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All Journal El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Journal of Islamic Economic Scholar Jurnal Bisnis, Ekonomi Syariah dan Pajak Journal of Ekonomics, Finance, and Management Studies
Ahmad Febriyanto
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Religion Agriculture, Biological Sciences & Forestry Civil Engineering, Building, Construction & Architecture Economics, Econometrics & Finance Industrial & Manufacturing Engineering Social Sciences

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Dampak Dimensi-Dimensi Pemberdayaan Pada Kinerja Anggota Tim Ahmad Febriyanto
Jurnal Bisnis, Ekonomi Syariah, dan Pajak Vol. 1 No. 1 (2024): Maret: Jurnal Bisnis, Ekonomi Syariah, dan Pajak (JBEP)
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/jbep.v1i1.36

Abstract

This research aims to investigate the impact of empowerment dimensions on team member performance in an organizational context. Empowerment is measured through the dimensions of autonomy, competence, participation and responsibility. The research method used was a questionnaire survey given to team members in various organizations. The collected data was analyzed using statistical techniques to identify the relationship between empowerment dimensions and team member performance. The results of this research can provide insight for managers and organizational leaders in improving team performance through optimizing empowerment dimensions.
Impact Of Green Financing and Financial Factors on Islamic Banks' Performance in Indonesia: a Regression Analysis Ahmad Febriyanto; Lea Fathra Azha Nabiela; Fadilla Nur Agisti
Journal of Islamic Economic Scholar Vol. 4 No. 2 (2023)
Publisher : FEBI UIN Sunan Kalijaga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14421/jies.2023.4.2.62-77

Abstract

Kinerja keuangan pada sektor perbankan akan memperlihatkan kondisi keuangan pada setiap periode. Kinerja keuangan secara khusus juga dapat menampilkan kemampuan sektor perbankan dalam menghasilkan laba. Hal serupa juga berlaku pada sektor perbankan syariah di Indonesia. Pada dasarnya terdapat beragam faktor yang kemudian dapat mempengaruhi kinerja keuangan sekto perbankan. Selaras dengan hal tersebut, penelitian ini bermaksud untuk menyelidiki pengaruh antara variabel green financing, capital adequacy ratio, islamic income ratio, dan profit sharing ratio terhadap kinerja keuangan perbankan syariah di Indonesia. Adapun sampel yang digunakan dalam penelitian ini diambil menggunakan teknik purposive sampling. Dengan melakukan pembatasan pada jenis perbankan syariah yang telah menerbitkan sustainability report dan financial report dalam periode 2020 hingga 2021. Sehingga terdapat 10 perbankan syariah yang kemudian dijadikan sampel dalam penelitian ini. Selanjutnya, dalam peneliti juga mengadopsi classic assumsion dan multiple linear regresion. Dimana setiap pengujian memanfaatkan software SPSS 22. Adapun hasil classic assumsion pada penelitian ini mengungkapkan bahwa data terdistribusi normal, tidak terdapat heterokedastisitas, tidak terdapat autokorelasi, dan tidak terdapat gejala multikolinearitas. Adapun hasil uji hipotesis menunjukkan bahwa variabel green financing, capital adequacy ratio, dan islamic income ratio tidak berpengaruh terhadap financial perfomance. Sedangkan variabel profit sharing ratio menunjukkan pengaruh negatif terhadap financial perfomance pada perbankan syariah.
Strategi Kualitas Pelayanan dalam Membentuk Keputusan Nasabah Menggunakan Produk Tabungan Wadiah di BSI KCP Probolinggo Kraksaan Ahmad Febriyanto; Aulia Izzatul Manghfiroh
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 5 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i5.5114

Abstract

This study aims to understand the service strategy of Bank Syariah Indonesia (BSI) KCP Probolinggo Kraksaan in increasing customer satisfaction and decisions, especially on Easy Wadiah savings products. The approach used is qualitative phenomenology with interview, observation, and documentation methods to identify the main themes in the bank's service strategy. Data triangulation is applied to ensure the validity of the findings. The results of the study indicate that optimal service contributes significantly to increasing the number of customers. Ease of transaction process and responsiveness to customer needs build trust that drives customer decisions to choose sharia banking products. In addition, the Easy Wadiah savings marketing strategy applies the 4P and 7P marketing mix in various BSI branches. Product and price elements are the main attractions for customers. Digital-based marketing strategies through social media such as WhatsApp Business, Instagram, and the BSI Mobile Banking application have proven effective in increasing customer satisfaction. With competitive services, BSI KCP Probolinggo Kraksaan is able to compete with conventional banks and attract more customers. In conclusion, BSI's success in increasing the number of customers is highly dependent on optimal service strategies and innovative digital marketing.
Strategi Kualitas Pelayanan dalam Membentuk Keputusan Nasabah Menggunakan Produk Tabungan Wadiah di BSI KCP Probolinggo Kraksaan Ahmad Febriyanto; Aulia Izzatul Manghfiroh
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 5 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i5.5114

Abstract

This study aims to understand the service strategy of Bank Syariah Indonesia (BSI) KCP Probolinggo Kraksaan in increasing customer satisfaction and decisions, especially on Easy Wadiah savings products. The approach used is qualitative phenomenology with interview, observation, and documentation methods to identify the main themes in the bank's service strategy. Data triangulation is applied to ensure the validity of the findings. The results of the study indicate that optimal service contributes significantly to increasing the number of customers. Ease of transaction process and responsiveness to customer needs build trust that drives customer decisions to choose sharia banking products. In addition, the Easy Wadiah savings marketing strategy applies the 4P and 7P marketing mix in various BSI branches. Product and price elements are the main attractions for customers. Digital-based marketing strategies through social media such as WhatsApp Business, Instagram, and the BSI Mobile Banking application have proven effective in increasing customer satisfaction. With competitive services, BSI KCP Probolinggo Kraksaan is able to compete with conventional banks and attract more customers. In conclusion, BSI's success in increasing the number of customers is highly dependent on optimal service strategies and innovative digital marketing.
Co-Authors Aulia Izzatul Manghfiroh Fadilla Nur Agisti Lea Fathra Azha Nabiela