Article Per Year (5 Year)
p-Index From 2020 - 2025
0.444
P-Index
This Author published in this journals
All Journal Jurnal Iqtisaduna Interdisciplinary Journal of Advanced Research and Innovation
Jamal, Riska
Unknown Affiliation
Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media

Published : 2 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 2 Documents
Search

 1 
Analisis Ekonomi Syariah Terhadap Hubungan Patron-Klien Pada Jual Beli Gabah di Kabupaten Pinrang Jamal, Riska; Bahri S, Andi; Mahsyar, Mahsyar
Jurnal Iqtisaduna Vol 10 No 2 (2024)
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/iqtisaduna.v10i2.50490

Abstract

This study aims to determine the analysis of Islamic economics on patron-client relationships in the sale and purchase of rice in Pinrang. This study is qualitative. Researchers conducted observations and interviews according to the main problem. The results of the study showed that the terms of sale and purchase had yet to be fully implemented in the transaction. The price used was based on the market price by the intermediaries. The scale deduction was reduced by 5-10 kg/sack according to the rice problem. The intermediaries imposed deferred payments. This happened because of the involvement of the patron-client relationship between farmers and intermediaries. As a result of the dependence between the two, they had a long-lasting and lasting relationship; farmers had an attitude of dependence, accepted low prices, and were easily exploited by intermediaries. Thus, the analysis of Islamic economics on the patron-client relationship in the sale and purchase of rice in Pinrang Regency is not in accordance with the provisions of Islamic economics because there is still injustice.
Implementation of the Principles of Agreement (Contact) in Islamic Bank Fund Raising Products Jamal, Riska
Interdisciplinary Journal of Advanced Research and Innovation Vol. 3 No. 2 (2025): Interdisciplinary Journal of Advanced Research and Innovation
Publisher : Ravine Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58860/ijari.v2i5.65

Abstract

The significant growth of Islamic Banks requires them to be able to meet the needs of the community by offering various products, one of which is a fundraising product that is in accordance with Sharia Principles. In order to raise funds, Islamic Banks provide various forms of financing that have their own contracts/agreements. This study aims to describe and analyze the principles of contracts in Islamic Bank fund raising products. The method used in this research is Library Research, with an analytical descriptive approach to clearly describe the principles of contracts in Islamic Bank fund raising products. The results showed that the principles of contracts in fund-raising products at Islamic Banks have been implemented properly, where the operational activities of Islamic Banks are carried out in accordance with sharia principles supervised by DSN-MUI. Islamic banks provide freedom to customers to choose the type of contract they want without coercion, and guarantee legal equality between the two parties in making the contract. In addition, every agreement made is written and binding, reflecting honesty and freedom in the preparation of contracts between Islamic Banks and customers. The implications of this study show that the implementation of good contract principles in Islamic Banks not only strengthens customer trust but also supports sharia compliance in banking operations. This is important for improving the sustainability and reputation of Islamic Banks in the midst of financial industry competition.
Co-Authors Andi Bahri S Mahsyar, Mahsyar