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IMPLEMENTATION OF ELECTRONIC TICKET SANCTIONS FOR TRAFFIC VIOLATORS IN BONE DISTRICT Safina, Safina; Lutfi, Muhammad; Takdir, Muhammad
POLICY, LAW, NOTARY AND REGULATORY ISSUES Vol. 3 No. 1 (2024): JANUARY
Publisher : Transpublika Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55047/polri.v3i1.926

Abstract

The transportation system is very important in a city, both in big cities and small cities. There are so many traffic violations that occur on the highway caused by road users who do not obey traffic rules, this can cause congestion and can even cause traffic accidents. With the E-Tilang service, the implementation of traffic tickets is faster than manual tickets, besides that there is transparency or openness in its implementation. The method used in this research uses a qualitative research method with a literature study approach to explain the application of e-Tilang sanctions in Bone Regency. The application of e-Tilang sanctions in Bone Regency has not been implemented optimally because the socialization carried out by law enforcement officials has not been maximized so that there are still people who do not know about the implementation of e-Tilang and the community still does not fully support e-Tilang because of the high costs that must be incurred.
ASURANSI NELAYAN DITINJAU DARI KONSEP TAKAFUL Murti Sari Dewi; Safina, Safina
Musytari : Neraca Manajemen, Akuntansi, dan Ekonomi Vol. 5 No. 9 (2024): Musytari : Neraca Manajemen, Akuntansi, dan Ekonomi
Publisher : Cahaya Ilmu Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.8734/musytari.v5i9.3567

Abstract

Sektor perikanan merupakan salah satu sektor penting dalam perekonomian Indonesia, dengan nelayan sebagai aktor utamanya. Namun, profesi nelayan rentan terhadap berbagai risiko, seperti kecelakaan, cuaca buruk, dan kerusakan peralatan. Untuk mengatasi risiko tersebut, perlindungan asuransi menjadi solusi yang penting. Konsep takaful, yang berasal dari prinsip-prinsip syariah, dapat menjadi alternatif bagi nelayan dalam memperoleh perlindungan asuransi yang sesuai dengan nilai-nilai Islam.Takaful, atau asuransi syariah, didasarkan pada prinsip tolong-menolong dan saling berbagi risiko di antara peserta. Dalam konteks nelayan, konsep takaful dapat diterapkan dengan membentuk semacam koperasi atau kelompok nelayan yang saling berkontribusi pada dana takaful. Dana tersebut akan digunakan untuk memberikan bantuan kepada anggota yang mengalami kerugian akibat risiko yang dialami dalam menjalankan profesinya.Penerapan konsep takaful dalam asuransi nelayan memiliki beberapa keunggulan. Pertama, prinsip saling tolong-menolong dan berbagi risiko sesuai dengan nilai-nilai Islam dan budaya gotong royong yang melekat dalam masyarakat nelayan. Kedua, takaful dapat memberikan perlindungan yang lebih terjangkau dan sesuai dengan kebutuhan nelayan. Ketiga, pengelolaan dana takaful yang transparan dan berdasarkan prinsip syariah dapat meningkatkan kepercayaan nelayan terhadap sistem asuransi.
Pengaruh Kualitas Produk, Brand Image Dan Personal Selling Terhadap Keputusan Pembelian Customer Di Gowwee Parfum Tunjungan Plaza Surabaya Safina, Safina; Estik Hari Prastiwi
Musytari : Jurnal Manajemen, Akuntansi, dan Ekonomi Vol. 15 No. 1 (2025): Musytari : Jurnal Manajemen, Akuntansi, dan Ekonomi
Publisher : Cahaya Ilmu Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.8734/musytari.v15i1.11077

Abstract

The number of refill perfume businesses in Surabaya, makes customers make purchasing decisions, so many things need to be considered such as product quality, brand image, and personal selling. This study aims to prove and analyze the effect of product quality, brand image, and personal selling on purchasing decisions at Gowwee Parfum Tunjungan Plaza Surabaya. In this study using quantitative descriptive with primary data collection. The number of samples in this study was 80 respondents. Data processing using multiple linear regression with the SPSS v30 program. The results of the study showed that the t-test showed that the variables Product Quality, Brand Image, and Personal Selling partially had a significant effect on Purchasing Decisions. The Product Quality variable showed t-count <t table (-8.867 < 1.992) and a probability value of 0.001 < 0.05 so that it was negative and had a significant effect on Purchasing Decisions, this shows that product quality can improve consumer attitudes in purchasing decisions. In the Brand Image variable shows t-count> t-table (10.437 > 1.992) and a probability value of 0.001 <0.05 so that it has a positive value and has a significant effect on Purchasing Decisions, this shows a strong brand image in the minds of consumers provides loyal behavior, satisfaction, and commitment to the brand so that the better the brand image, the greater the purchasing decision. In the Personal Selling variable shows t-count > t-table (8.420 > 1.992) and a probability value of 0.001 < 0.05 so that it has a positive value and has a significant effect on Purchasing Decisions, this shows that consumers can easily reach the product, the transaction process is easier to do, so the better the personal sales, the greater the purchasing decision. Based on the F test shows F-count > F-table (66.125 > 2.49) and the probability value is 0.001 < 0.05 so that the variables of Product Quality, Brand Image, and Personal Selling simultaneously or together have a significant effect on the Purchasing Decision variable in the Gowwee Parfum Tunjungan Plaza Surabaya business. Based on the multiple linear regression analysis obtained the equation Y = 8.808 - 0.777 X1 + 1.295 X2 + 0.734 X3 + e, where the constant is 8.808, while the coefficient value of each variable against Y so that for X1 of -0.777 indicates the opposite direction, for X2 of 1.295 indicates the same direction, and for X3 of 0.734 indicates the same direction. Based on the determination coefficient test (R2) shows the p ercentage contribution of the influence of each variable X on the variable Y of 72.3%, while the remaining 27.7% is influenced by other variables. Keywords : Purchasing Decision, Product Quality, Brand Image, Personal Selling.