Claim Missing Document
Check
Articles

Found 3 Documents
Search

THE EFFECT OF CAPITAL ADEQUACY RATIO AND LOAN TO DEPOSIT RATIO ON RETURN ON ASSETS AT PT. BANK MEGA, TBK. sartika, andi; Buana, Jeni Tiku; Kurnia M, Fakhruddin
Jurnal Ekonomi Ichsan Sidenreng Rappang Vol 1 No 01 (2022): June, 2022, Hal : 1-57
Publisher : Universitas Ichsan Sidenreng Rappang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61912/jeinsa.v1i01.5

Abstract

Abstract The purpose of this research is to know the effect of Capital Adequacy Ratio and Loan to Deposit Ratio on Return On Assets at PT. Bank Mega, Tbk. The type of data used is quantitative data. The data source used is a secondary data source. The analytical method used in this research is descriptive quantitative, multiple linear regression, correlation coefficient (r), coefficient of determination (r2), F test and t test. The results showed the value of the regression equation Y= - 5.685+0.183X1+0.060X2, the correlation value (r) was 0.989, the determination value (r2) was 0.979, the t-test b1 was 9.389>2.91999, this shows that Capital Adequacy Ratio has a positive and significant effect on Return On Assets and the t b2 test is 5.981>2.91999, this shows that Loan to Deposit Ratio has a positive and significant effect on Return On Assets. The results of the F test are 46.522>9.55, this indicates that Capital Adequacy Ratio and Loan to Deposit Ratio together have a positive and significant effect on Return On Assets at PT. Bank Mega, Tbk. Hypothesis accepted.   Keyword: Capital Adequacy Ratio, Loan to Deposit Ratio, Return On Assets
THE INFLUENCE OF LOAN TO DEPOSIT RATIO AND CAPITAL ADEQUACY RATIO ON NON PERFORMING LOANS AT PT. WEST JAVA REGIONAL DEVELOPMENT BANK, Tbk. sartika, andi; Salam, Safaruddin
Jurnal Ekonomi Ichsan Sidenreng Rappang Vol 2 No 2 (2023): December, Hal : 186-247
Publisher : Universitas Ichsan Sidenreng Rappang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61912/jeinsa.v2i2.29

Abstract

This research aims to determine the effect of Loan To Deposit Ratio and Capital Adequacy Ratio on Non-Performing Loans at PT. West Java Regional Government Bank, Tbk. The type of data used is a quantitative data model. The data source used is secondary data. The analytical methods used are descriptive quantitative, multiple linear regression, correlation coefficient (R), coefficient of determination (R2), F test and t test. The research results show the value of the regression equation Y = 14.3929 + 0.00029X1 - 0.7005X2. The t b1 test shows that the Loan To Deposit Ratio has a positive but not significant effect on Non Performing Loans and the b2 t test shows that the Capital Adequacy Ratio has a negative and significant effect on Non Performing Loans. The F test results show that the Loan To Deposit Ratio and Capital Adequacy Ratio have a simultaneous and significant effect on Non-Performing Loans at PT. West Java Development Bank, Tbk. Hyoptheses H2 and H3 are accepted but hypothesis H1 is rejected.
PENGARUH NET LABA MARGIN DAN EARNING PER SAHAM TERHADAP HARGA SAHAM PADA PT. MANDALA MULTIFINANCE, Tbk sartika, andi; Ifwana, Ifwana
Jurnal Ekonomi Ichsan Sidenreng Rappang Vol 4 No 1 (2025): Hal
Publisher : Universitas Ichsan Sidenreng Rappang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61912/jeinsa.v4i1.122

Abstract

This study aims to examine the influence of Net Profit Margin (NPM) and Earnings Per Share (EPS) on stock prices at PT Mandala Multifinance, Tbk. The types of data used in this research are both qualitative and quantitative, with secondary data serving as the primary data source. The analytical methods employed include multiple linear regression, coefficient of determination (R²), correlation coefficient (R), as well as F-test and t-test. The results show the regression equation as follows: Y = 821.104 + 18.682X₁ + 0.680X₂ + e. The coefficient of determination (R²) is 0.043, and the correlation coefficient (R) is 0.208, indicating a very weak relationship between the independent variables and the stock price. The F-test result shows that the calculated F-value (0.14) is less than the critical F-value (5.14), indicating that NPM and EPS simultaneously have no significant effect on stock prices. Partially, the t-test results show that NPM (t-value = 0.32) and EPS (t-value = 0.12) are both lower than the critical t-value (1.943), suggesting that neither variable has a significant influence on the stock price of PT Mandala Multifinance, Tbk.