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All Journal EKSYA: Jurnal Ekonomi Syariah Jurnal Riset Manajemen dan Akuntansi (JURIMA) Jurnal Ilmiah Manajemen, Ekonomi dan Akuntansi Jurnal Ilmiah Ekonomi dan Manajemen Akuntansi: Jurnal Riset Ilmu Akuntansi Anggaran: Jurnal Publikasi Ekonomi dan Akuntansi Kajian Ekonomi dan Akuntansi Terapan Jurnal Inovasi Ekonomi Syariah dan Akuntansi
Eri Nofriza
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Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Other

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Analisis Faktor Yang Memengaruhi Mahasiswa Bertransaki Di Bank Syariah Dan Bank Konvensional (Studi Kasus Mahasiswa Prodi Perbankan Syariah Uin Sulthan Thaha Saifudin Jambi Tahun 2018-2020) Risa Pauzia; Eja Armaz Hardi; Eri Nofriza
Akuntansi Vol. 1 No. 3 (2022): September : Jurnal Riset Ilmu Akuntansi
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jurnalrisetilmuakuntansi.v1i3.87

Abstract

Penelitian ini mengkaji tentang analisis faktor yang memengaruhi Mahasiswa bertransaksi di Bank Syariah dan Bank Konvensional (Studi Kasus Mahasiswa Prodi Perbankan Syariah Uin Sultan Thaha Saifudin Jambi Tahun 2018-2020). Penelitian ini bertujuan Untuk mengetahui faktor yang memengaruhi mahasiswa program studi perbankan syariah febi bertransaksi dibank Syariah dan bank konvensional, serta mengetahui produk pelayanan jasa bank Syariah dan bank Konvensional yang sering digunakan oleh mahasiswa program studi Perbankan Syariah febi. Dalam penelitian ini menggunakan pendekatan kualitatif, metode pengumpulan data dengan melakukan observasi partisipasif, wawancara, dan dokumentasi. Hasil penelitian ini menunjukan bahwa, terdapat tiga faktor yang memengaruhi Mahasiswa Bertransaksi di Bank Syariah dan Bank Konvensional (Studi Kasus Mahasiswa Prodi Perbankan Syariah Uin Sultan Thaha Saifudin Jambi Tahun 2018-2020), diantaranya yaitu faktor biaya adminstrasi, dimana mahasiswa bertransaksi menggunakan dua jasa pelayanan bank karena biaya adminstrasi yang dibebankan jika melakukan transaksi berbeda bank, selanjutnya faktor lokasi dimana mahasiswa menggunakan dua jasa pelayanan perbankan karena lokasi bank yang mudah diakses, dan tersebar dimana-mana guna membantu kemudahan dalam bertransaksi, dan yang terakhir faktor kebutuhan dimana mahasiswa memiiki kebutuhan masing-masing baik kebutuhan eksternal maupun internal yang menggunakan dua jasa pelayanan bank yaitu bank syariah dan bank konvensional, sedangkan produk pelayanan jasa yang sering digunakan yaitu transfer, tarik tunai dan menabung dimana mahasiswa sering melakukan transfer kepada orang tua, transfer pembayaran ukt (uang kuliah tunggal) dan tarik tunai mengambil uang dari kiriman orang tua dan pihak lain serta menabung uang dari kiriman orang tua buat kebutuhan kuliah dan sehari-hari
STRATEGI PEMASARAN DALAM UPAYA MENARIK MINAT NASABAH MENGGUNAKAN PRODUK TABUNGAN SIGINJAI MUDHARABAH PADA BANK JAMBI SYARIAH Murni Putri Pertiwi Silalahi; Eja Armaz Hardi; Eri Nofriza
Jurnal Riset Manajemen dan Akuntansi Vol. 3 No. 3 (2023): Desember: Jurnal Riset Manajemen dan Akuntansi
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jurima.v3i3.2513

Abstract

Islamic banks are financial institutions that are principled in Islamic law. All activities carried out must also be in accordance with the Qur'an and Sunnah. The increasing number of banking institutions in Indonesia will lead to competition between banks. Therefore, to win this competition, bank companies must be able to fulfill a customer satisfaction. This study aims to determine the marketing strategy in an effort to attract customers to use the siginjai mudharabah savings product at Bank Jambi Syariah KC Simpang IV Sipin. In this study using qualitative methods. In this case the researcher intends to provide a description of the marketing strategy for the Siginjai mudharabah savings product and the constraints in marketing the product. The data source used is the primary data source which is directly obtained from the main source. Data collection techniques used are interviews and documentation. Data analysis techniques with inductive patterns that are based on facts that are specific to be studied, analyzed, and concluded so that they apply in general. The results of the research analysis show that Bank Jambi Syariah has carried out a 7p + Is marketing mix even though the implementation of the marketing strategy at Bank Jambi Syariah KC Simpang IV Sipin has not been implemented optimally, especially in the field of promotion. The lack of maximum performance in the field of promotion is due to the lack of promotion using social media. Even though social media has a very important role in introducing products to the wider community and there is still a limited number of offices in each city which makes it difficult for customers to access Bank Jambi Syariah.
Pengaruh Penerbitan Sukuk Ijarah Dan Ukuran Perusahaan Terhadap Profitabilitas ( Perusahaan Yang Terdaftar Di Bursa Efek Indonesia Tahun 2017-2020) Ade, Ade Irma Suryani; Sucipto Sucipto; Eri Nofriza
Jurnal Ilmiah Manajemen, Ekonomi dan Akuntansi Vol. 3 No. 3 (2023): Jurnal Ilmiah Manajemen, Ekonomi dan Akuntansi
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jurimea.v3i3.271

Abstract

The purpose of this study was to determine the effect of the issuance of sukuk ijarah and company size on the profitability of companies listed on the Indonesia Stock Exchange in 2017-2020. This research is quantitative descriptive. The data used is secondary data obtained from the annual reports of companies incorporated in the Indonesia Stock Exchange in 2017-2020. The research sample was obtained from the purposive sampling technique, namely 8 companies with 4 years so that there were 32 observations. The data analysis technique used Multiple Regression Analysis. Partially, the issuance of sukuk ijarah and company size affect the profitability of companies listed on the Indonesia Stock Exchange in 2017-2020. Simultaneously, the issuance of sukuk ijarah and company size together affect the profitability of companies listed on the Indonesia Stock Exchange in 2017-2020. Based on the results of the coefficient of determination, the magnitude of the effect of the issuance of sukuk ijarah and company size on overall profitability is 0.227 = 22.7% and the rest is influenced by other variables not included in the study.
Pengaruh Literasi Keuangan Syariah, Sikap Keuangan Dan Pengelolaan Keuangan Terhadap Kinerja UMKM (Studi Kasus UMKM Sektor Kuliner Di Kecamatan Keritang Kabupaten Indragiri Hilir) Firayani Firayani; Bambang Kurniawan; Eri Nofriza
Anggaran : Jurnal Publikasi Ekonomi dan Akuntansi Vol. 2 No. 3 (2024): September : Anggaran: Jurnal Publikasi Ekonomi dan Akuntansi
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/anggaran.v2i3.788

Abstract

The research aims to determine the influence of sharia financial literacy, financial attitudes and financial management on the performance of MSMEs in the culinary sector in Keritang District, Indragiri Hilir Regency. This research uses quantitative methods with an associative approach, the analytical methods used are descriptive statistics, classical assumption testing, multiple linear analysis and hypothesis testing with the Eviews 12 program. This research data is primary data and secondary data. The data collection technique used a questionnaire and the sample in this research was 77 MSMEs in the culinary sector in Keritang District using a purposive sampling technique. The research results show that the sharia financial literacy variable has a significant effect on the performance of MSMEs, the financial attitude variable has a significant effect on the performance of MSMEs and the financial management variable has a significant effecton the performance of MSMEs, while simultaneous testing shows that there is a positive and significant influence on the performance of MSMEs in Keritang District, Indragiri Hilir Regency.
Analisis Pengelolaan Dana Desa Ditinjau Dari Perspektif Manajemen Keuangan Syariah di Desa Pagar Puding Lamo Kabupaten Tebo Sariani Sariani; Bambang Kurniawan; Eri Nofriza
Kajian Ekonomi dan Akuntansi Terapan Vol. 1 No. 3 (2024): September : Kajian Ekonomi dan Akuntansi Terapan (KEAT)
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/keat.v1i3.342

Abstract

This research aims to determine the management of village funds in Pagar Puding Lamo Village, Tebo Regency from the perspective of sharia financial management. This research is a type of qualitative research using descriptive analysis. Descriptive analysis is data obtained and expressed in the form of words and images, so that it can be described to provide clarity. This research uses data collection methods by means of observation, interviews and documentation. The results of this research indicate that the management of village funds in Pagar Puding Lamo Village is in accordance with Permendagri No. 113 of 2014 starting from the planning, implementation, administration, reporting and accountability stages. In the review of sharia management regarding the management of village funds, it is clear that the management still does not implement the sharia system, the system used still tends to be conventional, but judging from the nature and values ​​of honesty, trust and fair sharia in its management, village officials have implemented it in managing village finances.
Analisis Peran Bantuan Dana Produktif Usaha Mikro (BPUM) terhadap Keberlangsungan UMKM Kecamatan Tungkal Ilir pada Tahun 2020 dan 2021 Muhammad Doni; Sissah Sissah; Eri Nofriza
Jurnal Inovasi Ekonomi Syariah dan Akuntansi Vol. 1 No. 5 (2024): September: Jurnal Inovasi Ekonomi Syariah dan Akuntansi (JIESA)
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/jiesa.v1i5.445

Abstract

There are three issues studied in this thesis, namely: The role of Micro Business Productive Fund Assistance (BPUM) on the sustainability of MSMEs, procedures for distributing Micro Business Productive Fund Assistance (BPUM) to MSMEs, and maintaining business continuity during the Covid-19 pandemic. The aim of this research is to determine the role of Micro Business Productive Fund Assistance (BPUM) on the sustainability of MSMEs, to find out the procedures for distributing Micro Business Productive Fund Assistance (BPUM) on the sustainability of MSMEs and to find out how to maintain business continuity during the Covid-19 pandemic in the sub-district. Tungkal Ilir in 2020 and 2021. To reveal this problem in depth and comprehensively, researchers used a qualitative approach by collecting data using observation, interviews and documentation. The data analysis technique used is field analysis using the Miles and Huberman interactive model including data reduction, data display, data verification. From the research results, it can be concluded that the role and potential of BPUM are: The BPUM program will be a temporary buffer for micro businesses to reduce the negative impact of social restrictions/pandemic, encouragement to increase MSME data, accuracy of targeting of aid distribution and encouragement to BPUM beneficiaries related to licensing, certification and taxation systems. The procedures for distributing BPUM are listed in Chapter IV, Article 7 of the Regulation of the Minister of Cooperatives and Small and Medium Enterprises of the Republic of Indonesia Number 6 of 2020 concerning General Guidelines for National Support for Economic Recovery in the context of threats that endanger the nation's economy and saving the national economy during the COVID-19 virus. And there are three factors that play a role in maintaining business continuity during the COVID-19 pandemic, namely the ability to innovate, manage customers and return on investment.
ANALISIS STRATEGI PENGELOLAAN USAHA ARANG DI DESA PURWODADI KECAMATAN RIMBO BUJANG Youdhi Prayogo; Eri Nofriza; Yuni Eva Purwanti
JURNAL ILMIAH EKONOMI DAN MANAJEMEN Vol. 2 No. 7 (2024): JURNAL ILMIAH EKONOMI DAN MANAJEMEN (JIEM)
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jiem.v2i7.2288

Abstract

This research discusses the analysis of charcoal business management strategies in Purwodadi village, Rimbo Bujang subdistrict. The aims of this research are: First, to find out the strategy for managing the charcoal business in Purwodadi village, Rimbo Bujang sub-district. Second, to find out the obstacles and solutions in managing the charcoal business in Purwodadi village, Rimbo Bujang subdistrict. This research uses primary and secondary data, through observation, interviews and documentation. To achieve the objectives of this research, qualitative research was used, qualitative analysis using data reduction, data presentation and drawing conclusions. The results of research on charcoal business management were carried out in several stages. The stages used in the management process include Planning, Organizing, Actuating, Controlling. Business owners are also worried about obstacles and what solutions will be used in the process of managing a charcoal business.
PENGARUH E-FILING, PENGETAHUAN, DAN SANKSI PAJAK TERHADAP KEPATUHAN WAJIB PAJAK ORANG PRIBADI PADA KPP PRATAMA JAMBI PELAYANGAN Dhafi Ammar Junaidi; Agustina Mutia; Eri Nofriza
EKSYA : Jurnal Ekonomi Syariah Vol 5 No 1 (2024): JURNAL EKSYA: JURNAL EKONOMI SYARIAH
Publisher : Program Studi Ekonomi Syariah Sekolah Tinggi Agama Islam Negeri Mandailing Natal

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56874/eksya.v5i1.1962

Abstract

The purpose of this study was to determine the impact of E-filing, Knowledge and Tax Sanctions on Individual Taxpayer Compliance at the Jambi Pelayanangan Pratama Tax Office. This study uses a quantitative approach using multiple regression statistical analysis methods partially and simultaneously to determine the effect of E-filling (X1), knowledge (X2), and Tax Sanctions (X3) on Taxpayer Compliance. The research conducted produced the following findings and conclusions: This study concludes that E-filling has a negative effect on individual taxpayer compliance, while knowledge has a negative effect on individual taxpayer compliance, and Tax Sanctions have a positive effect on individual taxpayer compliance. T-test Based on the results of multiple regression tests, it can be concluded that the t-value for E-filling is -3.418 < t table 1.984 and a Sig value of 0.001 < 0.05. While the Knowledge variable (X2) gets a t-value of -5.069 < t table 1.984 and a Sig value of 0.000 < 0.05. Then the Tax Sanctions variable (X3) gets a t-value of 6.375 > t table 1.984 and a Sig value of 0.000 < 0.05. Simultaneously (F test) shows that the independent variables E-filling, Knowledge and Tax Sanctions together or simultaneously affect taxpayer compliance at the Jambi Pelayanangan Pratama Tax Office. Partially, the independent variables that have a significant influence are Tax Knowledge, Tax Sanctions, and the Implementation of E-Filling have an influence on taxpayer compliance.
Analisis Faktor Yang Memengaruhi Mahasiswa Bertransaki Di Bank Syariah Dan Bank Konvensional (Studi Kasus Mahasiswa Prodi Perbankan Syariah Uin Sulthan Thaha Saifudin Jambi Tahun 2018-2020) Risa Pauzia; Eja Armaz Hardi; Eri Nofriza
Akuntansi Vol. 1 No. 3 (2022): September : Jurnal Riset Ilmu Akuntansi
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jurnalrisetilmuakuntansi.v1i3.87

Abstract

Penelitian ini mengkaji tentang analisis faktor yang memengaruhi Mahasiswa bertransaksi di Bank Syariah dan Bank Konvensional (Studi Kasus Mahasiswa Prodi Perbankan Syariah Uin Sultan Thaha Saifudin Jambi Tahun 2018-2020). Penelitian ini bertujuan Untuk mengetahui faktor yang memengaruhi mahasiswa program studi perbankan syariah febi bertransaksi dibank Syariah dan bank konvensional, serta mengetahui produk pelayanan jasa bank Syariah dan bank Konvensional yang sering digunakan oleh mahasiswa program studi Perbankan Syariah febi. Dalam penelitian ini menggunakan pendekatan kualitatif, metode pengumpulan data dengan melakukan observasi partisipasif, wawancara, dan dokumentasi. Hasil penelitian ini menunjukan bahwa, terdapat tiga faktor yang memengaruhi Mahasiswa Bertransaksi di Bank Syariah dan Bank Konvensional (Studi Kasus Mahasiswa Prodi Perbankan Syariah Uin Sultan Thaha Saifudin Jambi Tahun 2018-2020), diantaranya yaitu faktor biaya adminstrasi, dimana mahasiswa bertransaksi menggunakan dua jasa pelayanan bank karena biaya adminstrasi yang dibebankan jika melakukan transaksi berbeda bank, selanjutnya faktor lokasi dimana mahasiswa menggunakan dua jasa pelayanan perbankan karena lokasi bank yang mudah diakses, dan tersebar dimana-mana guna membantu kemudahan dalam bertransaksi, dan yang terakhir faktor kebutuhan dimana mahasiswa memiiki kebutuhan masing-masing baik kebutuhan eksternal maupun internal yang menggunakan dua jasa pelayanan bank yaitu bank syariah dan bank konvensional, sedangkan produk pelayanan jasa yang sering digunakan yaitu transfer, tarik tunai dan menabung dimana mahasiswa sering melakukan transfer kepada orang tua, transfer pembayaran ukt (uang kuliah tunggal) dan tarik tunai mengambil uang dari kiriman orang tua dan pihak lain serta menabung uang dari kiriman orang tua buat kebutuhan kuliah dan sehari-hari
PENGARUH E-FILING, PENGETAHUAN, DAN SANKSI PAJAK TERHADAP KEPATUHAN WAJIB PAJAK ORANG PRIBADI PADA KPP PRATAMA JAMBI PELAYANGAN Dhafi Ammar Junaidi; Agustina Mutia; Eri Nofriza
EKSYA : Jurnal Ekonomi Syariah Vol 5 No 1 (2024): JURNAL EKSYA: JURNAL EKONOMI SYARIAH
Publisher : Program Studi Ekonomi Syariah Sekolah Tinggi Agama Islam Negeri Mandailing Natal

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56874/eksya.v5i1.1962

Abstract

The purpose of this study was to determine the impact of E-filing, Knowledge and Tax Sanctions on Individual Taxpayer Compliance at the Jambi Pelayanangan Pratama Tax Office. This study uses a quantitative approach using multiple regression statistical analysis methods partially and simultaneously to determine the effect of E-filling (X1), knowledge (X2), and Tax Sanctions (X3) on Taxpayer Compliance. The research conducted produced the following findings and conclusions: This study concludes that E-filling has a negative effect on individual taxpayer compliance, while knowledge has a negative effect on individual taxpayer compliance, and Tax Sanctions have a positive effect on individual taxpayer compliance. T-test Based on the results of multiple regression tests, it can be concluded that the t-value for E-filling is -3.418 < t table 1.984 and a Sig value of 0.001 < 0.05. While the Knowledge variable (X2) gets a t-value of -5.069 < t table 1.984 and a Sig value of 0.000 < 0.05. Then the Tax Sanctions variable (X3) gets a t-value of 6.375 > t table 1.984 and a Sig value of 0.000 < 0.05. Simultaneously (F test) shows that the independent variables E-filling, Knowledge and Tax Sanctions together or simultaneously affect taxpayer compliance at the Jambi Pelayanangan Pratama Tax Office. Partially, the independent variables that have a significant influence are Tax Knowledge, Tax Sanctions, and the Implementation of E-Filling have an influence on taxpayer compliance.
Co-Authors Ade, Ade Irma Suryani Agustina Mutia Bambang Kurniawan Dhafi Ammar Junaidi Eja Armaz Hardi Firayani Firayani Muhammad Doni Murni Putri Pertiwi Silalahi Risa Pauzia Sariani Sariani Sissah Sissah Sucipto Sucipto Youdhi Prayogo Yuni Eva Purwanti