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All Journal Jurnal Al-Qardh Iqtishoduna: Jurnal Ekonomi Islam Jurnal Manajemen dan Bisnis Baja (JUMANIS BAJA) Jurnal EK dan BI El-Qist : Journal of Islamic Economics and Business (JIEB) Al-Sharf: Jurnal Ekonomi Islam ISTIKHLAF: Jurnal Ekonomi, Perbankan & Manajemen Syariah Journal Koperasi Dan Manajemen Jurnal Ekonomi Syariah dan Hukum Islam Musyarakah: Journal of Sharia Economics (MJSE) Amal: Jurnal Ekonomi Syariah Jurnal Nuansa: Publikasi Ilmu Manajemen dan Ekonomi Syariah IIJSE El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Al-Iqtishad International Journal of Islamic Economics (IJIE) Journal of Ekonomics, Finance, and Management Studies International Journal of Islamic Business and Economics (IJIBEC)
Ismatul Khayati
Universitas Islam Negeri Sunan Ampel Surabaya
Religion Agriculture, Biological Sciences & Forestry Humanities Civil Engineering, Building, Construction & Architecture Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Industrial & Manufacturing Engineering Law, Crime, Criminology & Criminal Justice Library & Information Science Social Sciences

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Indonesian Halal Product Certification Realization Strategy by the Halal Product Guarantee Organizing Agency (BPJPH) Khayati, Ismatul; kalimah, Siti; Agustin, Riska
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 7 No 3 (2024): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v7i3.5620

Abstract

The Halal Product Guarantee Organizing Agency (BPJPH) is implementing the mandate of the Ministry of Religion of the Republic of Indonesia which is targeting 10 million halal-certified products by October 2024 to make Indonesia the world's halal center. BPJPH has implemented various strategies to realize this target. Through this qualitative research, it was found that by early 2024 it had been realized that 4,591,573 products are halal certified. The strategy that best shows its optimality in achieving this realization is the existence of a self-declared halal certification registration route, the SiHalal application, and the Sehati program. With the success of the strategy and realization of halal certification, BPJPH won two awards from prestigious events in the field of Information Technology in the form of the TOP Digital Award 2023.
Strategic Management Analysis of the Halal Certification Program Implementation in Surabaya Yazid , Muhammad; Ismatul Khayati; Prasetyo, Aji
International Journal of Islamic Business and Economics (IJIBEC) Vol 9 No 2 (2025): Volume 9 Nomor 2 Tahun 2025
Publisher : Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/ijibec.v9i2.9230

Abstract

This study aims to analyze the strategic management process in implementing the halal certification program by the Ministry of Religious Affairs of Surabaya City. The research specifically focuses on evaluating the alignment between policy formulation and local implementation using four analytical dimensions: consistency, consonance, advantage, and feasibility. A qualitative descriptive approach was employed through in-depth interviews, direct observations, and document analysis involving halal facilitators (P3H), ministry officials, and MSME representatives. The findings reveal that while the Surabaya City Office of the Ministry of Religious Affairs has aligned its operations with the national halal certification strategy established by BPJPH, challenges persist in stakeholder participation, resource adequacy, and digital integration. The study highlights that consistency and institutional advantage are relatively strong, whereas consonance and feasibility require reinforcement through clearer coordination and performance-based incentives. Theoretically, this research contributes by integrating Islamic ethical principles—amanah (trust), ihsan (excellence), and maslahah (public welfare)—into the framework of strategic management, thus providing a holistic model for public-sector halal governance and offering practical implications for improving local policy implementation and institutional performance.
Digitalization of Sharia Investment: The Contribution of Investment Platforms to Sharia Capital Market Literacy and Inclusion Azizah, Siti Nur; Khayati, Ismatul
Al-Sharf: Jurnal Ekonomi Islam Vol 7, No 1 (2026)
Publisher : Yayasan Rahmat Islamiyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56114/al-sharf.v7i1.12651

Abstract

This study was motivated by the rapid digitalization that has brought significant changes to the financial sector, particularly the Islamic capital market. Although the number of investors has increased, the level of literacy (43.42%) and Islamic financial inclusion (13.41%) remain low. This study aims to analyze the contribution of digital investment platforms in improving literacy and inclusion in the Islamic capital market in Indonesia. The method used is qualitative with a literature study, based on secondary data from journals, books, official reports, and related publications. The results show that digital platforms such as Bibit, Bareksa, IPOT, and Ajaib not only serve as a means of transaction but also as a medium of education through literacy programs, collaboration, and transparency and security features. Digitalization has been proven to reduce barriers to participation, provide cost efficiency, and expand investment access, especially for the younger generation. 
State Intervention and Fuel Market Policy in Indonesia: Evaluating Justice and Maṣlaḥah through the Lens of Maqāṣid al-Sharīʿah Alifarichsa, Muhammad Firhan; Ismatul Khayati
Jurnal Internasional Ekonomi Islam Vol 7 No 02 (2025): International Journal of Islamic Economics
Publisher : The Postgraduate of Institut Agama Islam Negeri Metro Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32332/ijie.V7i02.12014

Abstract

Introduction:  Fuel market governance plays a critical role in sustaining economic stability and social welfare in Indonesia. State intervention through fuel import restrictions has been framed as a strategy to strengthen national energy security. Nevertheless, such intervention has generated ethical concerns related to fuel quality, market transparency, and consumer protection when examined from the perspective of Islamic economics. Objective:  This study aims to evaluate the extent to which Indonesia’s fuel market policies conform to the principles of justice (ʿadl) and public welfare (maṣlaḥah ʿāmmah) within the framework of maqāṣid al-sharīʿah. Method: The research adopts a qualitative, literature-based approach that integrates normative Islamic economic analysis with secondary data from policy documents, official energy reports, and prior academic studies. a comparative analysis of fuel market governance in Malaysia and Saudi Arabia is also employed. Results:  The findings indicate that state intervention may undermine key maqāṣid objectives, particularly the protection of wealth (ḥifẓ al-māl) and life (ḥifẓ al-nafs). In contrast, transparent regulation, selective subsidies, and governance inspired by hisbah principles demonstrate more substantial alignment with maqāṣid al-sharīʿah. Impact: This study provides ethical guidance for policymakers and enhances public awareness, particularly among Muslim communities, of justice-oriented energy governance
ANALISIS TINGKAT KESEHATAN BANK MENGGUNAKAN METODE CAMEL PADA LAPORAN KEUANGAN PT. BANK SYARIAH INDONESIA TAHUN 2021-2024 Umairoh, Nisa Ul Anda; Khayati, Ismatul
Jurnal Manajemen dan Bisnis Vol. 8 No. 1 (2026): Jurnal Manajemen dan Bisnis Baja (JUMANIS BAJA)
Publisher : LPPM Universitas Banten jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47080/jmb.v8i1.4388

Abstract

Thisl study aims lto determine lthe health llevel of lPT. Bank lSyariah Indonesia (lBSI) Tbk inl 2021-2024. The assessmentl indicators usedl in lthis study lare Capital, lAsset Quality, lManagement, Earning, andl Liquidity lor abbreviated las CAMEL. Thel Camel methodl is one of the factors lthat greatly ldetermines the healthl of la bank. Thisl study wasl conducted withl a lquantitative descriptive lapproach, namely usingl secondary ldata obtained lfrom library sources such as academic journals, government publications and annual lfinancial reports published lon the lcompany's officiall website, lby analyzing lthe CAR, lNPF, PDN, lROA, ROE, lBOPO, NI, land FDR lratios. The resultsl of thel study lshowed that lthe CAR lratio for the 2021-2024 periodl was given the predicatel "very lhealthy". The lNPF ratio lfor the 2021-2023l period was given thel predicate "lhealthy", whilel in 2024 lit was lgiven the lpredicate "veryl healthy". lThe PDN ratiol for thel 2021-2024 period lwas given lthe predicate "quite lhealthy". The ROAl ratio lin 2021-2024 was givenl the lpredicate "very healthy". lThe ROE lratio in 2021-2024 lwas given lthe predicate "lhealthy". The BOPO ratio in 2021-2024 lwas given lthe predicate "veryl lhealthy". The lNI ratio lin 2021-2024 lwas given lthe predicate "lhealthy". The lFDR ratio lin 2021 was lgiven the lpredicate "very lhealthy". However, inl 2022-2024 itl decreased and was givenl the lpredicate "healthy". lThe findings show lthat based lon these lindicators, the performance of Bank Syariahl Indonesial lTbkl in 2021-2024 was on average in the "very healthy" category, which indicates goodl financial health laccording to lthe overall lassessment.
Integrasi Pemasaran Islam dan Tanggung Jawab Sosial Perusahaan di Era Digital: Analisis dalam Perspektif Maqashid Syariah Syahvira Salsabilla Putri; Ismatul Khayati
Jurnal Nuansa : Publikasi Ilmu Manajemen dan Ekonomi Syariah Vol. 4 No. 1 (2026): Maret : Jurnal Nuansa : Publikasi Ilmu Manajemen dan Ekonomi Syariah
Publisher : Asosiasi Riset Ilmu Manajemen Kewirausahaan dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/nuansa.v4i1.2502

Abstract

This study aims to analyze the implementation of Islamic marketing and digital-based Corporate Social Responsibility (CSR) at Pegadaian Syariah Surabaya from the perspective of maqashid sharia and assess how the integration of the two supports the sustainability of the institution and public trust. The background of the study departs from the development of digital technology that requires Islamic financial institutions to maintain transparency, fairness, data security, and sharia compliance in all marketing activities and social programs. The research method uses a descriptive qualitative approach through in-depth interviews, participatory observation, and documentation analysis on digital services and CSR activities of Pegadaian Syariah. The results show that digital Islamic marketing not only functions as a promotional tool, but also as a sharia education medium that upholds the values ​​of shidq, amanah, and maslahah, thereby supporting hifz al-din, hifz al-mal, and hifz al-‘aql. Meanwhile, the implementation of CSR covers the fields of religion, health, education, and empowerment of MSMEs that are in line with the five dimensions of maqashid sharia. The integration of Islamic marketing and CSR creates a strategic synergy that increases public trust, strengthens the institution's legitimacy, and ensures the sustainability of Pegadaian Syariah in the digital era. This research provides theoretical contributions regarding maqasid-based marketing and CSR strategies, as well as practical recommendations for strengthening sharia governance and digital education programs.
Islamic Business Ethics in Buying and Selling Transactions at Pabean Market, Sedati, Sidoarjo Khayati, Ismatul; Firdaus, Muhammad Fakhri Allam
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 10 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i10.9979

Abstract

                Islamic business ethics is a fundamental foundation in shaping economic behavior that is in line with sharia values. This study aims to analyze the application of Islamic business ethics principles in buying and selling transactions at Pabean Market, Sedati, Sidoarjo. The market, initially designed as a tourist market offering Sidoarjo’s local products, has increasingly functioned as a traditional market serving the daily needs of the surrounding community. The research employed a qualitative descriptive approach with a case study design. Informants consisted of five traders and five buyers selected through purposive sampling. Data were collected through in-depth interviews, observation, and documentation, and analyzed using Miles and Huberman’s interactive model, which includes data reduction, data display, and conclusion drawing. Data validity was ensured through source triangulation and member checking. The findings indicate that the implementation of Islamic business ethics in Pabean Market is relatively satisfactory, particularly in the principles of equilibrium, free will, and responsibility. Traders generally sell their products honestly, do not coerce buyers, provide fair services, and are willing to replace defective goods. However, the principles of unity (tauhid) and benevolence (ihsan) have not been fully practiced. This is evident in the inconsistency of some traders in performing obligatory prayers on time and the limited application of benevolence, such as granting credit or showing additional kindness, which tends to be reserved for loyal customers. This study emphasizes the necessity of internalizing Islamic ethical values in every business activity, as they not only strengthen consumer trust and loyalty but also bring spiritual blessings to business actors. Thus, the implementation of Islamic business ethics supports business sustainability while also contributing positively to social welfare and the continuity of the local economy.
Sukuk Hijau Sebagai Instrumen Investasi Syariah Berkelanjutan di Indonesia: Analisis Peluang, Tantangan, dan Strategi Pengembangan Nanda Mar'atus; Ismatul Khayati
AMAL: Jurnal Ekonomi Syariah Vol. 7 No. 2 (2025): Desember
Publisher : UIN AM. Sangadji Ambon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33477/eksy.v7i2.8110

Abstract

The development of green sukuk as an environmentally friendly sharia investment product is increasingly relevant amidst increasing global attention to climate change and sustainability. Green sukuk is a sharia-compliant financing instrument intended to support projects that contribute to environmental conservation, such as green infrastructure, waste management and renewable energy. The aim of this research is to analyze the concept, urgency and potential of green sukuk in the Islamic financial market, placing special emphasis on the opportunities and challenges faced in developing this instrument in Indonesia. Global case studies show that green sukuk have great potential to attract investors who care about the environment while complying with sharia financial principles. However, challenges such as lack of investor awareness, regulatory barriers and the need for clear standards remain major obstacles. Through in-depth analysis, this research provides strategic recommendations for the government, financial institutions and other stakeholders to strengthen the development of green sukuk as part of sustainable financing solutions in Indonesia. With this, green sukuk can become an important instrument that is not only economically profitable but also contributes positively to the environment and sustainable development in Indonesia.
Co-Authors agustin, riska Aji Prasetyo Alifarichsa, Muhammad Firhan Aminin, Rista Izza Firdaus, Muhammad Fakhri Allam Muhammad Yazid Nanda Mar'atus Rosa, Amelia Saniatul Khafshoh Siti Kalimah Siti Nur Azizah, Siti Nur Sri Guntur, Yohanes Syahvira Salsabilla Putri Umairoh, Nisa Ul Anda Yazid , Muhammad Zulfa, Arinatuz