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All Journal Jurnal Alwatzikhoebillah : Kajian Islam, Pendidikan, Ekonomi, Humaniora Oikonomika: Jurnal Kajian Ekonomi dan Keuangan Syariah Maqdis: Jurnal Kajian Ekonomi Islam
Firdiyanti, Shovia Indah
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Religion Humanities Economics, Econometrics & Finance Education Social Sciences

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Competition in Business: Analysis of Factors Affecting Customers Switching Intention of Conventional Banks to Islamic Banks in Central Java Firdiyanti, Shovia Indah; Abdillah, Mujiyono; Prasetyoningrum, Ari Kristin; Fuadi, Nasrul F. Z
Maqdis: Jurnal Kajian Ekonomi Islam Vol 8, No 2 (2023): Juli - Desember 2023
Publisher : Universitas Islam Negeri Imam Bonjol Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15548/maqdis.v8i2.887

Abstract

This study uses a combination of two theories, namely Theory Reasoned Action (TRA) and Theory Push-Pull-Mooring (PPM). This study aims to determine the effect of religious attitude, alternative attractiveness and subjective norm on customers switching intention. The research method used is quantitative. This study uses primary data distributed to respondents with purposive sampling technique. The population in this study are Islamic bank customers who have previously been customers of conventional banks in Central Java who are Muslim. The sample used is 100 respondents obtained through distributing questionnaires. This research uses multiple regression analysis technique with Smart-PLS software. The results of hypothesis testing indicate that religious attitude, alternative attractiveness and subjective norm have a positive and significant effect on customers switching intentions on Islamic bank customers. The result of the highest influence is shown by the subjective norm variable with a regression coefficient value of 0,375 with a significance value of 0,000. This means that a person's intention to perform a behavior can be built through their social environment. The greater the support from the social environment such as family, friends, neighbors and religious leaders can influence the intention of conventional customers to immediately switch to Islamic bank.
Etika Bisnis dalam Islam: Dampak dan Analisis Jual Beli Thrifting: Etika Bisnis dalam Islam: Dampak dan Analisis Jual Beli Thrifting Firdiyanti, Shovia Indah; Saifullah, Muhammad; Muyassarah, Muyassarah; AR, Fuad Yanuar
OIKONOMIKA : Jurnal Kajian Ekonomi dan Keuangan Syariah Vol. 5 No. 1 (2024): OIKONOMIKA : Jurnal Kajian Ekonomi dan Keuangan Syariah
Publisher : Program Studi Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam, IAIN Fattahul Muluk Papua

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53491/oikonomika.v5i1.1176

Abstract

Thrifting merupakan suatu aktivitas penghematan konsumsi suatu barang  yang disematkan kepada barang-barang bekas impor. Praktik jual beli barang thrifting semakin menjamur di Indonesia akibat konsumsi masyarakat yang lebih mementingkan  gaya hidup tanpa melihat berbagai dampak negatif yang ditimbulkan. Penelitian ini berfokus mengkaji dampak dan analisis jual beli thrifting menurut etika bisnis dalam Islam. Penelitian ini merupakan penelitian kualitatif  dengan pengumpulan data melalui melalui metode studi pustaka dan dianalisis secara deskriptif analitis. Hasil penelitian menunjukkan bahwa dampak dari praktik jual beli thrifting di Indonesia adalah adanya kerugian yang dialami negara pengimpor, adanya kandungan thrifting yang berbahaya bagi kesehatan dan timbulnya kerusakan lingkungan. Jual beli thrifting impor dalam kajian ekonomi Islam juga dilarang akibat cideranya syarat sah jual beli dan melanggar etika bisnis islami. Barang thrifting merupakan barang ilegal sehingga tidak memenuhi ijab dan qabul, thrifting juga dapat membahayakan diri sendiri dan menimbulkan kerusakan lingkungan. Oleh karena itu dapat dikatakan bahwa jual beli barang thrifting impor hanya dapat mendatangkan kemudharatan. Adapun solusi yang dapat diberikan pada praktek jual-beli thrifting adalah meningkatkan rasa cinta pada produk dalam negeri, pengadaan sosialisasi mengenai bahaya mengkonsumsi barang bekas, pemberian subsidi ekspor kepada industri tekstil dan produk tekstil, pemberian sanksi bagi penjual maupun pembeli produk thrifting melalui regulasi yang responsif dan afirmatif oleh pemerintah Indonesia.
COMPETITION IN BUSINESS: ANALYSIS OF FACTORS AFFECTING CUSTOMERS SWITCHING INTENTION OF CONVENTIONAL BANKS TO ISLAMIC BANKS IN CENTRAL JAVA Firdiyanti, Shovia Indah; Abdillah, Mujiyono; Prasetyoningrum, Ari Kristin; Fuadi, Nasrul Fahmi Zaki
Jurnal Alwatzikhoebillah : Kajian Islam, Pendidikan, Ekonomi, Humaniora Vol. 8 No. 2 (2022): Jurnal Alwatzikhoebillah: Kajian Islam, Pendidikan, Ekonomi, Humaniora
Publisher : Institut Agama Islam Sultan Muhammad Syafiuddin Sambas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37567/alwatzikhoebillah.v8i2.1992

Abstract

This study uses a combination of two theories, namely Theory Reasoned Action (TRA) and Theory Push-Pull-Mooring (PPM). This study aims to determine the effect of religious attitude, alternative attractiveness and subjective norm on customers switching intention. The research method used is quantitative. This study uses primary data distributed to respondents with purposive sampling technique. The population in this study are Islamic bank customers who have previously been customers of conventional banks in Central Java who are Muslim. The sample used is 100 respondents obtained through distributing questionnaires. This research uses multiple regression analysis technique with Smart-PLS software. The results of hypothesis testing indicate that religious attitude, alternative attractiveness and subjective norm have a positive and significant effect on customers switching intentions on Islamic bank customers. The result of the highest influence is shown by the subjective norm variable with a regression coefficient value of 0,375 with a significance value of 0,000. This means that a person's intention to perform a behavior can be built through their social environment. The greater the support from the social environment such as family, friends, neighbors and religious leaders can influence the intention of conventional customers to immediately switch to Islamic bank.
Co-Authors Abdillah, Mujiyono AR, Fuad Yanuar Ari Kristin Prasetyoningrum Fuadi, Nasrul F. Z Fuadi, Nasrul Fahmi Zaki Muhammad Saifullah Muyassarah, Muyassarah