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Pengaruh Literasi Keuangan, Self Control dan Inklusi Keuangan Terhadap Perilaku Menabung (Survei Pada Mahasiswa Fakultas Ekonomi dan Bisnis Universitas Perjuangan Tasikmalaya) Rima Nuraeni; Rita Tri Yusnita; Nita Fauziah Oktaviani
Jurnal Multidisiplin Dehasen (MUDE) Vol 3 No 3 (2024): Juli
Publisher : Universitas Dehasen Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37676/mude.v3i3.6306

Abstract

The aim of this research is to understand the influence of financial literacy, self-control and financial inclusion on saving behavior (survey of students at the Faculty of Economics and Business, Universitas Perjuangan Tasikmalaya). This research uses a quantitative causality method with a survey approach. The population taken in this research were students from the Faculty of Economics and Business, Universitas Perjuangan Tasikmalaya who were still active in 2023-2024. With a research sample of 100 respondents. The technique for determining the sample in this research uses nonprobability sampling, precisely using incidental sampling techniques. The data obtained in this research are primary data and secondary data. The analytical tool used in this research is multiple regression using SPSS Version 25. Based on the results of the F test, it shows that financial literacy, self-control and financial inclusion simultaneously have a significant effect on saving behavior. Based on the results of the T test, it shows that financial literacy and self-control partially have a significant effect on saving behavior. Meanwhile, partial financial inclusion has no significant effect on saving behavior.
Pengaruh Current Ratio Dan Debt To Equity Ratio Terhadap Return On Asset Pada PT. Garuda Indonesia Tbk Mohamad Alfi Ramadhani; Askolani Askolani; Rita Tri Yusnita
Jurnal Multidisiplin Dehasen (MUDE) Vol 3 No 4 (2024): Oktober
Publisher : Universitas Dehasen Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37676/mude.v3i4.6886

Abstract

This research was conducted with the aim of finding out the influence of the Current Ratio and Debt to Equity Ratio on Return On Assets at PT. Garuda Indonesia Tbk. The method used in this research is the correlation method with a quantitative approach. The type of data used is secondary data. The population used in this research is the financial reports at PT. Garuda Indonesia Tbk, with a research sample of 13 financial report data per year for the 2011-2023 period and the sample determination technique used the Purposive Sampling method. The analytical tool used in this research is multiple regression using SPSS version 25. The research results show that the Current Ratio and Debt to Equity Ratio simultaneously have a significant effect on Return On Assets at PT. Garuda Indonesia Tbk. Current Ratio partially has a significant effect on Return On Assets at PT. Garuda Indonesia Tbk. Debt to Equity Ratio partially has no significant effect on Return On Assets at PT. Garuda Indonesia Tbk.