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The Influence of Microfinance Institutions on Nigerian Small, Micro, And Medium Enterprises SHUMBA, KNOWLEDGE; Ekpo, Victor; Ebewo, Patrick
IJEBD (International Journal of Entrepreneurship and Business Development) Vol 6 No 6 (2023): November 2023
Publisher : LPPM of NAROTAMA UNIVERSITY

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29138/ijebd.v6i6.2369

Abstract

Purpose: Poverty is a significant concern in most countries, including Nigeria, which has been dubbed the world's poverty capital. Most developing countries regard small, micro, and medium-sized companies (SMMEs) as a sure strategy to reduce poverty by lowering a country's unemployment rate. Microfinance institutions (MFIs), especially banks, were commissioned by the Central Bank of Nigeria (CBN) to cater to self-employed people and businesses. There is compelling evidence that MFIs are not doing enough and are failing to fulfill their mandate. As a result, this paper sought to investigate the impact MFIs have on SMMEs in Nigeria. Design/methodology/approach: This descriptive study, made use of a convenience sample strategy to collect survey data from 384 SMMEs in two Nigerian states: Abuja and Nasarawa. Data was collected from 350 respondents. Findings: The findings showed that MFIs significantly influenced SMMEs regarding technology transfer and financial services and aided SMME (small, medium, and micro enterprises) growth. MFIs in Nigeria are ineffective in offering the services of aspects of facilitator of SMEs growth, tool for social change, provider of banking services to the people and transferor of technology. Practical implications: The CBN should make sure that MFIs, especially the banks focus more on servicing SMMEs. MFIs should do more in the areas of sensitiation and tailor their products to suit their customer base. Originality/value: There are limited studies on the Nigerian context for SMMEs and MFIs.
Evaluatıng Customer Perceptıons And Expectatıons Of The Servıce Qualıty Delıvery A Case Of The Cıty Of Tshwane Emergency Management Servıces Department Shumba, Knowledge; Ebewo, Patrick; Rabalao, Rosina Tabea
Asian Journal of Management, Entrepreneurship and Social Science Vol. 4 No. 04 (2024): Upcoming issues, Asian Journal of Management Entrepreneurship and Social Scien
Publisher : Cita Konsultindo Research Center

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Abstract

Emergency services are intangible, making it challenging for public agencies like the City of Tshwane Emergency Services Department (CoT's ESD) to analyse customers perceptions and assess the desired results of their service quality. The review of literature indicates limited academic attempts to evaluate expectations from customers and their perceptions in relation to customer satisfaction in the Municipal Government Emergency Services Department (CoT ESD) context, especially in South Africa. It is in this regard that the study evaluated the customer perceptions and expectations of residents regarding service quality delivery of CoT ESD. The study adopted the quantitative method with the use of self-administered questionnaire to a randomly selected sample of 274 respondents within the seven regions of the City of Tshwane. Data was analysed using the SPSS version 27. The study concludes that there is a positive relationship between customer expectations and the satisfaction; there is a positive relationship between customer perception of services delivered on services delivered by the Emergency Services Department of the City of Tshwane. The study recommends that the Emergency Services Department must remain committed to ensuring client satisfaction, which can be a part of its overall business plan
ENTREPRENEURIAL COACHING FOR THE DEVELOPMENT OF ENTREPRENEURIAL SELF-EFFICACY IN WOMEN ENTREPRENEURS Molema, Lerato; Hlatshwayo, Elona; Ebewo, Patrick
IJEBD (International Journal of Entrepreneurship and Business Development) Vol 7 No 2 (2024): March 2024
Publisher : LPPM of NAROTAMA UNIVERSITY

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29138/ijebd.v7i2.2534

Abstract

Purpose: This study explored entrepreneurial coaching to develop women entrepreneurs by enhancing their entrepreneurial self-efficacy. It sought to understand how entrepreneurial self-efficacy in women entrepreneurs can be developed through entrepreneurial coaching. Design/methodology/approach: This study's methodology was a descriptive literature review.Findings: The findings showed that entrepreneurial coaching is a development intervention that can be used to enhance the entrepreneurial self-efficacy beliefs of women entrepreneurs, thereby increasing their chances of engaging in successful business creation and operation.Research limitations/implications: Entrepreneurial coaching for women entrepreneurs as a research field is still in its developmental stage, as such, there are limited sources of literature. Practical implications: The study contributes to the overall discourse on entrepreneurial coaching as a supportive intervention in enhancing entrepreneurial self-efficacy for women entrepreneurs. Originality/value: The combination of entrepreneurial coaching, entrepreneurial self-efficacy and the development of women entrepreneurs is still emerging.
Exploring the Factors that Influence Students' Willingness to Pursue Entrepreneurship Mlotshwa, Semukele Hellen; Ebewo, Patrick; Ndlovu, Elona
JOURNAL OF ADVANCED STUDIES IN MANAGEMENT Vol. 1 No. 2 (2024): November 2024
Publisher : Magister Manajemen of Universitas Islam Nahdlatul Ulama Jepara

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Abstract

Entrepreneurship has emerged as a significant driver of economic growth and innovation worldwide. Understanding the factors influencing students' willingness to pursue entrepreneurship is crucial for fostering entrepreneurial ecosystems and cultivating future leaders. This paper explores the multifaceted influences on students' entrepreneurial intentions by synthesising existing literature and empirical studies. Drawing upon theories such as the Theory of Planned Behaviour, Social Cognitive Theory, and Entrepreneurial Event Theory, this research examines individual, contextual, and environmental factors shaping students' attitudes, subjective norms, and perceived behavioural control towards entrepreneurship. Additionally, it investigates the role of educational experiences, family background, socio-cultural factors, and institutional support in shaping entrepreneurial intentions among students. Through a comprehensive review and analysis, this paper offers insights into the complex interplay of factors influencing students' willingness to engage in entrepreneurial activities, thus providing implications for educational policies, entrepreneurship education programs, and future research directions.