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From Cash to Central Bank Digital Currency: Can Gen Z Adopt It? Khoirunnisa, Annes Nisrina; Azka, Moh Shadam Taqiyyuddin; Shofiatin, Nanik
East Java Economic Journal Vol. 8 No. 1 (2024)
Publisher : Kantor Perwakilan Bank Indonesia Provinsi Jawa Timur

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53572/ejavec.v8i1.122

Abstract

This study aims to examine the intention of youth in Indonesia to adopt Central Bank Digital Currency (CBDC). A sample of 285 respondents was analyzed using SEM-PLS and in-depth interviews. The results of the study found that involvement facilitation, institutional trust, and technology trust had a significant effect on youth's intention to use CBDC. These findings emphasize the importance of building trust in technology and institutions, as well as increasing public confidence in the ability of central banks to launch and regulate CBDC systems. Empirical evidence also shows that facilitation and literacy provided by the authorities need to be a significant focus in addressing potential barriers to technology use among the public. Furthermore, there are maximum literacy facilities and consultation given can increase public confidence in CBDC provider authorities to continue to develop technology to the fullest.
PENDAMPINGAN BRANDING DAN SERTIFIKASI HALAL BAGI PELAKU UMKM MUSLIM DI DESA SUKORAHARJO KEPANJEN MALANG Anggraini, Ika Khusnia; Widiyanti, Dwi Retno; Shofiatin, Nanik; Rahmatillah, Siti Nanda
Studi Kasus Inovasi Ekonomi Vol. 8 No. 01 (2024)
Publisher : Program Studi Manajemen, Fakultas Ekonomi dan Bisnis Universitas Muhammadiyah Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/skie.v8i01.30361

Abstract

Desa Sukoraharjo yang memiliki kondisi yang masih asri dengan persawahan dan perkebunan yang membentang luas namun masih belum cukup menjadikan desa ini unggul dari aspek kesejahteraan dan optimalisasi potensi desa. Selain masyarakat yang bermata pencaharian sebagai petani, banyak diantaranya menggeluti dunia usaha skala mikro atau rumah tangga (UMKM). Namun para pelaku UMKM di Desa ini masih kurang literasi dalam hal optimalisasi pengelolaan produk-produk nya terutama dalam strategi branding dan beberapa hal prosedural seperti sertifikasi halal. Maka pengabdian kali ini mengusung tema tentang branding produk dan sertifikasi halal dengan tujuan dapat memberikan wawasan kepada para pelaku UMKM di Desa Sukoraharjo sehingga mampu meningkatkan pengelolaan produk-produknya pada aspek branding serta jaminan halal dikarenakan mayoritas masyarakat Desa Sukoraharjo adalah muslim. Dengan peningkatan literasi tersebut diharapkan mampu meningkatkan penjualan produk-produk UMKM masyarakat Desa Sukoraharjo dan taraf hidup masyarakatnya. Oleh karena itu, perlu Langkah konkrit yang diawali dengan upaya pendampingan dalam mengidentifikasi kalangan UMKM yang faktanya masih banyak yg belum sejahtera karena kurang optimalnya di bidang branding produk dan wawasan tentang sertifikasi halal. Pendampingan dilakukan secara intensif diawali oleh survey awal guna mengidentifikasi sejauh mana pengetahuan masyarakat terkait literasi branding produk dan sertifikasi halal, selanjutnya dilakukan sosialisasi dan pemberian materi tentang strategi-strategi branding produk serta prosedur sertifikasi halal dan manfaatnya bagi pengembangan produk UMKM yang dilanjutkan dengan evaluasi serta tindak lanjut. Hal ini diperlukan karena tidak semua masyarakat desa telah teredukasi dalam menggunakan aplikasi berbasis digital terutama bagi kalangan usia menengah keatas. Tuntutan era modern yang serba digital mendorong untuk dilakukan transformasi digital termasuk dalam bidang pemasaran seperti branding dan sertifikasi halal bagi para pelaku UMKM agar menunjang dalam pertumbuhan ekonomi masyarakat kecil di Desa Sukoraharjo.
The Effect of Digital Transformation on the Islamic Financial Sector: A Study on the 11 Largest Halal Industry Countries in 2018-2022 Hakim, Lukman; Rizaldi, Muhammad; Syahrin, Fira Alfi; Shofiatin, Nanik; Zhahirah, Nasywa
International Journal of Social Science and Business Vol. 8 No. 3 (2024): August
Publisher : Universitas Pendidikan Ganesha

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23887/ijssb.v8i3.77928

Abstract

Islamic finance is an important instrument in offering crucial support for the resilience of global economy after the failure of the capitalist economic system in 1998. The institutions showed good ability and sustainability during a period marked by negative trends in conventional banks. The halal industry, as an aspect with a major influence on the growth of Islamic finance, was considered inseparable from the role of digitalization. This was evidenced by the achievement of a world economic output of USD 193 billion through job creation to drive global growth. In addition, important instruments in digitalization with a major impact on the economy played a significant role in the growth of the sector. Therefore, this research aimed to determine the influence of the determining factors shaping the relationship between digital economy and Islamic finance. A quantitative approach was adopted through panel data regression analysis to examine digital instruments within 11 of the world's highest halal industrial countries. The results showed that valuable input for the government and financial institutions in developing strategies and policies for the growth of Islamic finance was provided through digital economy. In this context, appropriate policies were designed to facilitate innovation and growth by understanding the influence of the digital economy.
Mapping the Contribution of Tourism on East Java Economy: A Quadrant Analysis Durohman, Hapid; Shofiatin, Nanik
Halal Tourism and Pilgrimage Vol. 4 No. 2 (2024): Halal Tourism and Pilgrimage
Publisher : SMART Insight

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58968/htp.v4i2.677

Abstract

This study aims to map and investigate the contribution of the tourism sector to economic development in 34 regencies/cities in East Java. As one of the main drivers of economic growth, this study examines the impact of tourism across the province. Utilizing data from 2019 and 2023 provided by the Central Bureau of Statistics, this research employs a descriptive quantitative approach and analyzes various macroeconomic indicators through linear correlation analysis with a four-quadrant scatter plot. These indicators include the total Gross Regional Domestic Product (GRDP) at current prices in the accommodation and food service sector, economic growth, Gini ratio, poverty rate, and unemployment rate. This analysis aims to achieve several objectives. First, to evaluate the impact of tourism on the overall economy of East Java. Second, to investigate the role of tourism in poverty and unemployment reduction. Lastly, the study focuses on developing integrated and sustainable tourism strategies to maximize the sector's contribution to the local economy. By assessing the performance of the tourism sector and identifying existing challenges and opportunities, this research is expected to provide a solid foundation for formulating effective and optimal tourism development strategies in East Java.