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All Journal JIKA: Jurnal Ilmu Keuangan dan Perbankan Jurnal Iqtisaduna IDARAH : Jurnal Pendidikan dan Kependidikan
Kaswinata, Kaswinata
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Religion Humanities Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Social Sciences

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Distribusi Pendapatan dan Kemiskinan di Indonesia dalam Perspektif Ekonomi Islam: Tantangan dan Prospek Masa Depan Syahputra, Angga; Harahap, Isnaini; M. Nawawi, Zuhrinal; Kaswinata, Kaswinata
Jurnal Iqtisaduna Vol 9 No 2 (2023)
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/iqtisaduna.v9i2.41929

Abstract

This research examines income distribution and poverty in Indonesia through the lens of Islamic economics. By focusing on the principles of inclusiveness, fairness, and sustainability in Islamic economics, this research goes in-depth on economic inequality and poverty in Indonesia through a descriptive qualitative approach. The findings show that despite a decline in poverty, income inequality in Indonesia is still high, creating a widening gap between the rich and poor. In-depth analysis reveals the important role of Islamic economics, zakat, infaq, and Islamic financial institutions in addressing inequality and poverty. The research also examines the challenges in implementing Islamic economic principles and presents innovative strategies to improve income distribution. The focus on zakat and infaq as potential redistribution instruments highlights the need for a more structured and sustainable approach. This research provides a foundation for inclusive and equitable policies, guiding Indonesia's steps towards equitable and sustainable economic growth. By integrating Islamic economic principles, this research suggests ways to create a more just and prosperous society, in accordance with Islamic principles and global sustainable development principles.
Globalization & Development of Sharia Financial Technology in Indonesia Syahputra*, Angga; Kaswinata, Kaswinata; Tanjung, Hendri; Rahmani, Nur Ahmadi Bi; Dzuljastri, Dzuljastri
Jurnal Ilmu Keuangan dan Perbankan (JIKA) Vol. 13 No. 1: December 2023
Publisher : Program Studi Keuangan & Perbankan, Fakultas Ekonomi dan Bisnis, Universitas Komputer Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34010/jika.v13i1.11288

Abstract

This research explores the impact of globalization on the development of Sharia Financial Technology (FinTech) in Indonesia. The phenomenon of globalization has spurred the growth of FinTech, including Sharia FinTech, which combines sharia principles with digital technology. This study identifies the factors influencing the growth of Sharia FinTech globally, analyzes its impact on the Muslim community in Indonesia, and explores the challenges and opportunities faced by the industry and financial regulators. This study utilizes descriptive qualitative research method with secondary data sources. The results show that Sharia FinTech has increased the accessibility of financial services in Indonesia, especially for those who were previously unreachable. Innovations in Sharia FinTech products and services create broader financial inclusion and support the growth of the Islamic economy. However, unaligned regulations and licensing complexity are the main challenges. Nonetheless, regulatory harmonization and cooperation between the government, regulators and industry are key steps in optimizing the potential of Islamic FinTech. This research provides insights for policymakers, regulators, and financial industry players to effectively and sustainably manage the development of Islamic FinTech amidst the dynamics of globalization.
The Relationship of Zakat Management Organization (ZMO) to the Effectiveness of Higher Education Management Syahputra, Angga; Kaswinata, Kaswinata; Siregar, Saparuddin; Marliyah, Marliyah; Waeno, Muhamadaree
Idarah (Jurnal Pendidikan dan Kependidikan) Vol. 7 No. 2 (2023): Idarah: Jurnal Pendidikan dan Kependidikan
Publisher : Institut Agama Islam Negeri Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47766/idarah.v7i2.2029

Abstract

This research aims to analyze the transformation of zakat management as a construct for the development model of independence in higher education institutions in Indonesia. Identifying  zakat management includes differences in religious interpretations, regulatory ambiguity, and management ineffectiveness . The research adopts a qualitative descriptive survey method conducted at the Islamic University in Medan, North Sumatra. The study highlights the symbiotic relationship between zakat management organizations and educational institutions, emphasizing the important role of zakat in supporting financially disadvantaged students. Through collaboration, universities can actively identify  deserving recipients and promote social responsibility. Zakat institutions emerge as financial entities and development partners, empowering beneficiaries towards economic independence. The research findings also indicate the effectiveness of zakat distribution through several means, including providing scholarships, improving educational infrastructure, enhancing education quality, and promoting equal opportunities in higher education. This study advocates for integrating justice, transparency, and sustainability in zakat operations, positioning these institutions as pillars supporting economic and social development in Islamic society. This research identifies current challenges in the zakat management system and proposes solutions to enhance its effectiveness in Indonesia, a Muslim majority country.
Co-Authors Dzuljastri, Dzuljastri Hendri Tanjung Isnaini Harahap Marliyah, Marliyah Rahmani, Nur Ahmadi Bi Saparuddin Siregar Syahputra*, Angga Syahputra, Angga Waeno, Muhamadaree Zuhrinal M. Nawawi