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ETIKA BERBISNIS DALAM PANDANGAN ISLAM Syahputra, Angga
AT-TIJARAH: Jurnal Penelitian Keuangan dan Perbankan Syariah Vol 1 No 1 (2019): AT-TIJARAH Vol. 1 No. 1 January-June 2019
Publisher : Faculty of Islamic Economics and Business, IAIN Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Nowadays many business people run their business by ignoring ethics and only thinking about how to make a profit. Islam rejects those that override ethics in carrying out business activities. Ethics in general can be interpreted in the behavior or actions of a person or group of people who are accustomed to and always carried out in their life activities. Whereas Business is defined as an activity carried out by humans to obtain income or income or sustenance in order to meet the needs and desires of his life by managing economic resources effectively and efficiently. Islamic business ethics is a process and effort to find out the right and wrong things which then do the right thing with regard to its business activities. In Islamic business ethics there are several principles that must be considered by everyone in running a business that is, unity / oneness, balance, freedom of will, responsibility, and truth. Keywords: Ethics, Business, Islamic Business. Abstrak Saat ini banyak pebisnis yang menjalankan bisnis mereka dengan mengabaikan etika dan hanya memikirkan cara menghasilkan keuntungan. Islam menolak mereka yang mengesampingkan etika dalam menjalankan kegiatan bisnis. Etika secara umum dapat diartikan dalam perilaku atau tindakan seseorang atau sekelompok orang yang terbiasa dan selalu dilakukan dalam aktivitas hidupnya. Sedangkan Bisnis diartikan sebagai kegiatan yang dilakukan oleh manusia untuk memperoleh penghasilan atau pendapatan atau rezeki agar dapat memenuhi kebutuhan dan keinginan hidupnya dengan mengelola sumber daya ekonomi secara efektif dan efisien. Etika bisnis Islam adalah proses dan upaya untuk menemukan hal-hal yang benar dan salah yang kemudian melakukan hal yang benar berkaitan dengan kegiatan bisnisnya. Dalam etika bisnis Islam ada beberapa prinsip yang harus diperhatikan oleh setiap orang dalam menjalankan bisnis yaitu, kesatuan/keesaan, keseimbangan, kebebasan, tanggung jawab, dan kebenaran. Kata kunci: Etika, Bisnis, Bisnis Islam.
CONVERTION OF DSN-MUI’S FATWA ON ISLAMIC BANKING TO BE THE NATIONAL LAW: A Comparative Study in Muslim Countries Syahputra, Angga; Armayani, Reni Ria
Jurisdictie: Jurnal Hukum dan Syariah Vol 11, No 2 (2020): Jurisdictie
Publisher : Fakultas Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18860/j.v11i2.9068

Abstract

Islamic banks in Indonesia have been significantly developing since 2008. This development has yet been supported by operational regulations. Islamic Banks operational mostly refers to fatwa of DSN-MUI. However, those fatwas must be converted to the regulations of Bank Indonesia or Financial Services Authority (OJK) to have binding power. This article aims at describing DSN-MUI’s fatwa position as the fundamental law of Islamic Banking implementation. Besides, this article compares the position of ulama’s fatwa in implementing Islamic Bank in several Muslim countries. The article is originated from Doctrinal Legal research with conceptual and comparative approaches. The result shows that DSN-MUI;s fatwa position in implementing Islamic Banks is not yet operational because it must be first converted into the regulations of Bank Indonesia or OJK. Different condition found in other Muslim countries, ulama’s fatwa becomes the main reference for implementing Islamic Banks. This is because the country places ulama’s fatwa higher than banking authoritative.Perbankan syariah di Indonesia terus mengalami kemajuan signifikan sejak tahun 2008. Perkembangan ini belum didukung dengan aturan-aturan yang bersifa operasional. Operasional perbankan syariah lebih banyak merujuk pada fatwa DSN-MUI. Namun, fatwa-fatwa tersebut harus dikonversi terlebih dahulu kepada peraturan bank Indonesia atau Peraturan Otoritas Jasa Keuangan agar memiliki daya ikat. Artikel ini bertujuan mendeskripsikan kedudukan fatwa DSN-MUI sebagai dasar hukum pelasanaan perbankan syariah. Selain itu, artikel ini membandingkan kedudukan fatwa ulama dalam pelaksanaan perbankan syariah di beberapa negara muslim. Artikel ini berasal dari penelitian hukum doctrinal dengan pendekatan konsep dan komparatif. Hasil kajian artikel ini menunjukkan bahwa kedudukan fatwa DSN-MUI dalam pelaksanaan perbankan syariah belum bersifat operasional. Karena Fatwa DSN-MUI harus dikonversi dalam bentuk Peraturan Bank Indonesia atau Peraturan Otoritas Jasa Keuangan. Kondisi berbeda ditemukan di negara-negara muslim, kedudukan fatwa ulama menjadi rujukan utama pelaksanaan perbankan syariah. Hal ini terjadi karena negara memposisikan fatwa ulama lebih tinggi dari otoritas perbankan.
THE EFFECT OF THE SHARIA SUPERVISORY BOARD AND THE BOARD OF COMMISSIONERS ON THE FINANCIAL PERFORMANCE OF SHARIA COMMERCIAL BANKS IN INDONESIA Hasibuan, Ahmad Fauzul Hakim; Fuadi, Fuadi; Syahputra, Angga
AT-TIJARAH: Jurnal Penelitian Keuangan dan Perbankan Syariah Vol 3 No 1 (2021): AT-TIJARAH Vol. 3 No. 1 January-June 2021
Publisher : Faculty of Islamic Economics and Business, IAIN Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52490/at-tijarah.v3i1.1273

Abstract

This study aims to determine the influence of the Sharia Supervisory Board and the Board of Commissioners on the Financial Performance of Islamic Banks in Indonesia. This study used secondary data from 12 banks.The sampling technique used is the purposive sampling technique. The method of data analysis used is multiple linear regression.The results partially show that the sharia supervisory board and board of commissioners positively and significantly influence the financial performance of Islamic banks in Indonesia. Simultaneously,the board of commissioners and the sharia supervisory board positively and significantly influence the financial performance of Islamic bank
Challenges and Development Strategy of Sharia Insurance in an Era of Economic Disruption Syahputra, Angga; Nurtiyasari, Devi
EQUILIBRIUM Vol 9, No 2 (2021): EQUILIBRIUM
Publisher : Prodi Ekonomi Syariah Pascasarjana IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/equilibrium.v9i2.10670

Abstract

The presence of Islamic insurance is an alternative to avoid conventional insurance, which is considered to have elements of usury, maytsir, gharar and zholim. In the era of economic disruption, Islamic insurance players and customers are waiting for the government's strategic policies as regulators and facilitators. The formulation of a sharia insurance development strategy policy begins with analyzing the obstacles to developing sharia insurance in Indonesia. These constraints mean that the number of sharia insurance customers in Indonesia is not maximal. These obstacles include the lack of socialization and promotion, inadequate use of technology, lack of product and service development, lack of knowledge, and the existence of conventional insurance. Based on these constraints, strategies for developing sharia insurance in Indonesia that can be carried out include maximizing socialization and promotion, maximizing the use of technology, developing products and services, increasing literacy, and market penetration. This research aims to analyze Islamic insurance's constraints and development strategies using a mathematical method, namely the Analytic Network Process (ANP) method so that scientific studies support policy recommendations. Furthermore, in this study, the ANP method was adopted in a survey design involving several respondents. The heterogeneity of the assessments of some respondents is expected to provide a more rational alternative. The analysis results using the ANP method are priority constraints to get more attention and priority strategies that can be used to formulate policies to make them more focused.
Distribusi Pendapatan dan Kemiskinan di Indonesia dalam Perspektif Ekonomi Islam: Tantangan dan Prospek Masa Depan Syahputra, Angga; Harahap, Isnaini; M. Nawawi, Zuhrinal; Kaswinata, Kaswinata
Jurnal Iqtisaduna Vol 9 No 2 (2023)
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/iqtisaduna.v9i2.41929

Abstract

This research examines income distribution and poverty in Indonesia through the lens of Islamic economics. By focusing on the principles of inclusiveness, fairness, and sustainability in Islamic economics, this research goes in-depth on economic inequality and poverty in Indonesia through a descriptive qualitative approach. The findings show that despite a decline in poverty, income inequality in Indonesia is still high, creating a widening gap between the rich and poor. In-depth analysis reveals the important role of Islamic economics, zakat, infaq, and Islamic financial institutions in addressing inequality and poverty. The research also examines the challenges in implementing Islamic economic principles and presents innovative strategies to improve income distribution. The focus on zakat and infaq as potential redistribution instruments highlights the need for a more structured and sustainable approach. This research provides a foundation for inclusive and equitable policies, guiding Indonesia's steps towards equitable and sustainable economic growth. By integrating Islamic economic principles, this research suggests ways to create a more just and prosperous society, in accordance with Islamic principles and global sustainable development principles.
SIGNIFIKANSI PERANANAN UMKM DALAM PEMBANGUNAN EKONOMI DI KOTA MEDAN DALAM PERSPEKTIF SYARIAH Kaswinata; Harahap, Isnaini; M. Nawawi, Zuhrinal; Syahputra, Angga
Jurnal Tabarru': Islamic Banking and Finance Vol. 6 No. 2 (2023): Jurnal Tabarru' : Islamic Banking and Finance
Publisher : Department of Islamic Banking, Faculty of Islamic Studies, Islamic University of Riau (UIR)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25299/jtb.2023.vol6(2).15302

Abstract

Pengembangan Usaha Mikro, Kecil, dan Menengah (UMKM) menjadi penting dalam mendukung pertumbuhan ekonomi di Kota Medan, Indonesia. UMKM berperan sebagai tulang punggung ekonomi, menciptakan lapangan kerja, mendiversifikasi produk, dan memberdayakan masyarakat. Namun, mereka dihadapkan pada tantangan seperti akses terbatas terhadap modal, pendidikan, dan regulasi. Dalam konteks ekonomi syariah, UMKM menjadi alat untuk mencapai kesetaraan dan distribusi kekayaan yang merata. Penelitian ini menganalisis peran UMKM dalam perspektif syariah, mengidentifikasi tantangan, dan memberikan rekomendasi kebijakan. Hasilnya menunjukkan UMKM berperan penting dalam mengatasi pengangguran, menciptakan produk lokal yang beragam, dan mendukung ekonomi yang inklusif. Namun, diperlukan solusi terhadap tantangan keuangan, pendidikan, pemasaran, dan regulasi. Dukungan dari pemerintah, lembaga keuangan, dan perguruan tinggi bersama dengan pengembangan ekonomi syariah dapat mengoptimalkan kontribusi UMKM dalam mendukung pertumbuhan ekonomi yang berkelanjutan di Kota Medan.
PENERAPAN METODE ANALYTICAL HIERARCHY PROCESS DAN SIMPLE ADDITIVE WEIGHTING UNTUK PEMILIHAN SUPPLIER TOKO BERAS Syahputra, Angga; Diana, Anita; Achadiani, Dwi
IDEALIS : InDonEsiA journaL Information System Vol 7 No 2 (2024): Jurnal IDEALIS Juli 2024
Publisher : Universitas Budi Luhur

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36080/idealis.v7i2.3169

Abstract

The supplier selection process is an important thing in the procurement of products and services. Decision Support System (SPK) designed, it can help select the best supplier at the Matondang Rice Store, and is expected to be able to provide recommendations for selection results that can be accepted by shop owners, based on the criteria that have been applied. The owner shop doesn’t have a criterion weight value so it is difficult to determine the best supplier for the Matondang Rice Store where the selection is still subjectivity and not objective. The owner of the Matondang Rice Store doesn’t have a structured report where there is no supplier data report, ranking report and supplier assessment report, so it is difficult to see the value of each supplier who cooperates with the Matondang Rice Store. SPK was created that can solve these problems. Researchers determined the use of the Analytical Hierarchy Process (AHP) method for weighting criteria values and used the Simple Additive Weighting (SAW) method to determine the final result in the form of alternative supplier rankings. This research through the AHP method produces weighted values of Price, Quality of Products, Availability of Products, Service, Delivery Time, is 0.245 0.092, 0.325, 0.060, 0.278. Then through the SAW method, Patriot Missile Shop got the highest score with a number of 0.970. The Patriot Missile Shop is the best supplier according to the Matondang Rice Store. This SPK can provide recommendations for selected suppliers more objectively for rice shop owners.
POVERTY IN COMMUNITY SOCIAL AND ECONOMIC DEVELOPMENT PERSPECTIVE Syahputra, Angga; Rofizar, Henny
I-Economics Vol 8 No 2 (2022): I-ECONOMICS: A Research Journal on Islamic Economics
Publisher : Islamic Economics Program, Faculty of Islamic Economics and Business

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/ieconomics.v8i2.13328

Abstract

Poverty is a socio-economic problem that has stimulated many research activities carried out by various parties such as planners, scientists, and the general public or non-governmental organizations from various educational backgrounds. The large number of poor people will have the potential to create new social problems, namely the decline in the quality of human resources, the emergence of inequality and social jealousy, disruption of social and political stability and increasing crime rates. The decline in the poor population is not too significant and is still relatively large. The government has struggled continuously to reduce the poor in its area with various strategies. The goal for the welfare of the nation's life seems to be just a discourse. The more widespread planning and development activities have not been able to overcome poverty in Indonesia, so to find alternative future policy solutions in an effort to accelerate poverty alleviation requires thinking from various cross-disciplinary social sciences. The method used in this study is descriptive analysis method, which describes a problem of community poverty based on secondary data sources from literature materials that are relevant to the title of the article and references. The sociological reality of poverty has different criteria, namely absolute and relative and not only personal events but also social events. Regarding religion, Islam responds to the phenomenon of poverty by encouraging and encouraging people to work hard and share with each other. In Islam poverty is explained in the Al-Quran and Hadith where poor people are people who are unable to meet their daily needs.
Waqf Optimization in Aceh Province Syahputra, Angga; Taufiq, Taufiq
Al-Tijary AL-TIJARY VOL. 7, NO. 2, JUNI 2022
Publisher : Faculty of Islamic Economics and Business Sultan Aji Muhammad Idris State Islamic University Samarinda

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (467.442 KB) | DOI: 10.21093/at.v7i2.3662

Abstract

Aceh is noted to have extensive waqf land spread over 16,560 districts and cities with an area of ​​8,902.33 ha. Unfortunately, Aceh's waqf resources are relatively passive and have not been utilized optimally. Aceh even ranks as the poorest province in Sumatra, according to a release issued by BPS in 2020. Various waqf problems make the existing potential not adequately managed, even though if optimized, the benefits will be huge for the people of Aceh. For this reason, this study aims to investigate further waqf in Aceh Province so that it can be more optimal in its management and help improve the economy of the Acehnese people. This study uses a qualitative method where the data comes from a literature study obtained from good books, journals, articles, and websites. The results of this study indicate that the optimization of waqf in Aceh can work if stakeholders can improve overall community literacy, certify waqf land, provide guidance to waqf nadzir and make institutional improvements. With the advancement of these four things, it is believed that the potential of waqf in Aceh can be optimized and more productive to bring economic change to the people of Aceh. The implication of this research are recommends a major waqf literacy program, faster land certification, nadzir professionalism, and institutional reform of waqf management.
Signifikansi Metodologi dalam Pengembangan Sosial Ekonomi Islam Syahputra, Angga; Nurhayati, Nurhayati
Saree: Research in Gender Studies Vol. 4 No. 1 (2022): Saree: Research in Gender Studies
Publisher : Pusat Studi Gender dan Anak - PSGA (Center for Gender and Child Studies) Institut Agama Islam Negeri Lhokseumawe, Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (458.815 KB) | DOI: 10.47766/saree.v4i1.777

Abstract

In the midst of a crisis that often occurs, Economic Methodology has become an object of study that is highly sought after or in demand by scientists. Every time the world experiences an economic crisis, it will encourage scientists to review matters relating to economic disciplines, be it in theory, science, or methodological science itself. As a new science, leading scientists began their activities to examine the appropriate methodology to produce Islamic economic theories where it was in accordance with the concept of Islamic epistemology, as well as to strengthen this methodological science to develop Islamic economics as a knowledge as well as to ensure scientific dynamics in the field of science. Islamic economics is going well and smoothly. For this reason, it is important to do this research through studies of the existing literature. This study resulted that the Islamic economic methodology was created based on an Islamic worldview where economic reality in a comprehensive perspective consists of spiritual, material, and moral dimensions. The discourse on Islamic economics methodology must be developed from only providing an Islamic perspective on the theories and structures of conventional economics (in other words, the Islamization of science), to something purer and giving birth to theories and developing Islamic scientific and economic structures themselves. AbstrakDi tengah krisis yang sering terjadi, Metodologi Ekonomi menjadi objek kajian yang sangat dicari atau diminati oleh para ilmuwan. Setiap kali dunia mengalami krisis ekonomi, maka akan mendorong para ilmuwan untuk mengkaji kembali hal-hal yang berkaitan dengan disiplin ilmu ekonomi, baik itu secara teori, ilmu pengetahuan, maupun metodologi ilmu itu sendiri. Sebagai ilmu yang masih baru, para ilmuwan terkemuka memulai aktivitasnya untuk mengkaji metodologi yang tepat untuk menghasilkan teori-teori ekonomi Islam di mana hal tersebut sesuai dengan konsep epistemologi Islam, serta memperkuat metodologi ilmu ini untuk mengembangkan ekonomi Islam sebagai sebuah ilmu pengetahuan sekaligus untuk menjamin dinamika keilmuan dalam bidang ilmu tersebut. Ekonomi Islam berjalan dengan baik dan lancar. Untuk itu, penelitian ini penting untuk dilakukan melalui kajian-kajian terhadap literatur yang ada. Penelitian ini menghasilkan bahwa metodologi ekonomi Islam diciptakan berdasarkan pandangan dunia Islam dimana realitas ekonomi dalam perspektif yang komprehensif terdiri dari dimensi spiritual, material, dan moral. Wacana metodologi ekonomi Islam harus dikembangkan dari hanya memberikan perspektif Islam terhadap teori dan struktur ekonomi konvensional (dengan kata lain, Islamisasi ilmu pengetahuan), menjadi sesuatu yang lebih murni dan melahirkan teori-teori serta mengembangkan struktur keilmuan dan ekonomi Islam itu sendiri.