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THE ROLE OF RELIGIOSITY IN INFLUENCING THE KNOWLEDGE AND SOCIAL ENVIRONMENT OF SAVINGS INTEREST Pranata, Ahmad Adi; Rahayu, Yayuk Sri
I-Finance Journal Vol 9 No 2 (2023): I-FINANCE: a Research Journal on Islamic Finance
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Raden Fatah Palembang, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/ifinance.v9i2.20551

Abstract

The aim of this research is to analyze the influence of knowledge, social environment and religiosity on interest in saving in Islamic banks. The research methodology used is quantitative with experimental techniques to test the impact of knowledge and social environment on students' tendencies to practice saving religiously as a mediating factor. The population of this study consisted of students registered at the Faculty of Economics, UIN Malang, with a total of 2494 individuals, and the sample used was 147 students selected using purposive sampling. Data was collected through a Google Form questionnaire which contained statements related to research variables. The research results show that knowledge, social environment, and religiosity have a significant influence on interest in saving in Islamic banks. The conclusion of this research is that these factors can be important considerations in understanding savings behavior in Islamic banks, so they need to be considered in developing marketing strategies and sharia financial education.
Kajian Makanan Halal dan Industri Fashion dalam Tinjauan Konsumsi Islam Pranata, Ahmad Adi; Masyhuri, Masyhuri; Julaihah, Umi; Asnawi, Nur; Meldona, Meldona
DIALEKTIKA: Jurnal Ekonomi dan Ilmu Sosial Vol 10 No 1 (2025): Dialektika: Jurnal Ekonomi dan Ilmu Sosial
Publisher : Prodi Manajemen Fakultas Ekonomi dan Bisnis Universitas Islam Raden Rahmat Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36636/dialektika.v10i1.4670

Abstract

The demand for halal products is rising in the globalization era, covering food, beverages, and fashion, driven by the growth of the global Muslim population and awareness of consumption aligned with Islamic principles. This study aims to understand Muslim consumers’ perceptions and preferences towards halal products, explore producers' challenges in maintaining halal standards, and evaluate the role of halal certification in building consumer trust. A qualitative approach with a case study method was applied. Data were gathered through in-depth interviews with key informants, including PCNU administrators in Malang City, Muslim consumers, and halal food producers, alongside participatory observation and document analysis. Thematic and interactive analysis methods were employed. Findings reveal that cleanliness, taste quality, and adherence to halal standards are primary consumer considerations, while producers face challenges in maintaining halal compliance throughout the supply chain. Halal certification enhances product competitiveness and consumer trust. This study recommends SME education and mentoring to support halal industry growth.