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All Journal Nanggroe: Journal Of Scholarly Service Nanggroe: Journal of Scholarly Service At-Tajdid: Journal of Islamic Studies International Journal of Information System and Innovation Management
Ichsan, Atikah Nurul
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Sejarah Uang, Fungsi, dan Peranannya Dalam Perkembangan Ekonomi Menurut Pakar Ekonomi Syariah Ichsan, Atikah Nurul; Sari, Febria Lesmita; S, Syahpawi
Nanggroe: Jurnal Pengabdian Cendikia Vol 3, No 1 (2024): April
Publisher : Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.11093814

Abstract

This research aims to explain the concept of money based on the Islamic economic system. This research uses a library research approach as a method of data collection by involving the understanding and study of existing theories in various relevant literature sources. The findings of this study include money based on the Islamic economic system is as a medium of exchange. The concept of money in the Islamic economic system is a flow concept. That slam does not recognize the motive of the need for money for speculation because it is not allowed or prohibited. Before money was invented, people used the barter system to meet the needs of life. In the history of money according to Islamic economics, the gold dinar and silver dirham have been authorized as official currency since the time of the prophet Muhammad SAW. Money in the Islamic economic system has a function as a means of exchange, a unit of calculation or measure of value, and a store of value.
Perekonomian pada Masa Nabi Muhammad Saw: ditinjau dari Kebijakan Fiskal Ichsan, Atikah Nurul; Despileny, Iren; Jannah, Nisa Zahratul; A, Alpizar; H, Herlinda
At-Tajdid : Journal of Islamic Studies Vol 4, No 4 (2024): Oktober 2024
Publisher : Pacsasarjana UIN Sultan Syarif Kasim Riau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24014/at-tajdid.v4i4.27375

Abstract

his research aims to learn about the economics of the time of the Prophet Muhammad SAW which is reviewed from fiscal policy. The study uses the library research approach as a method of gathering data by involving an understanding and study of the theories that exist in various relevant literary sources. The economy of the Prophet Muhammad began after his Hijrah to Medina with the establishment of Medina as a peaceful and civilized country according to the principles of economic Shariah. The principle of fiscal policy in Islam aims to develop a society based on a balanced distribution of wealth by placing material and spiritual values on an equal and balanced level. During the time of the Prophet Muhammad SAW, the income of the state was derived from primary and secondary sources of income. This source of income is collected first and then spent according to the needs of the country. The status of the property belongs to the state and not to individuals. The place where the funds are gathered is called Baitul Mal using the balance-of-budget basis, which means that all receipts are spent on state expenditure. Thus the Prophet laid the foundations of fiscal wisdom based on justice since the time of Islamic rule.Keywords : Islamic Economy, Fiscal Policy, Prophet Muhammad SAW
Sejarah Uang, Fungsi, dan Peranannya Dalam Perkembangan Ekonomi Menurut Pakar Ekonomi Syariah Ichsan, Atikah Nurul; Sari, Febria Lesmita; S, Syahpawi
Nanggroe: Jurnal Pengabdian Cendikia Vol 3, No 1 (2024): April
Publisher : Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.11093814

Abstract

This research aims to explain the concept of money based on the Islamic economic system. This research uses a library research approach as a method of data collection by involving the understanding and study of existing theories in various relevant literature sources. The findings of this study include money based on the Islamic economic system is as a medium of exchange. The concept of money in the Islamic economic system is a flow concept. That slam does not recognize the motive of the need for money for speculation because it is not allowed or prohibited. Before money was invented, people used the barter system to meet the needs of life. In the history of money according to Islamic economics, the gold dinar and silver dirham have been authorized as official currency since the time of the prophet Muhammad SAW. Money in the Islamic economic system has a function as a means of exchange, a unit of calculation or measure of value, and a store of value.
Sharia Fintech: The Collaboration of Information Technology and Morality as A Financing Instrument for The Future Ichsan, Atikah Nurul; Despileny, Iren; Jannah, Nisa Zahratul; Albahi, Muhammad
International Journal of Information System and Innovation Management (IJISIM) Vol. 2 No. 1 (2024): International Journal of Information System and Innovation Management
Publisher : Yayasan Pendidikan Islam Al-Matani

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55583/ijisim.v2i1.946

Abstract

The advancement of technology and knowledge has driven global innovation, transforming social, personal interactions, and economic transactions through the internet. Technology companies such as software, web, and internet play a crucial role in Indonesia's industry, particularly in the innovation of economic transactions known as financial technology (fintech). Meanwhile, Shariah financial systems, based on Shariah principles, offer ethical and just alternatives in financial management, known as Shariah fintech. This study employs literature review methods to examine Shariah fintech as a key instrument in future financing. Research findings indicate that there are currently 7 Shariah fintech P2P lending companies established in Indonesia. Shariah fintech's advantages in financing instruments over conventional methods include unique regulations tailored for Shariah fintech, direct oversight by the Shariah Supervisory Board (DPS), and operations based on Shariah principles. Furthermore, Shariah fintech supports sustainable economic growth by avoiding financing sectors that are prohibited and promoting profit-sharing models. Regulatory support from the government, OJK, and DSN-MUI creates an environment conducive to the development of the Shariah financial industry. Overall, with the world's largest Muslim population, Shariah fintech not only provides Shariah-compliant financing solutions and promotes financial inclusion but also plays a crucial role in supporting sustainable economic growth in Indonesia.
Perekonomian pada Masa Nabi Muhammad Saw: Ditinjau dari Kebijakan Fiskal Ichsan, Atikah Nurul; Despileny, Iren; Jannah, Niza Zahratul; H, Herlinda; Alpizar, Alpizar
At-Tajdid : Journal of Islamic Studies Vol 3, No 3 (2023): Juli 2023
Publisher : Pacsasarjana UIN Sultan Syarif Kasim Riau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24014/at-tajdid.v3i3.27835

Abstract

This research aims to learn about the economics of the time of the Prophet Muhammad SAW which is reviewed from fiscal policy. The study uses the library research approach as a method of gathering data by involving an understanding and study of the theories that exist in various relevant literary sources. The economy of the Prophet Muhammad began after his Hijrah to Medina with the establishment of Medina as a peaceful and civilized country according to the principles of economic Shariah. The principle of fiscal policy in Islam aims to develop a society based on a balanced distribution of wealth by placing material and spiritual values on an equal and balanced level. During the time of the Prophet Muhammad SAW, the income of the state was derived from primary and secondary sources of income. This source of income is collected first and then spent according to the needs of the country. The status of the property belongs to the state and not to individuals. The place where the funds are gathered is called Baitul Mal using the balance-of-budget basis, which means that all receipts are spent on state expenditure. Thus the Prophet laid the foundations of fiscal wisdom based on justice since the time of Islamic rule.Keywords : Islamic Economy, Fiscal Policy, Prophet Muhammad SAW
Co-Authors A, Alpizar Albahi, Muhammad Alpizar Alpizar Despileny, Iren H, Herlinda Jannah, Nisa Zahratul Jannah, Niza Zahratul S, Syahpawi Sari, Febria Lesmita