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All Journal Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam Wahana Islamika: Jurnal Studi Keislaman
Muhibin, Ahmad
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Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Social Sciences

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DETERMINASI MOTIVASI KERJA UNIT PENGELOLA ZAKAT INFAK DAN SHODAQOH NAHDLATUL ULAMA TINGKAT KECAMATAN DI KABUPATEN MAGELANG Ahmad Muhibin; Muhibin, Ahmad
Wahana Islamika: Jurnal Studi Keislaman Vol. 8 No. 1 (2022): Wahana Islamika: Jurnal Studi Keislaman
Publisher : STAI Syubbanul Wathon Magelang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61136/w6r7yd20

Abstract

This study aims to determine the effect of organizational culture and organizational commitment on work motivation of amil in UPZISNU Magelang Regency. The research data was collected using a questionnaire distributed to the UPZISNUadministrators at the sub-district level in Magelang Regency. The research sample was 100, which was determined using probability sampling. Analysis of research data using multiple linear regression analysis techniques. The results of thisstudy indicate that culture has no significant and negative effect on amil motivation in UPZISNU at the District level of Magelang Regency, this study rejects the supporting hypothesis. Organizational commitment has a positive and significant effect on the work motivation of amil in UPZISNU at the District Level in Magelang Regency; this study accepts the hypothesis that has beencarried out that job satisfaction has a positive and significant effect on work motivation for amil in UPZISNU at the District level of Magelang Regency.
ANALYSIS OF THE SUITABILITY OF APPLYING WAKALAH BIL UJRAH FINANCING AGREEMENTS WITH DSN-MUI FATWAS AT BMT EKA MANDIRI MERTOYUDAN Istighosah, Nurul; Aini, Qurotul; Muhibin, Ahmad
Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam Vol. 9 No. 02 (2025): Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam
Publisher : Sekolah Tinggi Agama Islam Al Hidayah Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30868/ad.v9i02.8834

Abstract

One of the supporting contracts used by BMT is the wakalah contract, but in practice there are still differences in implementation and application that are not in accordance with sharia. This causes a discrepancy between the contract in practice and in theory. This study aims to analyze the suitability of the application of the wakalah bil ujrah financing contract with the DSN-MUI Fatwa at BMT Eka Mandiri Mertoyudan. This study uses a descriptive qualitative approach. Primary data was obtained from interviews, observations, and documentation. Interviews were conducted with the Chairman of the Management, Tellers, Administrators, Marketing, and customers. The collected data will be analyzed to obtain relevant results. The results of the study indicate that the wakalah bil ujrah contract at BMT Eka Mandiri Mertoyudan in its practical application does not yet comply with sharia rules and is not in accordance with the DSN MUI fatwa. The wakalah bil ujrah contract is used to conduct transactions on behalf of customers, not to provide funds directly to customers. In practice, there are still obstacles that need to be overcome, such as delays in customer installment payments and limited witnesses in the implementation of the contract from the BMT. In order for the contract to be implemented properly, the BMT needs to review the implementation of the wakalah bil ujrah contract so that it complies with sharia principles and ensures that this contract functions as intended.
Co-Authors Ahmad Muhibin Istighosah, Nurul Qurotul Aini