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All Journal Jurnal Ekonomi Syariah Pelita Bangsa Bhumiputra: Jurnal Penelitian dan Pengabdian Masyarakat Global
Sapnah
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Religion Economics, Econometrics & Finance Education Industrial & Manufacturing Engineering Law, Crime, Criminology & Criminal Justice Other

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Pengaruh Pembiayaan Mudharabah Dan Musyarakah Terhadap Profitabilitas Bank Umum Syariah Dengan Dana Pihak Ketiga (DPK) Sebagai Variabel Moderasi Sapnah; Sagantha, Fitri
Jurnal Ekonomi Syariah Pelita Bangsa Vol. 8 No. 02 (2023): JESPB Edisi Oktober 2023
Publisher : DPPM Universitas Pelita Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37366/jespb.v8i02.974

Abstract

This study aims to determine the effect of Mudharabah and Musyarakah Financing on Profitability in Islamic Commercial Banks with Third Party Funds as a moderating variable. This research method is a quantitative research with an associative approach. The sample in this study is Islamic Commercial Banks that have been registered with the Financial Services Authority (OJK) in the 2020 - 2022 quarter period in the form of financial report data. Data collection was carried out using a purposive sampling method, so that a total of 48 samples were obtained from 4 Islamic Commercial Banks which could be processed. The analysis technique used in this study is multiple linear regression analysis and moderated regression analysis (MRA). The data is processed using the software application Eviews version 10. The partial test results show that (1) mudharabah financing has no significant effect on profitability with a probability value of 0.2602 > 0.05, (2) musyarakah financing has no significant effect on profitability with a probability value 0.8123 > 0.05. The simultaneous test results show that (3) mudharabah and musyarakah financing have a significant effect on profitability with a Prob (F-statistic) value of 0.000 <0.05. The MRA test results show that (4) third party funds are not able to moderate the effect of mudharabah financing on profitability with a probability value of 0.4993 > 0.05, (5) third party funds are unable to moderate the effect of musyarakah financing on profitability with a probability value of 0.1429 > 0.05.
Pemberdayaan Generasi Muda Melalui Program Lomba Muslim Berprestasi Di Desa Panjiwangi, Kabupaten Garut: Upaya Kkn Reguler Universitas Muhammadiyah Bandung Dalam Membangun Sebuah Karakter Dan Prestasi Aliman Khoerul Ibad; Qisthina, Syamila Diena; Sapnah; Pahmi Sami Ali; Nazhif Almas Rizquloh; Septiawansyah, M. Rizki Putrangga; Dini Septiani; Diana Farid; Ayuri Nanda Mentari; Caesarina, Syifa Sauqinah Sestia
Bhumiputra: Jurnal Penelitian dan Pengabdian Masyarakat Global Vol. 1 No. 3 (2024): September
Publisher : Yayasan Cendekia Gagayunan Indonesia

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Abstract

Religious education has an important role in building character and moral values of the younger generation, especially in the era of globalization. This research explores the implementation of Lomba Muslim Berprestasi (LMB) in Panjiwangi Village, Garut Regency, which aims to develop the potential of Madrasah Diniyah Takmiliyah (MDT) students in various fields, as well as strengthen Islamic values. Using a qualitative approach with a case study method, this research involved 52 participants from 8 Madrasah Diniyah Takmiliyah (MDT). The results showed that this activity succeeded in raising community awareness about Islamic character education and provided a fun learning experience for participants. The competition, which consisted of Musabaqah Hifdzil Qur'an (MHQ), Da'i Cilik (DACIL), Calligraphy, and Adhan, not only increased the participants' independence and confidence, but also motivated them to contribute positively to society. Therefore, the Muslim Achievement Competition (LMB) is an effective tool in producing a young generation of achievers and noble characters.
Co-Authors Aliman Khoerul Ibad Ayuri Nanda Mentari Caesarina, Syifa Sauqinah Sestia Diana Farid Dini Septiani Fitri Sagantha Nazhif Almas Rizquloh Pahmi Sami Ali Qisthina, Syamila Diena Septiawansyah, M. Rizki Putrangga