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All Journal International Journal of Humanities Education and Social Sciences Adpebi Science Series
Herman, Nur Melianda
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Agriculture, Biological Sciences & Forestry Humanities Automotive Engineering Economics, Econometrics & Finance Environmental Science Languange, Linguistic, Communication & Media Social Sciences Other

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Peran Teknologi dan Sistem Informasi Akuntansi dalam Meningkatkan Kegiatan Operasional UMKM Herman, Nur Melianda; Nirwana; Muhammad Alief Fahdal; Hasnawiyah Hasan
International Journal Of Humanities Education and Social Sciences (IJHESS) Vol 3 No 3 (2023): IJHESS DECEMBER 2023
Publisher : CV. AFDIFAL MAJU BERKAH

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55227/ijhess.v3i3.683

Abstract

Micro, Small, and Medium Enterprises (MSMEs) play a significant role in a country's economic growth. However, MSMEs often face challenges in managing their operations. This article aims to describe the role of technology and accounting information systems in improving the efficiency and effectiveness of MSME operations. This research uses the literature review method to analyze previously published articles, books, and other related sources. The results of this literature review reveal that technology and accounting information systems have become important tools in helping MSMEs overcome various obstacles in managing their business. Technologies such as accounting software, electronic payment systems and e-commerce platforms have changed the way MSMEs operate and communicate with their customers. This research also highlights the benefits provided by technology in optimizing inventory management, financial monitoring, and data analysis for better decision-making.
Feasibility Analysis Of Financing Subsidized Mortgage Customers At Bank Btn Syariah Makassar Branch Herman, Nur Melianda
Adpebi Science Series 2022: 1st AICMEST 2022
Publisher : ADPEBI

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Abstract

Banking institutions have an essential role in the development and economy of a country so that banks become agents of product to realize national development goals with the standard of living of the Indonesian people and create economic growth. To channel financing, Islamic Banks have considerations before providing funding to customers. A handful of people still provide data that does not match the facts on the ground. This makes the financing not feasible to be given. This study uses a qualitative method. They are using a data analysis approach using the 5C+1S principle. The study results found that Bank BTN Syariah Makassar Branch principle 5C + 1S in conducting customer financing feasibility analysis. Character, Capacity and Collateral are these three points that influence the ongoing financing. Meanwhile, capital and conditions of the economy are only supporting aspects because both of them do not have a significant influence in the process of providing funding, while in Sharia, namely 1 S, more emphasis is placed on the sale and purchase contract, where this Islamic bank prioritizes MUI fatwa decisions and must meet Sharia elements.
Co-Authors Hasnawiyah Hasan Muh. Alief Fahdal Imran Oemar Nirwana