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All Journal Jurnal Valuasi : Jurnal Ilmiah Ilmu Manajemen dan Kewirausahaan Jurnal Ilmiah Ekonomi, Manajemen dan Syariah
Maulina, Mila
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Religion Humanities Economics, Econometrics & Finance Social Sciences

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IMPLEMENTASI PENCATATAN KEUANGAN PADA USAHA KECIL DAN MENENGAH : Studi pada Toko Kelontong di Kecamatan Panjang Lestari, Dwi; Maulina, Mila
Jurnal Valuasi: Jurnal Ilmiah Ilmu Manajemen dan Kewirausahaan Vol. 4 No. 1 (2024): Jurnal Valuasi : Jurnal Ilmiah Ilmu Manajemen dan Kewirausahaan
Publisher : LP2M Universitas Bina Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46306/vls.v4i1.222

Abstract

Research The studi aims to find out the application of daily financial record to existing Small and Medium Micro Enterprises (UMKM) units in Long-Term Sub-district, with data analysis techniques using qualitative descriptive analysis techniques. The data collected was obtained through interviews with sources to see the implementation of the implemented daily financial record. From the research results, it is known that grocery stores in long sub-districts that are the object of the study did not do their detailed financial records at all. The owner only relies on the memory of managing the finances on his business
POLA PEMANTAUAN & PENGAWASAN TERHADAP PEMBIAYAAN DALAM BANK SYARIAH Carolina, Anna; Vitram, Khansa Lathifah; Reni, Kok; Anzani, Mayang; Maulina, Mila
Jurnal Ilmiah Ekonomi, Manajemen dan Syariah Vol. 3 No. 2 (2024): JIEMAS: Jurnal Ilmiah Ekonomi, Manajemen dan Syariah
Publisher : STAI Darul Qalam Tangerang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55883/jiemas.v3i2.56

Abstract

To prevent irregularities and facilitate supervision of a financing, the prospective customer must take several procedures, including financing approval procedures, administrative procedures (completing the financing requirements documents) and monitoring procedures. The monitoring stage is something that must be carried out by Islamic banks by directly observing all customer activities until the customer has paid off the financing according to article 2(2) PBI No. 5/7. / PBI / 2003. Preventive supervision is an effort by Islamic banks to secure and ensure financing so that the quality of financing can be maintained properly, this is regulated in Financial Services Authority Regulation No. 42/POJK. 03/2017. The monitoring process can be carried out in various ways, namely on desk monitoring (administrative monitoring of financing), on site monitoring (visiting the customer's business location), and exception monitoring (monitoring of financing under pressure). This monitoring really needs to be done because if there is a failure in the financing sector it can affect the soundness of the bank and the continuity of the business which in this case is caused by problematic financing.
Co-Authors Anzani, Mayang Carolina, Anna Dwi Lestari Reni, Kok Vitram, Khansa Lathifah