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ANALISIS KREDIT BERMASALAH PADA PT BANK WOORI SAUDARA INDONESIA 1906 TBK Wahyu, Didin Rasyiddin; Hasanah, Siti Maulidah
Jurnal Valuasi: Jurnal Ilmiah Ilmu Manajemen dan Kewirausahaan Vol. 4 No. 1 (2024): Jurnal Valuasi : Jurnal Ilmiah Ilmu Manajemen dan Kewirausahaan
Publisher : LP2M Universitas Bina Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46306/vls.v4i1.253

Abstract

Credit quality determination refers to Bank Indonesia regulations, namely  PBI No.14/15/PBI/2012 concerning Asset Quality Assessment of Commercial Banks. For non-performing loans that arise, immediate handling is needed by the bank so that it is not sustainable into bad loans and affects the bank's health level        The purpose of this study is to analyze the development of non-performing loans, find out the causes of non-performing loans and find out how to handle non-performing loans at PT Bank Woori Saudara Indonesia 1906 Tbk  The method used in this study is descriptive qualitative method. While the data collection techniques carried out are literature study techniques or secondary data and non-statistical quantitative data analysis techniques using Net Performing Loan financial ratios  The results of this study state that the average NPL for 5 years starting from 2018-2022 is 1.821% in accordance with Bank Indonesia (BI) regulation No. 15/2/PBI/2013 if ≤ 5%, then the company's health level is at a healthy predicate        The discussion of this research is the analysis of non-performing loans at PT Bank Woori Saudara Indonesia 1906 Tbk for the 2018-2022 period, the causes of non-performing loans and how to handle non-performing loans        The conclusion of  this study is that the average NPL 2018-2022 of 1.821% or ≤ 5% is in a healthy predicate, the causes of non-performing loans are caused by the Covid-19 pandemic, internal bank factors and debtor ineligibility while the way to handle it is the Covid-19 pandemic relaxation policy, rescheduling, reconditioning and restructuring
Kontribusi Mahasiswa MBKM: Meningkatkan Pemahaman Matematika Santri di Pondok An-Nahdloh, Selangor Hasanah, Siti Maulidah; Shodiq, Ahmad Ja’far; Bali, Muhammad Mushfi El Iq
Jurnal Pengabdian Masyarakat Teknologi dan Pendidikan (MANTAP) Vol. 1 No. 2 (2024): Jurnal Pengabdian Masyarakat Teknologi dan Pendidikan (Jurnal Mantap)
Publisher : Redtech Putra Benua

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Abstract

An-Nahdloh Islamic Boarding School is a tahfidz boarding school located in Tanjong Sepat, Banting, Selangor, offering three main programs: the tahfidz program, the diniyah program, and the An-Nahdloh SB-SMP program. As part of an international MBKM (Merdeka Belajar Kampus Merdeka) activity, several students from Universitas Nurul Jadid carried out community service activities aimed at exploring the potential of the students, which had not been fully realized. One of the efforts to uncover this potential was organizing a Math Day, designed to assess students' understanding of mathematics through educational games within the boarding school environment. It was concluded that the community service activities, conducted over a period of five months, were successful.