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All Journal AT-TAFAHUM: Journal of Islamic Law Jurnal Pengabdian Masyarakat Hablum Minannas International Journal of Islamic Business Management
Ahmad Wahyudi Zein
Universitas Islam Negeri Sumatera Utara
Arts Humanities Economics, Econometrics & Finance Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences

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LITERASI PRODUK HALAL DALAM RANGKA MENINGKATKAN PEMASARAN PADA UMKM DI DELI SERDANG Muhammad syahbudi; Ahmad Wahyudi Zein; Muhammad Najmu Al-Hafidh; Elida Elfi Barus; Reza Nurul Ichsan
Jurnal PKM Hablum Minannas Vol. 3 No. 1 (2024): Maret 2024
Publisher : LPPM Yayasan Pendidikan Islam Tholabul Ilmi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47652/jhm.v3i1.489

Abstract

Jumlah produk lokal yang dihasilkan oleh usaha mikro, kecil, dan menengah (UMKM) di Deli Serdang yang beredar tanpa label halal mendorong penulis untuk melaksanakan kegiatan pengabdian masyarakat terkait pemahaman tentang sertifikasi halal. Sebagian pelaku UMKM telah mengambil langkah untuk mendapatkan sertifikat halal bagi produk mereka. Hal ini berhasil meningkatkan kepercayaan konsumen dalam melakukan pembelian, yang berimbas pada pertumbuhan omset penjualan. Namun, jumlah pebisnis yang menjalani proses sertifikasi tersebut tidak sebanding dengan banyaknya produk dari UMKM yang beredar di pasaran tanpa memiliki sertifikasi halal. Tulisan ini menjelaskan kegiatan pendampingan literasi yang dilaksanakan oleh penulis dengan tujuan untuk meningkatkan pemahaman dan pengetahuan tentang sertifikasi halal pada sejumlah UMKM di Kecamatan Percut sei tuan, Kabupaten Deli Serdang. Program pengabdian yang kami laksanakan melalui workshop literasi terdiri dari dua sesi. Sesi pertama menyajikan penjelasan teoritis mengenai definisi produk halal dan proses sertifikasi halal. Sedangkan sesi kedua membahas langkah-langkah dalam pengurusan sertifikasi produk halal serta memberikan contoh pelaku UMKM yang telah berhasil melaksanakannya. Dampak positif yang dihasilkan dari program pengabdian kepada masyarakat ini dirasakan oleh pelaku UMKM, yaitu mereka memperoleh pemahaman yang lebih baik mengenai pentingnya urusan sertifikasi halal serta pengaruhnya terhadap peningkatan volume penjualan. Di samping itu, pelaku UMKM juga mulai memahami langkah-langkah dalam proses pengurusan sertifikasi produk halal.
LEGAL PROTECTION FOR ISLAMIC BANK CUSTOMERS IN THE DIGITAL AGE FOLLOWING THE ENACTMENT OF LAW NO. 4 OF 2023 ON THE DEVELOPMENT AND STRENGTHENING OF THE FINANCIAL SECTOR Zein, Ahmad Wahyudi
AT-TAFAHUM: Journal of Islamic Law Vol 8, No 1 (2024)
Publisher : Program Pascasarjana UIN Sumatera Utara Medan

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Abstract

This study examines the legal protection available to customers of Islamic banking in Indonesia within the framework of national banking regulations. The purpose of the research is to identify how the law safeguards the rights and interests of Islamic bank customers, considering that such protection is essential not only for conventional banking customers but also for all financial institutions. The urgency of this topic arises from the fact that Islamic banking is relatively new in Indonesia, making it more susceptible to various challenges and disputes in practice that may potentially harm customers as the main consumers of banking services. The research adopts a normative juridical approach, emphasizing an analysis of legal norms, principles, and rules that regulate banking activities in Indonesia. The data sources consist of primary legal materials, including laws and regulations governing banking, and secondary legal materials, such as academic literature, journals, and other relevant documents. Data collection is conducted through a library research method, while data analysis employs a descriptive-analytical technique to systematically describe, explain, and assess the legal framework in order to provide a clear understanding of the extent of legal protection for Islamic banking customers.
PERAN GOOD CORPORATE GOVERNANCE TERHADAP KINERJA MANAJEMEN DAN KEPERCAYAAN PEMANGKU KEPENTINGAN PERUSAHAAN MEDAN LOKAL MODERN Dina Cheetah Khairiyah; Julia Hamdini Nasution; Rafly Aditya Ramadhan; Ahmad Wahyudi Zein
INTERNATIONAL, Journal of Sharia Business Management Vol 4 No 4 (2025)
Publisher : CV. Barokah Publsiher

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Abstract

Penelitian ini bertujuan untuk menganalisis peran Good Corporate Governance (GCG) terhadap kinerja manajemen dan tingkat kepercayaan pemangku kepentingan pada perusahaan lokal modern di Kota Medan. Penerapan GCG dipandang sebagai fondasi penting dalam menciptakan tata kelola perusahaan yang transparan, akuntabel, bertanggung jawab, independen, dan adil. Metode penelitian yang digunakan adalah pendekatan kuantitatif dengan pengumpulan data melalui kuesioner yang disebarkan kepada manajemen dan pemangku kepentingan perusahaan. Teknik analisis data dilakukan menggunakan analisis regresi untuk menguji pengaruh variabel GCG terhadap kinerja manajemen dan kepercayaan pemangku kepentingan. Hasil penelitian menunjukkan bahwa penerapan Good Corporate Governance berpengaruh positif dan signifikan terhadap peningkatan kinerja manajemen. Selain itu, GCG juga terbukti mampu meningkatkan kepercayaan pemangku kepentingan terhadap perusahaan, yang tercermin dari persepsi positif terhadap transparansi dan profesionalisme pengelolaan perusahaan. Temuan ini mengindikasikan bahwa perusahaan lokal modern di Medan yang menerapkan prinsip GCG secara konsisten memiliki peluang lebih besar untuk mencapai kinerja yang berkelanjutan dan memperoleh dukungan jangka panjang dari pemangku kepentingan. Penelitian ini diharapkan dapat menjadi referensi bagi perusahaan dalam memperkuat praktik tata kelola yang baik.
PERAN GOOD CORPORATE GOVERNANCE DALAM MENINGKATKAN KUALITAS PELAYANAN DAN KEPUASAN NASABAH PADA BANK SYARIAH INDONESIA : STUDI KASUS : BSI CABANG MEDAN AKSARA Aulia Syahfitri; Ahmad Wahyudi Zein; Miratul Imaniah; Nurhidayah; Maysa Chairani
INTERNATIONAL, Journal of Sharia Business Management Vol 4 No 5 (2025)
Publisher : CV. Barokah Publsiher

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Abstract

This study aims to analyze the role of Good Corporate Governance in improving service quality and customer satisfaction at Bank Syariah Indonesia, Medan Aksara Branch. This study employs a qualitative approach using a case study method through in-depth interviews, direct observation, and analysis of internal bank documents. The implementation of Good Corporate Governance principles, which include transparency, accountability, responsibility, independence, and fairness, is systematically examined in relation to Islamic banking service practices. The findings indicate that the effective application of good corporate governance enhances employee professionalism, strengthens customer trust, and encourages consistency in service delivery in accordance with Islamic principles. High service quality has a direct impact on increasing customer satisfaction, as reflected in customer loyalty, positive perceptions, and comfort in conducting transactions. Furthermore, Good Corporate Governance functions as an internal control mechanism that helps prevent unethical practices and improves operational effectiveness. This study provides theoretical contributions to the development of Islamic banking governance studies and practical contributions for bank management in designing service strategies oriented toward customer satisfaction and institutional sustainability. The findings are expected to serve as a policy reference for improving Islamic banking services based on sustainable and competitive governance at both national and regional levels in the future of the financial industry.
ANALISIS PENERAPAN GOOD CORPORATE GOVERNANCE PADA PT BANK SYARIAH INDONESIA (BSI) TBK. KOTA MEDAN DALAM PERSPEKTIF REGULASI DAN KINERJA PERUSAHAAN Adisty Aulia Zahra; Ahmad Wahyudi Zein; Elvira Andriyani; Popi Dea Ananda; Salsabila Sofiya Wardani
INTERNATIONAL, Journal of Sharia Business Management Vol 4 No 5 (2025)
Publisher : CV. Barokah Publsiher

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Abstract

This study aims to analyze the implementation of Good Corporate Governance (GCG) at PT Bank Syariah Indonesia (BSI) Tbk. Medan City from the perspective of regulation and corporate performance. Good Corporate Governance is a crucial principle in ensuring transparency, accountability, responsibility, independence, and fairness in the management of Islamic banking institutions. This research employs a descriptive qualitative approach, with data collected through document analysis, company annual reports, relevant Islamic banking regulations, and supporting literature. The results indicate that PT Bank Syariah Indonesia Tbk. Medan City has implemented Good Corporate Governance principles in accordance with regulatory provisions, particularly those issued by the Financial Services Authority (Otoritas Jasa Keuangan/OJK) and Bank Indonesia. The implementation of GCG is reflected in the organizational structure, internal control systems, regulatory compliance, and continuous management supervision. Furthermore, the application of Good Corporate Governance contributes positively to the improvement of corporate performance, both financially and non-financially, such as increased customer trust and operational stability. Nevertheless, further strengthening of evaluation and supervisory mechanisms is required to ensure that the implementation of Good Corporate Governance can be carried out more optimally and sustainably in the future.
TRANSFORMASI PENDAPATAN NASIONAL INDONESIA DALAM PERSPEKTIF EKONOMI MAKRO SYARIAH DI ERA DIGITAL Susi Rahmadani; Khairunisa Alisya Hasibuan; Rizki Simanullang; Ahmad Wahyudi Zein
INTERNATIONAL, Journal of Sharia Business Management Vol 4 No 5 (2025)
Publisher : CV. Barokah Publsiher

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Abstract

This study aims to analyze the transformation of Indonesia’s national income from the perspective of Islamic macroeconomics in the digital era, which is characterized by the development of financial technology, the digitalization of the real sector, and changes in consumption patterns. The study employs a qualitative descriptive approach by reviewing academic literature, macroeconomic data, and relevant Islamic economic policies. The findings indicate that economic digitalization provides significant opportunities to increase national income through production efficiency, the expansion of Islamic financial inclusion, and the optimization of economic instruments based on justice values. From the Islamic macroeconomic perspective, national income growth is not only measured by increased output but also by fair income distribution, blessings, and social welfare. A digital economy aligned with Sharia principles can strengthen the MSME sector, promote productive zakat, and reduce economic inequality. However, challenges such as the digital divide, low Islamic economic literacy, and regulatory constraints remain major obstacles. Therefore, synergy between the government, Islamic financial institutions, and digital economic actors is essential to achieve sustainable and equitable national income growth in accordance with Islamic economic principles.
PENERAPAN GOOD CORPORATE GOVERNANCE PADA BANK SYARIAH INDONESIA (BSI) KCP TEBING TINGGI Niswa Auliya Lubis; Siti Nurhalimah; Tasya Nadilla; Ahmad Wahyudi Zein
INTERNATIONAL, Journal of Sharia Business Management Vol 4 No 5 (2025)
Publisher : CV. Barokah Publsiher

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Abstract

This research aims to analyze the implementation of Good Corporate Governance (GCG) at Bank Syariah Indonesia (BSI) Tebing Tinggi Sub-Branch Office. The study focuses on five key principles of GCG, namely transparency, accountability, responsibility, independency, and fairness. A descriptive qualitative approach was applied, using interviews, observations, and document studies as data collection techniques. The findings reveal that GCG implementation at BSI Tebing Tinggi is generally well-executed, supported by management commitment and an Islamic work culture. However, transparency and internal monitoring still need improvement. The study recommends strengthening digital-based reporting systems and enhancing human resource competencies to optimize GCG practices in branch-level Islamic banking operations.
IMPLEMENTASI GOOD CORPORATE GOVERNANCE PADA PT BANK SYARIAH INDONESIA TBK: STUDI KASUS DI KC PEMATANG SIANTAR PERINTIS Faris Andrawika Harahap; Widya Anggraini; Imel Santika Siregar; Ahmad Wahyudi Zein
INTERNATIONAL, Journal of Sharia Business Management Vol 4 No 5 (2025)
Publisher : CV. Barokah Publsiher

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Abstract

Good Corporate Governance (GCG) is a fundamental aspect of banking management in maintaining public trust and ensuring business sustainability, particularly in Islamic banking which operates under prudential and Sharia compliance principles. This study aims to analyze the implementation of Good Corporate Governance principles at PT Bank Syariah Indonesia Tbk, Pematangsiantar Perintis Branch Office. The research employs a qualitative approach using a case study method. Data were collected through semi-structured interviews with employees and supported by documentation analysis of the company’s governance policies and guidelines. The results indicate that the implementation of GCG at BSI Pematangsiantar Perintis Branch has been carried out effectively, as reflected in the application of transparency, accountability, responsibility, independence, and fairness in daily operations. Clear division of roles and responsibilities, internal control systems, and compliance with regulations and Sharia principles are the main factors supporting GCG implementation. However, challenges remain in maintaining consistent application across all operational units. Overall, the implementation of Good Corporate Governance plays an important role in supporting sound and sustainable Islamic banking governance.
DIMENSI ETIKA DALAM PRAKTIK BISNIS DALAM PERSPEKTIF GOOD CORPORATE GOVERNANCE (GCG) SYARIAH Asnawi; Ahyarul Juanda Sagala; Fitra Amar Rosuli; M. Aidil Syahputra; Yabib Fikri Rambe; Ahmad Wahyudi Zein
INTERNATIONAL, Journal of Sharia Business Management Vol 4 No 6 (2025): Desember
Publisher : CV. Barokah Publsiher

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Abstract

Business ethics is an essential element in modern business practices, particularly in the implementation of Sharia-based Good Corporate Governance (GCG). This article aims to analyze the dimensions of ethics in business practices, the development of business ethics, principles of professional ethics, business as a noble profession, and the issue of moral relativism in global business. This study employs a literature review method with a qualitative-descriptive approach. The findings indicate that business ethics functions not only as a moral guideline but also as a strategic instrument in ensuring business sustainability. The principles of moral integrity and no harm are universal and remain relevant in addressing global ethical challenges. From the perspective of Sharia-based GCG, business ethics is reinforced by Islamic values such as honesty (shiddiq), justice (‘adl), trustworthiness (amanah), and ihsan, ensuring that business activities are oriented not only toward profit but also toward public welfare and blessings.
Co-Authors Adisty Aulia Zahra Ahyarul Juanda Sagala Asnawi Aulia Syahfitri Dina Cheetah Khairiyah Elida Elfi Barus Elvira Andriyani Faris Andrawika Harahap Fitra Amar Rosuli Imel Santika Siregar Julia Hamdini Nasution Khairunisa Alisya Hasibuan M. Aidil Syahputra Maysa Chairani Miratul Imaniah Muhammad Najmu Al-Hafidh Muhammad Syahbudi Niswa Auliya Lubis Nurhidayah Popi Dea Ananda Rafly Aditya Ramadhan Reza Nurul Ichsan Rizki Simanullang Salsabila Sofiya Wardani Siti Nurhalimah Susi Rahmadani Tasya Nadilla Widya Anggraini Yabib Fikri Rambe