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DETERMINAN LOAN AT RISK: MITIGASI DAN PENGELOLAANNYA: Magister Manajemen Pascasarjana Universitas Triatma Mulya, Bali I Wayan Budi Artha; I Putu Santika; Surya Nugraha
Journal of Applied Management and Accounting Science Vol. 5 No. 1 (2023): Journal of Applied Management and Accounting Science (JAMAS)
Publisher : Universitas Triatma Mulya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51713/jamas.v5i1.103

Abstract

The purpose of this study is to analyze and empirically prove the influence of company internal factors / Bank specific (capital and performance) and company external factors / macroeconomics (economic growth and inflation) on Loan at Risk (LAR), including mitigation and management models in state-owned banks. The research period is 2012 – 2021, the sampling technique is saturated sampling, all members of the population are used as samples. The results of the study show that the Loan at Risk of state-owned banks is influenced by performance, economic growth and inflation. Loan at Risk to be properly mitigated and controlled. The handling must be carried out in an integrated and sustainable manner by the business line (RM) and risk line (CRM), starting from current loans to bad loans, and assisted by technology (digitalization) so that the settlement or recovery can be faster and optimal
PERAN KEPUASAN KERJA DALAM HUBUNGAN KOMPENSASI DAN KINERJA PEGAWAI Antari, Sili; Emiliana Beti Sopian; I Putu Santika
JUIMA : JURNAL ILMU MANAJEMEN Vol. 15 No. 2 (2025): JUIMA : JURNAL ILMU MANAJEMEN
Publisher : Program Studi Manajemen Fakultas Ekonomi dan Bisnis Universitas Mahasaraswati Denpasar

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Abstract

This study aims to analyze the role of job satisfaction in the relationship between compensation and employee performance. The population in this study consisted of all employees of Karangasem I Public Health Center, totaling 59 individuals. The sampling technique used was a saturated sample or census technique, where the entire population was used as the sample, amounting to 59 respondents. The analysis techniques used in this research included validity tests, reliability tests, classical assumption tests, and path analysis. The results of the analysis show that: 1) Compensation has a positive and significant effect on job satisfaction; 2) Compensation has a positive and significant effect on employee performance; 3) Job satisfaction has a positive and significant effect on employee performance; 4) Compensation positively influences employee performance through job satisfaction at Karangasem I Public Health Center. The suggestion of this study is that the Head of Karangasem I Public Health Center is expected to improve compensation, enhance job satisfaction, and increase employee performance.