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PENGARUH TEKNOLOGI BLOKCHAIN TERHADAP EFISIENSI DAN KEAMANAN TRANSAKSI KEUANGAN: STUDI KASUS PADA INDUSTRI PERBANKAN DI INDONESIA Anita Erari; Pierdijono Hartono; Bambang Surahman; Mahdi Mahdi; Kraugusteeliana Kraugusteeliana
JURNAL ILMIAH EDUNOMIKA Vol 8, No 2 (2024): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v8i2.13285

Abstract

This Research aims to see the influence of bloking technology on the efficiency and security of financial transaction, with a case study in the banking industry in Indonesia. The method in this research uses a combination approach, including analytical and descriptive approaches. The result of this research are that the use of this technology provides significant benefits in terms of safety and operational efficiency. This blokchain technology can increase transaction security and reduce the risk of fraud, besides that it can strengthen data integrity so that transactions are more efficient. This blokchain technology can increase transaction security and increase the trust of customers and banking authorities.
PENINGKATAN PENGGUNAAN FINANCIAL TECHNOLOGI MELALUI FINANCIAL LITERACY PADA GENERASI Z DI ERA SOCIETY 5.0 Roy Rocky Suprapto Baan; Pierdijono Hartono; Veronika Yuni; Siti Hasanah; Kraugusteeliana Kraugusteeliana
JURNAL ILMIAH EDUNOMIKA Vol 8, No 2 (2024): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v8i2.13287

Abstract

In the current era of globalization, technological advances have become a new driver for economic growth, especially in the financial sector, where fintech has been able to become a new instrument to encourage growth in this sector. This research aims to find out whether there is an influence between financial literacy and the increased use of financial technology (fintech) in generation z in the era of society 5.0. The research method used is a quantitative method. The data used in this research is primary data where the data is obtained directly from respondents' answers to questionnaires distributed to generation z in Bandar Lampung City. The respondents of this research are generation z in Bandar Lampung City who were born in 1997-2005. Data analysis techniques use software Smart PLS vers 3.. The results of this research are that financial literacy has a positive and significant influence on the use of financial technology in generation z in the city of Bandar Lampung.