of facilities and infrastructure to support the production process is the final step. The process (creation), namely how to make houses and stationery from ice cream sticks, starts from arranging materials and tools. The final product or result is the transformation of ice cream sticks into houses and stationery. The final stage of evaluation, which is carried out after production is complete. This craft has selling value, and can teach children how to innovate and be creative in the process of processing used goods in the form of ice cream sticks into items that can be used.
Implementasi Manajemen Pendidikan Kewirausahaan dalam Mewujudkan Siswa yang Mandiri di MAN 2 Langkat Siti Rahma; Ahmad Zaki; Khairani Sakdiah
Jurnal Manajemen dan Pendidikan Agama Islam Vol. 3 No. 2 (2025): Jurnal Manajemen dan Pendidikan Agama Islam
Publisher : Asosiasi Riset Pendidikan Agama dan Filsafat Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/jmpai.v3i2.993

Abstract

This study aims to analyze the implementation of entrepreneurship education management in achieving independent students at MAN 2 Langkat. The research uses a qualitative method with a descriptive approach, employing data collection techniques of observation, interviews, and documentation. The findings show that the planning of entrepreneurship education at MAN 2 Langkat is designed with the aim of equipping students with practical skills and independence. This entrepreneurship program includes various practical activities such as Market Day and bazaar exhibitions, providing students with the opportunity to plan and manage their own businesses. The implementation of the program has proven effective in developing students' entrepreneurship skills, such as business planning, capital management, and product marketing. Evaluation of the entrepreneurship program shows positive impacts, with assessments focused not only on the final results but also on the processes students undergo, including initiative, responsibility, and teamwork. However, several aspects still require improvement, such as financial management and enhancing cooperation among students. Overall, this entrepreneurship program has successfully created independent students, ready to face the challenges of the business world.
Implementasi Manajemen Pendidikan Karakter dalam Pembinaan Akhlak Peserta Didik di MIS Nurul Iman Gebang Hambali Hambali; Ahmad Zaki; Khairani Sakdiah
Jurnal Manajemen dan Pendidikan Agama Islam Vol. 3 No. 2 (2025): Jurnal Manajemen dan Pendidikan Agama Islam
Publisher : Asosiasi Riset Pendidikan Agama dan Filsafat Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/jmpai.v3i2.995

Abstract

This study aims to analyse the implementation of character education management in fostering students' morals at MIS Nurul Iman Gebang. This research uses a descriptive qualitative approach with data collection techniques through observation, interviews, and documentation. The results showed that: (1) Planning involves the formulation of lesson plans and educational programs that include goals, policies, methods, and directed procedures; (2) Organising is done through the division of tasks and time, as well as the placement of educators according to expertise to ensure output according to the institution's goals; and (3) Implementation includes habituation of religious values, strengthening of commendable behaviour, and practical activities that support the formation of noble morals. (4) Evaluation is done by supervising implementation in the classroom, providing feedback to educators, and interviewing student guardians to ensure conformity with the institution's goals. This study confirms the importance of character education management in shaping students' good morals through collaboration between institutions, educators and families.
ANALYSIS OF THE USE OF SHARIA FINTECH REVIEWED FROM MAQASID SYARIAH IN STAI JAM'IYAH MAHMUDIYAH LANGKAT STUDENTS Cita Ayni Putri Silalahi; Alistraja Dison Silalahi; Khairani Sakdiah; Dalmi Iskandar Sultani; Safira Khoirunnisa
INTERNATIONAL, Journal of Sharia Business Management Vol 4 No 4 (2025)
Publisher : CV. Barokah Publsiher

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Abstract

This study aims to assess the level of understanding and use of Islamic fintech among students at STAI Jam'iyah Mahmudiyah Langkat using the perspective of maqasid sharia. The research approach used was descriptive qualitative, with data obtained through observation, interviews, and documentation. The results showed that 70% of students understood the differences between Islamic and conventional fintech, particularly in terms of avoiding usury and implementing Islamic principles. However, 30% still preferred conventional fintech due to convenience. Furthermore, approximately 80% of students used Islamic fintech services such as OVO Syariah and Dana Syariah to meet various financial needs. From the perspective of maqasid sharia, the existence of Islamic fintech contributes to safeguarding religion, life, intellect, lineage, and wealth through a halal, secure, and transparent financial system. Based on these findings, this study recommends improving education and developing technological innovations to increase interest in Islamic fintech and strengthen the application of Islamic values in the modern economic system
PENGARUH KUALITAS PRODUK TABUNGAN WADIAH TERHADAP KEPUASAN NASABAH DI BSI KCP STABAT Khafiza Ananda Idris; Khairani Sakdiah; Diyan Yusri
Tasyri’: Jurnal Tarbiyah – Syari’ah Islamiyah Vol 33 No 02 (2026): Oktober 2026
Publisher : LPPM STAI Ihyaul Ulum Gresik

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70281/761f2d44

Abstract

This study aims to determine the level of customer satisfaction with Wadiah Savings products at BSI KCP Stabat based on the service quality dimensions of tangible, reliability, responsiveness, assurance, and empathy; to determine the service quality dimension with the highest average rating; and to determine the extent to which overall service quality affects customer satisfaction. This study employed a descriptive quantitative approach. The sample consisted of 100 respondents who were active Wadiah Savings customers at BSI KCP Stabat and had been customers for at least six months. Data were collected using a questionnaire with a Likert scale. The data analysis techniques included validity testing, reliability testing, descriptive statistical analysis, normality testing, heteroscedasticity testing, linearity testing, simple linear regression analysis, t-test, and coefficient of determination. The results showed that the average score of Service Quality was 3.48, which was categorized as Satisfied, while the average score of Customer Satisfaction was 3.30, which was categorized as Moderately Satisfied. Based on the five dimensions of service quality, tangible obtained an average score of 3.48, reliability 3.39, responsiveness 3.53, assurance 3.50, and empathy 3.50. The responsiveness dimension had the highest average rating, with a score of 3.53. The results of the simple linear regression analysis produced the equation Ŷ = 0.053 + 0.932X. The t-test results showed a calculated t-value of 10.439 with a significance value of < 0.001, indicating that Service Quality has a positive and significant effect on Customer Satisfaction. The R Square value of 0.526 indicates that Service Quality explains approximately 52.65% of the variation in Customer Satisfaction, while the remaining 47.35% is associated with other factors not included in the research model.
PERSEPSI PEGAWAI FRONTLINER DALAM MENERAPKAN ETIKA KERJA ISLAMI DI BANK SYARIAH INDONESIA   Hikmah Assyifa; Khairani Sakdiah; Diyan Yusri
Tasyri’: Jurnal Tarbiyah – Syari’ah Islamiyah Vol 33 No 01 (2026): April 2026
Publisher : LPPM STAI Ihyaul Ulum Gresik

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70281/xq6x2k85

Abstract

This study aims to determine frontliner employees’ perceptions of implementing Islamic work ethics, their implementation in providing services to customers, and the factors influencing frontliner employees’ perceptions at Bank Syariah Indonesia KCP Pangkalan Brandan. This study used a descriptive qualitative method, with data collected through interviews, observation, and documentation. The research informants consisted of frontliner employees and the management of Bank Syariah Indonesia KCP Pangkalan Brandan. The results of the study show three main findings: (1) frontliner employees have a good perception of Islamic work ethics, as reflected in their understanding of honesty, trustworthiness, responsibility, discipline, patience, friendliness, politeness, accuracy, and fairness; (2) Islamic work ethics have been implemented in customer service through friendly and polite attitudes, providing honest information, serving customers patiently, ensuring accuracy in transactions, protecting customer data, and cooperating with other employees; and (3) employees’ perceptions are influenced by their understanding of Islamic values, work rules and culture, leadership example, work environment, work experience, personal awareness, and interaction with customers.
Co-Authors Abdullah Sani Ahmad Fuadi Ahmad Zaki Alistraja Dison Silalahi Cita Ayni Putri Silalahi Dalmi Iskandar Sultani Dinda Rudang Sari Sembiring Diyan Yusri Hambali Hambali Hikmah Assyifa Jelita Taherani Khafiza Ananda Idris Khairunnisa Khairunnisa Khairunnisa Muhammad Saleh Rahma Aulia Batu Bara Randitya Ahmad Basya Safira Khoirunnisa Siti Rahma Surya Ramadhan