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All Journal International Journal of Multidisciplinary: Applied Business and Education Research Aktiva: Journal Of Accountancy and Management
Sumicad Jr., Eligen H.
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Civil Engineering, Building, Construction & Architecture Computer Science & IT Economics, Econometrics & Finance Environmental Science Medicine & Pharmacology Social Sciences

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Tracer Study of Bachelor of Science in Accountancy Graduates Sayson, Cyrill Jick O.; Asilum, Winriel G.; Pintacasi, Joleah E.; Pepania, Artchelene D.; Sumicad Jr., Eligen H.
International Journal of Multidisciplinary: Applied Business and Education Research Vol. 5 No. 2 (2024): International Journal of Multidisciplinary: Applied Business and Education Rese
Publisher : Future Science / FSH-PH Publications

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.11594/ijmaber.05.02.02

Abstract

The study primarily aims to trace the employability of the Bachelor of Science in Accountancy graduates. It focuses on determining their educational background, post-graduation activities, and employment. Moreover, the study is structured to assess the importance of undergraduate programs in fostering the skills development of graduates and the applicability of the curriculum's courses to their subsequent employment. A tracer study, elucidating graduates' educational and career paths, is a vital instrument in comprehending the outcomes of academic pursuits. Employing stratified sampling techniques, strata were derived from graduates spanning the years 2018 to 2022, ensuring comprehensive representation. In scrutinizing educational backgrounds, a notable 50.6% lacked specific certifications, with the Civil Service Examination emerging as the predominant certification at 28.1%. Influential factors in course selection were diverse, with parental influence (16.0%) and the allure of immediate employment (14.5%) exerting substantial impacts. A 14.6% of respondents in the professional training category chose the designation "Bookkeeping," indicating a substantial interest in acquiring skills related to bookkeeping. The study exposed a significant 68.4% of graduates currently employed, emphasizing the consequential impact of skill mismatches on job satisfaction. Notably, 67.8% of employment remained local, indicating a balanced representation of domestic and international work opportunities. The institutional contribution to graduates' personal growth was evident, as values like environmental responsibility and service to humanity strongly influenced professional behavior. In conclusion, this tracer study, methodically executed through stratified sampling, provides nuanced insights into graduates' educational and professional trajectories, underscoring the multifaceted influences shaping their career choices and emphasizing the integral role of education in fostering ethical and successful professionals.
The Perceptions of Accountancy Students on the Passing Rate of the Licensure Examination for Certified Public Accountants Carator, Maria Jean Montibon; Lavilla, Joana Camelle; Pescadero, Christian Paul; Pepania, Artchelene D.; Sumicad Jr., Eligen H.
AKTIVA: Journal of Accountancy and Management Vol. 2 No. 1 (2024): Aktiva: Journal Of Accountancy and Management
Publisher : Faculty Of Islamic Economics and Business

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24260/aktiva.v2i1.2307

Abstract

Purpose: This study aims to investigates the perceptions of 3rd-year accountancy students concerning the passing rates of the Licensure Examination for Certified Public Accountants (LECPA).Design/methodology/approach: This study utilized a qualitative research design with a multiple case study approach, the researchers employed in-depth interviews, observations, and data mining to explore students’ decisions to persist in pursuing CPA licensure or reconsider their career paths.Research Findings: The results of the study indicated that some participants exhibited strong determination fueled by personal commitment, while others expressed hesitancy due to concerns about exam difficulty and the risk of failure. These insights emphasize the importance of robust support systems for aspiring Certified Public Accountants.Contribution/Originality/Novelty: The findings contribute valuable insights for academic institutions and educators to tailor effective support systems and interventions, advancing the understanding of career choices, educational motivation, and dynamics within the field of accountancy for 3rd-year students. Tujuan Penelitian: Penelitian ini bertujuan untuk mengetahui persepsi mahasiswa akuntansi tahun ke-3 mengenai tingkat kelulusan Ujian Lisensi Akuntan Publik Bersertifikat (LECPA).Desain / metodologi / pendekatan: Penelitian ini memanfaatkan desain penelitian kualitatif dengan pendekatan studi kasus ganda, para peneliti menggunakan wawancara mendalam, observasi, dan penggalian data untuk mengeksplorasi keputusan siswa untuk tetap mengejar lisensi CPA atau mempertimbangkan kembali jalur karir mereka.Temuan Penelitian: Hasil penelitian menunjukkan bahwa beberapa peserta menunjukkan tekad yang kuat yang dipicu oleh komitmen pribadi, sementara yang lain menyatakan keraguan karena kekhawatiran akan kesulitan ujian dan risiko kegagalan. Wawasan ini menekankan pentingnya sistem pendukung yang kuat bagi calon Akuntan Publik Bersertifikat.Kontribusi / Orisinalitas / Kebaruan: Temuan ini memberikan kontribusi wawasan berharga bagi institusi akademis dan pendidik untuk menyesuaikan sistem pendukung dan intervensi yang efektif, memajukan pemahaman tentang pilihan karir, motivasi pendidikan, dan dinamika dalam bidang akuntansi untuk siswa tahun ke-3.
Describing the Buying Behavior of Bank Personnel and their Customer Satisfaction Lingo-lingo, Shane Kylah T.; Dela Cruz, Leo Mart A.; Codera, Chammilou T.; Sumicad Jr., Eligen H.; Batingal, Ace Virgel T.
International Journal of Multidisciplinary: Applied Business and Education Research Vol. 6 No. 2 (2025): International Journal of Multidisciplinary: Applied Business and Education Rese
Publisher : Future Science / FSH-PH Publications

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.11594/ijmaber.06.02.34

Abstract

The study aims to describe the buying behavior of male and female bank personnel and their customer satisfaction. The buying behavior represents three indicators: perceived benefits, domain of specific innovativeness, and shopping orientation. This study utilizes a descriptive correlational approach, which focuses on describing the significant relationship between the two variables: buying behavior and customer satisfaction. The data of the study is collected using a survey questionnaire distributed to 106 participants in each selected bank. The study’s findings reveal that male and female bank personnel have high impulsivity in terms of perceived benefits, domain of specific innovativeness, and shopping orientation, but male bank personnel have low impulsivity in terms of the domain of specific innovativeness. It also indicates that male and female bank personnel are satisfied with purchasing online; positive product reviews attract them, and the thing that male and female bank personnel are unsatisfied with is the use of credit cards to purchase online. Findings indicate a significant relationship between buying behavior and customer satisfaction of male and female but with a low correlation for male and a moderate correlation for female and indicates no significant difference between the buying behavior of male and female bank personnel. Therefore, male and female bank personnel show an interest in and are highly impulsive in purchasing online.
Exploring the Experiences of Women Entrepreneurs in Pagadian City Tan-awon, Grizzel Kate; Baldado, Laurence E.; Santillan, Joseph Angelo Maio P.; Sumicad Jr., Eligen H.; Batingal, Ace Virgel T.
International Journal of Multidisciplinary: Applied Business and Education Research Vol. 6 No. 4 (2025): International Journal of Multidisciplinary: Applied Business and Education Rese
Publisher : Future Science / FSH-PH Publications

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.11594/ijmaber.06.04.32

Abstract

This study explores the experiences of women entrepreneurs in Pagadian City, focusing on their challenges, motivations, and achievements. Women entrepreneurs play a vital role in the local economy, yet they often face unique struggles that require perseverance and innovation. Through interviews and observations, this research examines their personal and professional journeys, shedding light on the factors that influence their entrepreneurial ventures. The findings reveal that women entrepreneurs in Pagadian City encounter various challenges, including financial limitations, intense market competition, and societal expectations regarding gender roles. Despite these obstacles, many have demonstrated resilience and adaptability, utilizing innovative strategies to grow their businesses. Support systems, such as family, community networks, and local organizations, play a significant role in their success. This study also uncovers the motivations that drive these women to pursue entrepreneurship, such as achieving financial independence, fulfilling personal aspirations, and providing for their families. Their stories reflect the importance of empowerment, determination, and creativity in overcoming barriers and building sustainable enterprises. The insights from this research aim to inspire aspiring women entrepreneurs and encourage policymakers and organizations to create initiatives that address the needs of women-owned businesses. By fostering a supportive environment, these efforts can contribute to the growth of the local economy and promote gender equality in entrepreneurship.
Success Stories of Subanen Entrepreneurs: A Narrative Inquiry Candia, Dain Kreser B.; Henteroliso, Felene Mabelle; Nacion, Ma Theresa S.; Ornopia, Bryle Christian V.; Batingal, Ace Virgel T.; Sumicad Jr., Eligen H.
International Journal of Multidisciplinary: Applied Business and Education Research Vol. 6 No. 5 (2025): International Journal of Multidisciplinary: Applied Business and Education Rese
Publisher : Future Science / FSH-PH Publications

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.11594/ijmaber.06.05.06

Abstract

This narrative inquiry investigates the success stories of Subanen entrepreneurs in Zamboanga del Sur, Philippines, addressing the research gap of limited localized studies on this specific indigenous group's entrepreneurial experiences. The study explores how cultural values, traditions, and socio-economic contexts influence their entrepreneurial success, highlighting the importance of cultural preservation alongside business innovation.
Exploring The Utilization of Micro-Loans among Livestock Farmers Jure, Roshell U.; Magsayao, Shela Mae C.; Tan, Kent Jasper L.; Sumicad Jr., Eligen H.; Batingal, Ace Virgel T.
International Journal of Multidisciplinary: Applied Business and Education Research Vol. 6 No. 9 (2025): International Journal of Multidisciplinary: Applied Business and Education Rese
Publisher : Future Science / FSH-PH Publications

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.11594/ijmaber.06.09.01

Abstract

This study explores how microloans are helping livestock farmers in Pagadian City, Zamboanga del Sur, Philippines. For many small-scale farmers, traditional banks are out of reach microloans fill that gap by offering accessible financing to support their agricultural activities. These loans have become a valuable tool for rural development, giving farmers a chance to invest in their farms, improve productivity, and increase income. To understand how microloans are used and how effective they are, the study combined survey responses and interviews with local farmers, along with insights from microfinance institutions. It looked into how loans are approved, how they're used, and what challenges farmers face particularly with repayment and access to reliable information. The findings show that microloans have made a real difference. Farmers used the funds to buy healthier livestock, upgrade their facilities, and improve overall farm output. But not everything worked perfectly. Some struggled with strict repayment terms, and others didn’t fully understand how to access or manage these financial tools. The study offers practical recommendations for policymakers, lenders, and farmers. These include introducing more flexible repayment options, improving farmer education about loan programs, and encouraging better coordination between lenders and agricultural support services. This research provides meaningful insights into how microloans can be made more effective. It points the way toward smarter policies and programs that can help small farmers thrive and contribute more fully to sustainable rural development.
Co-Authors Asilum, Winriel G. Baldado, Laurence E. Batingal, Ace Virgel T. Candia, Dain Kreser B. Carator, Maria Jean Montibon Codera, Chammilou T. Dela Cruz, Leo Mart A. Henteroliso, Felene Mabelle Jure, Roshell U. Lavilla, Joana Camelle Lingo-lingo, Shane Kylah T. Magsayao, Shela Mae C. Nacion, Ma Theresa S. Ornopia, Bryle Christian V. Pepania, Artchelene D. Pescadero, Christian Paul Pintacasi, Joleah E. Santillan, Joseph Angelo Maio P. Sayson, Cyrill Jick O. Tan, Kent Jasper L. Tan-awon, Grizzel Kate