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All Journal INFERENSI Islamic Ecomonics Journal el-Jizya: Jurnal Ekonomi Islam Episteme: Jurnal Pengembangan Ilmu Keislaman An-Nisbah: Jurnal Ekonomi Syariah Al-Amwal : Jurnal Ekonomi dan Perbankan Syari\'ah JURNAL PENDIDIKAN TAMBUSAI Ekono Insentif Shirkah: Journal of Economics and Business Nizham Journal of Islamic Studies Al-Masharif: Jurnal Ilmu Ekonomi dan Keislaman Adzkiya : Jurnal Hukum dan Ekonomi Syariah KONSEP DAN TUJUAN PADA TINJUAN BISNIS SYARIAH Jurnal Bimas Islam Bertuah : Jurnal Syariah dan Ekonomi Islam Al-Sharf: Jurnal Ekonomi Islam Indonesian Journal of Islamic Economics and Business EKSYA: Jurnal Ekonomi Syariah Jurnal Riset Manajemen dan Akuntansi (JURIMA) Jurnal Ilmiah Manajemen, Ekonomi dan Akuntansi el-Jizya: Jurnal Ekonomi Islam Legal Protection for the Partnership Agreement Parties ADILLA: Jurnal Ilmiah Ekonomi Syari'ah International Journal of Community Service (IJCS) Journal of Student Research Digital Bisnis: Jurnal Publikasi Ilmu Manajemen Dan E-commerce Jurnal Publikasi Manajemen Informatika (JUPUMI) Innovative: Journal Of Social Science Research Jurnal Riset Akuntansi Sammajiva: Jurnal Penelitian Bisnis dan Manajemen Jurnal Kajian Dan Penalaran Ilmu Manajemen Jurnal Riset dan Inovasi Manajemen Jurnal Nuansa: Publikasi Ilmu Manajemen dan Ekonomi Syariah Jurnal Ilmiah Ekonomi dan Manajemen Akuntansi: Jurnal Riset Ilmu Akuntansi Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah Maslahah: Jurnal Manajemen dan Ekonomi Syariah Menawan : Jurnal Riset dan Publikasi Ilmu Ekonomi JIMEB: Jurnal Ilmiah Manajemen, Ekonomi dan Bisnis Kajian Ekonomi dan Akuntansi Terapan Jurnal Inovasi Ekonomi Syariah dan Akuntansi Epistemé: Jurnal Pengembangan Ilmu Keislaman An-Nisbah: Jurnal Ekonomi Syariah Margin : Journal of Islamic Banking Al-masharif: Jurnal Ilmu Ekonomi dan Keislaman Jurnal Bisnis, Ekonomi Syariah dan Pajak Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Jurnal Kajian Ekonomi dan Perbankan Syariah
Eja Armaz Hardi
UIN Sulthan Thaha Saifuddin Jambi
Religion Aerospace Engineering Agriculture, Biological Sciences & Forestry Arts Humanities Astronomy Automotive Engineering Biochemistry, Genetics & Molecular Biology Chemical Engineering, Chemistry & Bioengineering Chemistry Civil Engineering, Building, Construction & Architecture Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Dentistry Earth & Planetary Sciences Economics, Econometrics & Finance Education Electrical & Electronics Engineering Energy Engineering Environmental Science Health Professions Immunology & microbiology Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Materials Science & Nanotechnology Mathematics Mechanical Engineering Medicine & Pharmacology Neuroscience Nursing Physics Public Health Social Sciences Transportation Veterinary Other

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ANALISIS PEMBERDAYAAN MASYARAKAT MUSLIM MISKIN MELALUI QARDUL HASAN (Studi kasus Program Baitul Maal BMT Beringharjo Yogyakarta Tahun 2013) Hardi, Eja Armaz
Jurnal Ekonomi Islam Vol 2, No 2 (2014)
Publisher : Universitas Darrussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The issue of poverty is still a important case in Indonesia. Various programs held to decrease the number of poverty. One of these programs is qardhul hasan. Baitul Maal (BM) Baitul Maal wa Tamwil (BMT) Beringharjo conduct the empowerment of muslim society by qardhul hasan program called Sahabat Ikhtiar Mandiri (SIM) which utilize funds from Zakat, Infaq, Sedekah dan Wakaf (ZISWA). This research aims to analyze the variables which supposed affecting the success of this program to increase the customer’s oncome and to analyze their income and shadaqa before and after following this program. This research used four independent variables; duration of program, mentoring quality, duration of office hour and shadaqa. It also used a dependent variable; it is the increase of income. At independent variable ‘mentoring quality’, the researcher used seven parameters, they are new perception of customer, solemnity, openness of BM, reminding, motivating customer’s business, soving their problems and create a new business. From the test result of F analysis, it is explainable that four independent variables could be used to predict the dependent variable (increase of income), whereas the test result from t analysis indicated that the variable X3 (duration of office hour) has a significance influence to the increase of customer’s income. For others three variables, they have no influence to their income. One of mentoring quality variable (X2) which has an influence to it is the openness to the customer. From the result of paired samples t test, it indicated that there is a different income and shadaqa of the customer before and after following this program.
FATWA DSN MUI DAN PERKEMBANGAN PRODUK PERBANKAN SYARIAH DI INDONESIA Hardi, Eja Armaz
An-Nisbah: Jurnal Ekonomi Syariah Vol 6, No 1 (2019): An-Nisbah
Publisher : IAIN Tulungagung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21274/an.2019.5.2.

Abstract

Aktikel ini mencoba untuk melihat posisi fatwa DSN-MUI terhadap perkembangan produk dan jasa bank syariah sebagai instrument syariah compliance. Hingga tahun 2017 fatwa terkait produk dan jasa pada lembaga keuangan syariah telah diterbitkan sebanyak 116 fatwa. Produk dan jasa yang dimanfaatkan oleh bank syariah secara umum dapat dibagi menjadi pola yaitu perhimpunan, pembiayaan dan produk jasa. Fatwa terbanyak dikeluarkan oleh DSN-MUI pada tahun 2000 dan 2002 yang merupakan respon cepat MUI untuk memberikan acuan instrument kepatuhan syariah. Kepatuhan syariah tersebut dituangkan dalam UU No. 10 Tahun 1998 perubahan UU No. 07 Tahun 1992 disebutkan bahwa bank syariah harus menggunakan prinsip-prinsip syariah. Kemudian diksi fatwa dijelaskan dan dicantumkan pada UU No. 21 Tahun 2008. Dilain pihak produk dan jasa yang dikeluarkan oleh bank syariah saat ini telah terakomodir dengan fatwa-fatwa yang dikeluarkan oleh DSN-MUI. Dengan menggunakan metode kualitatif dengan pendekatan studi kepustakaan, artikel ini menyimpulkan bahwa posisi fatwa belum memiliki peran yang signifikaan terhadap perkembangan produk dan jasa bank syariah. Hal ini dikarenakan bahwa fatwa berperan hanya sebagai komplementer bagi produk dan jasa bank syariah. disamping itu dikarenakan fatwa merupakan tuntutan Undang-Undang bagi sektor perbankan syariah dalam konteks kepatuhan syariah (syariah compliance). Selanjutnya fatwa juga diterbitkan setelah produk dan jasa sudah terbit bukan dengan mekanisme pembahasan terlebih dahulu.
ETIKA PRODUKSI ISLAMI: MASLAHAH DAN MAKSIMALISASI KEUNTUNGAN Hardi, Eja Armaz
El-Jizya : Jurnal Ekonomi Islam Vol 8 No 1 (2020): el-Jizya : Jurnal Ekonomi Islam
Publisher : Fakultas Ekonomi dan Bisnis Islam (FEBI), Institut Agama Islam Negeri (IAIN) Purwokerto

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Abstract

This article explores the comparative concept of profit maximization and mas}lah}ah in the process of forming the final price in the production cycle. In conventional economics, profits can be formed through various market models faced by producers to achieve maximum profits. on the other hand, Islamic economics views that producer profits must contain Islamic values. This value is reflected in the production goals, which must contain mas}lah}ah and uphold the ethics and norms of consumers and producers. The ultimate goal of mas}lah}ah is a manifestation of maqasid sharia which is to achieve world happiness and the hereafter (fala<h}). In order to answer the anxiety above in the sections of this article discuss some topics related to profit maximization. In the first part of this article discussed the ethical issues of producers and their relation to religion. Then the theory of production, production goals, price theory, and profits, then all the discussion in this article will compare the Islamic perspective and conventional perspective in detail. At the end of this article see a review of Maqasid Sharia and mas}lah}ah of production. This article finds that production activities in the conventional and economic context of Islam must pass synergy in several aspects. In order to achieve the establishment of production theory, Islamic ethical values ​​must contribute to the maximization of profits in production activities. The concept of mas}lah}ah on the theory of Islamic production has values ​​which include: baraka; mas}lah}ah, and; fala<h}. Such values ​​must go hand in hand with conventional production theories.
The Debt Status of Commercial Company under Gharimin Perspective Hardi, Eja Armaz; Arifin, Sirajul; Djamaluddin, Burhan
Shirkah: Journal of Economics and Business Vol 6, No 1 (2021)
Publisher : IAIN Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (525.996 KB) | DOI: 10.22515/shirkah.v6i1.388

Abstract

Currently, commercial entity companies are not regarded yet as one of the groups that receive the zakat. This paper examines the debt status and its micro and macro-economic implications of corporations that experienced the debt shackled in the zakat system through analogy on personal gharim (person in the burden debt). The analysis presented here has been designed on a library research, an analogy method, as well as seen from a debt trap theory. This paper particularly argues that in the twist condition of enterprises to repay their debt, a commercial company may be entitled as the recipient of zakat on behalf of gharim (the fifth group who receives the zakat). It further argues that the loan of the commercial company has a larger impact than individual gharim. Synchronizing the entity companies as “syakhsun i’tibariyun” (the legal person) to the personal obligation to pay zakat is matched to be the reasons for their gharim’s status. The results of this paper contribute to expanding the recipient of zakat on behalf of gharim and enhance the insight of zakat distribution in Islamic philanthropy institutions.
Analisis Pemberdayaan Masyarakat Muslim Miskin Melalui Qardul Hasan Eja Armaz Hardi
Adzkiya : Jurnal Hukum dan Ekonomi Syariah Vol 1 No 2 (2013): Adzkiya Jurnal Hukum dan Ekonomi Islam
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Meto

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (191.09 KB)

Abstract

Kemiskinan masih menjadi isu penting di Indonesia, berbagai program dikeluarkan untuk mengurangi angka kemiskinan. Dari sekian banyak program yang dapat digunakan adalah qardhul hasan. Pemberdayaan masyarakat muslim miskin dilakukan oleh Baitul Maal (BM) Baitul Maal wa Tamwil (BMT) Beringharjo Yogyakarta dengan program qardhul hasan unggulannya disebut Sahabat Ikhtiar Mandiri (SIM) yang memanfaatkan dana himpunan dari Zakat, Infaq, Sedekah dan Wakaf (ZISWA). Penelitian ini bertujuan untuk menganalisis variabel-variabel yang diduga berpengaruh terhadap keberhasilan program SIM dalam meningkatkan pendapatan nasabah dan menganalisis perbedaan pendapatan dan sedekah nasabah SIM sebelum dan sesudah mengikuti program. Penelitian ini menggunakan empat variabel independen Jangka Waktu Program (JWP), Kualitas Pendampingan (KP), Lama Jam Kerja (LJK) dan Sedekah (SDKH), sedangkan variabel dependen dalam penelitian ini adalah Peningkatan Pendapatan (PD). Pada variabel independen KP, peneliti menggunakan tujuh parameter yaitu wawasan baru bagi nasabah,kesungguhan, keterbukaan pihak BM, mengingatkan, memotivasi kegiatan usaha nasabah, memecahkan masalah nasabah dan menciptakan usaha baru. Dari hasil analisis uji F menunjukkan bahwa keempat variabel independen dapat digunakan untuk memprediksi variabel dependen yaitu PD. Sedangkan hasil uji t menunjukkan bahwa variabel yang signifikan mempengaruhi peningkatan pendapatan nasabah SIM adalah varibel X3 (LJK). Sedangkan ketiga varibel lainnya JWP, KP dan SDKH tidak memiliki pengaruh terhadap PD. Satu dari variabel KP (X2) yang mempengaruhi PD yaitu Kualitas Pendampingan: Keterbukaan pihak BM terhadap nasabah. Dari hasil uji Paired Samples t Test menunjukkan bahwa terdapat perbedaan pendapatan dan sedekah nasabah sebelum dan sesudah mengukuti program SIM dari baitul maal BMT Beringharjo Yogyakarta.
Philanthropy and Sustainable Compassion: An Evidence of Charity Activism in Alumni Association of Islamic Boarding School Eja Armaz Hardi; Masnidar Masnidar; Efni Anita
INFERENSI: Jurnal Penelitian Sosial Keagamaan Vol 15, No 2 (2021)
Publisher : State Institute of Islamic Studies (IAIN) Salatiga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18326/infsl3.v15i2.337-360

Abstract

Charity activism has been growing significantly since the pandemic covid-19 outbreak in the early 2020s among Indonesian Muslims. Not only state and non-state actors have taken a role to lessen covid-19-victims’ drawbacks through Islamic social finance, but also private organization and association have done the same. The purpose of this paper is to examine the sustainable charity of Azzavirtium Endowment Fund (Dana Abadi Azzavirtium/DAZZ), which has initiated by the 2004 alumni association of Darussalam Gontor Boarding School (Pondok Modern Darussalam Gontor/PMDG). Employing the model of Participation Action Research (PAR), this paper argues that the DAZZ's endowment fund management has given the pattern of sustainable Islamic social finance. Furthermore, this paper argues that the endowment fund has impacted on raising of sustainable compassion activism among alumni members, families, and even for the second generation. It further found that the orphans sponsoring has done with a textual understanding of religious orders without adding another material consideration.
MUSLIM YOUTH AND PHILANTROPHIC ACTIVISM Eja Armaz Hardi
Epistemé: Jurnal Pengembangan Ilmu Keislaman Vol 16 No 01 (2021)
Publisher : IAIN Tulungagung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21274/epis.2021.16.01.15-29

Abstract

Since the last two decades, charity movements have been flourishing in Indonesian Islamic landscape. These organisations are involving not only state sponsored organizations, but also non-government associations and professional industries. This article exclusively discusses the youth-based charity movements in two important Islamic universities in Indonesia and tries to offer a new glance of youth charity movement as to which their movement relates to the issue of identity and social welfare. The article uses a qualitative method through a systematic literature review, in-depth interview, and observation to the activities of two youth-based charity movements at two state Islamic universities in Jambi and Surabaya. This paper further argues that the spirit of philanthropic movement does not only depend on economic wealth, but also on social solidarity, Islamic principle of economic distribution, and networks among the students that have been successfully translated into both social welfare activism and humanitarian activities.
Belt and Road Initiative (BRI) In Islamic Economics Distribution Perspective Efni Anita; Eja Armaz Hardi
Al-Amwal : Jurnal Ekonomi dan Perbankan Syari'ah Vol 12, No 2 (2020): .
Publisher : IAIN Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24235/amwal.v12i2.6982

Abstract

This article aims to analyse Indonesia's policy of joining China's Belt and Road Initiative (BRI) through a perspective of distribution in Islamic economics. The BRI project is one of the agendas of the Chinese government to expand economic hegemony in the international market. At the same time, the Indonesian government has a national development priority program (PSN). However, the state's finite financial condition and the stagnation of economic growth became an obstacle for the Indonesian government to realize the domestic infrastructure projects. Therefore, the Indonesian government requires a source of capital other than the state budget. One of the steps taken by the Indonesian government is to become part of BRI. Behalf of these difficulties and opportunities, how Islamic economics argue the Indonesian government policy especially on distribution perspective. To address the question, this article utilizes descriptive qualitative methods and the theory of distribution of Islamic economics. It was found that the Indonesian government's infrastructure policy is in line with the spirit of Islamic distribution to reduce income disparity by providing equal access to infrastructure for the communities. Beside BRI's open access and integration to regional countries and supported by the needs of China's domestic industrial raw materials, Indonesia is predicted to be the largest exporter of raw materials. The need to export these raw materials will also tend to be exploitative and contrary to Islamic principles. Therefore, to tackle that, this article recommends the formulation of policies that encourage an expansive domestic industry so that Indonesia is not only an exporter of raw materials but also an exporter of goods and services.
Analisis Pemberdayaan Masyarakat Muslim Miskin Melalui Qardul Hasan Eja Armaz Hardi
Adzkiya : Jurnal Hukum dan Ekonomi Syariah Vol 1 No 2 (2013): Adzkiya Jurnal Hukum dan Ekonomi Islam
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Meto

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (191.09 KB)

Abstract

Kemiskinan masih menjadi isu penting di Indonesia, berbagai program dikeluarkan untuk mengurangi angka kemiskinan. Dari sekian banyak program yang dapat digunakan adalah qardhul hasan. Pemberdayaan masyarakat muslim miskin dilakukan oleh Baitul Maal (BM) Baitul Maal wa Tamwil (BMT) Beringharjo Yogyakarta dengan program qardhul hasan unggulannya disebut Sahabat Ikhtiar Mandiri (SIM) yang memanfaatkan dana himpunan dari Zakat, Infaq, Sedekah dan Wakaf (ZISWA). Penelitian ini bertujuan untuk menganalisis variabel-variabel yang diduga berpengaruh terhadap keberhasilan program SIM dalam meningkatkan pendapatan nasabah dan menganalisis perbedaan pendapatan dan sedekah nasabah SIM sebelum dan sesudah mengikuti program. Penelitian ini menggunakan empat variabel independen Jangka Waktu Program (JWP), Kualitas Pendampingan (KP), Lama Jam Kerja (LJK) dan Sedekah (SDKH), sedangkan variabel dependen dalam penelitian ini adalah Peningkatan Pendapatan (PD). Pada variabel independen KP, peneliti menggunakan tujuh parameter yaitu wawasan baru bagi nasabah,kesungguhan, keterbukaan pihak BM, mengingatkan, memotivasi kegiatan usaha nasabah, memecahkan masalah nasabah dan menciptakan usaha baru. Dari hasil analisis uji F menunjukkan bahwa keempat variabel independen dapat digunakan untuk memprediksi variabel dependen yaitu PD. Sedangkan hasil uji t menunjukkan bahwa variabel yang signifikan mempengaruhi peningkatan pendapatan nasabah SIM adalah varibel X3 (LJK). Sedangkan ketiga varibel lainnya JWP, KP dan SDKH tidak memiliki pengaruh terhadap PD. Satu dari variabel KP (X2) yang mempengaruhi PD yaitu Kualitas Pendampingan: Keterbukaan pihak BM terhadap nasabah. Dari hasil uji Paired Samples t Test menunjukkan bahwa terdapat perbedaan pendapatan dan sedekah nasabah sebelum dan sesudah mengukuti program SIM dari baitul maal BMT Beringharjo Yogyakarta.
Filantropi Islam: Zakat Saham di Pasar Modal Syariah Indonesia Eja Armaz Hardi
Jurnal Bimas Islam Vol. 13 No. 1 (2020): Jurnal Bimas Islam 2020
Publisher : Direktorat Jenderal Bimbingan Masyarakat Islam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37302/jbi.v13i1.106

Abstract

Abstrak Perkembangan kajian filantropi Islam beberapa dekade terakhir telah memberikan kontribusi signifikan terhadap perluasan implemetasi objek zakat. Objek harta kena zakat menjadi fokus diskusi oleh beberapa sarjana, lembaga sosial keagamaan, dan pemerintah dalam mempercepat pertumbuhan zakat di Indonesia. Harta kekayaan perusahaan, zakat profesi, dan kepemilikan saham tidak luput menjadi objek harta kena zakat, hal ini didiskusikan dan diputuskan pada Muktamar ke-3 yang diselenggaran oleh Majelis Ulama Indonesia (MUI) pada tahun 2009 di Sumatera Barat, kemudian pada tahun 2017 gagasan tersebut direalisasikan dengan kesepakatan kerjasama antara Badan Amil Zakat Nasional (BAZNAS), Pasar Modal Syariah Indonesia Bursa Efek Indonesia (PMS-BEI) dalam program Sedekah dan Zakat Saham Nasabah (SAZADAH). Dalam realisasinya, program tersebut membebankan kewajiban zakat kepada akumulasi portofilio investor bukan pada kekayaan perusahaan. Disamping itu program tersebut melibatkan berbagai pihak yang menjadikan alur distribusi zakat menjadi kompleks. Oleh karena itu menarik untuk melihat hubungan relasi sosial di antara pelaku filantropis dalam program SAZADAH di PMS-BEI tersebut. Dengan menggunakan pendekatan teori relasi sosial, artikel ini berkesimpulan bahwa implentasi zakat saham di PMS-BEI merupakan relasi yang saling menguntung kedua belah pihak, walaupun pola relasi dalam program tersebut masuk dalam kategori mediated-engagement strategies dengan pola contributory dan brokering philanthropy. Abstract The development of Islamic philanthropic studies in the last few decades has contributed significantly to the expansion of zakat objects implementation. The object of property subject to zakat becomes the focus of discussion by several scholars, religious social institutions, and the government in accelerating the growth of zakat in Indonesia. Company property, professional zakat and share ownership are zakat property objects, this matter was discussed and decided at the 3rd Congress held by the Indonesian Ulama Council (MUI) in 2009 in West Sumatra, then in 2017 the idea realized by a cooperation agreement between the National Amil Zakat Agency (BAZNAS) and the Indonesian Sharia Capital Market Indonesian Stock Exchange (PMS-BEI) in the Customer's Stock Alms and Zakat program (SAZADAH). In its realization, the program imposes zakat obligations on the accumulation of investor portfolios rather than on the company's wealth. Besides that the program involved various parties who made the distribution channel of zakat complex. Therefore, it is interesting to see the relationship of social relations among philanthropic actors in the SAZADAH program on the PMS-BEI. Using a social relations theory approach, this article concludes that the implementation of zakat shares on the PMS-BEI is a mutually beneficial relationship for both parties, even though the pattern of relations in the program falls within the category of mediated-engagement strategies with contributory and philanthropic brokering pattern.
Co-Authors , Agusriandi Adib, Ridwan Afrina, Leni AGRIZKY SATIVA CAHYANI Agusriandi Agusriandi, Agusriandi Agustin Nengsih, Titin Ahmad Ismail Ahmad Syahrizal Ahmad Syukron Prasaja Alfiyanti, Ridha Amelia Novia Pitri Anggraeni, Lidya Arfan Arfan ARIF RAHMAN Arif Rahman Ramadhan As’Ad As’Ad As’ad Isma As’ad Isma Aulia maharani Aztyara Ismadharliani Bakri Bakri Beid Fitrianova Andriani Bintang Ferdian, M. Alief Burhan Djamaluddin Dea Fitria Defri Amanda Dessy Anggraini Dhea Kurnia Saputri Efni Anita Efni Anita Efni Anita Elsa Wirda Yanti Elsa Wirda Yanti Elyanti Rosmanidar Elyanti Rosmanidar, Elyanti Eri Nofriza Erik Erwin Saputra Siregar Fathuddin Abdi Fauzan Ramli Firman Syah Noor Firmansyah Noor Fredean Fahenzi Kholid G.W.I Awal Habibah G.W.I. Awal Habibah Gea Rosnani Saragih Gwi Awal Habibah Halimah Halimah Hendra Refi Ardiansyah Husnul Prandika Husnul Prandika Ibadi, Nur Inge Oktavianti Ismadharmaliani, Aztyara Jazali, Munawir Leni Afrina Lidya Anggraeni M. Farhan M. Maulana Hamzah M. Maulana Hamzah M. Zulfikri Febriansyah Masnidar Masnidar Maulana Hamzah Muhammad Khairul Murni Putri Pertiwi Silalahi Mustazila Mustazila Najuwanda. R Neneng Sudharyati Nofriza, Eri Nur Arafah Nur Arafah Nur Indah Wulan Andriani Nurfitri Martaliah Nuri Alam Siregar Nurilmi, Besse NURUL WULANDARI Puja Aprilia Putri Ayu Suryana Heri Suryanto Putriana, Marissa Rabiyatul Alawiyah Rafidah Rafidah Rahma, Sri Ramadhan, Argianov Risa Pauzia Rohana Rohana Safitri, Marliza Septia Pratama, Roby Sirajul Arifin Solichah Solichah Sugeng Santoso Suri Oktiana Syahril Ahmad Syahril Ahmad Syahril Ahmad Tiara Pitri Usdeldi, Usdeldi Wahyuni Amalia Putri Yunita Sari, Diah