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All Journal Jurnal Aplikasi Bisnis dan Manajemen (JABM) E-Journal BASKARA: Journal of Business and Entrepreneurship
Octaviana, Fany
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Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences Other

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The Influence of Person Organization Fit (P O Fit) and Work Environment on Turnover Intention Mediated by Organizational Commitment of Gen Z Employees at PT. Asahi Sukses Industri Octaviana, Fany; Setyaningrum, Retno Purwani
BASKARA : Journal of Business and Entrepreneurship Vol 6, No 2 (2024): BASKARA : Journal of Business and Entrepreneurship
Publisher : Universitas Muhammadiyah Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54268/baskara.v6i2.20409

Abstract

Employee turnover intention is an important thing that needs to be considered in every company. Companies must be able to reduce the turnover rate which increases over time. Turnover intention has a big impact on the sustainability of company performance. So, companies must be able to properly maintain human resources. Employee performance is very important to improve company performance and employee performance because every business requires quality, innovative and creative human resources to be able to compete with its competitors. The aim of this research is to determine the direct and indirect influence between the variables Person Organizational Fit (P O Fit) and Work Environment mediated by Organizational Commitment on Turnover Intention. This research was conducted using a quantitative approach, the respondents were employees of PT. Asahi Sukses Industri, totaling 57 employees with Saturated sampling. The analytical method used in this research is Partial Least Square (PLS) using the SmartPLS version 3.0 program. The research results show that Person Organization Fit (P O Fit) has a significant effect on Turnover Intention with a t-statistic value (4.932 1.96), Work Environment has an insignificant effect on Turnover Intention with a t-statistic value (0.735 1.96), Organizational Commitment has an insignificant effect on Turnover Intention with a t-statistic value (0.196 1.96), Person Organization Fit (P O Fit) has a significant effect on Organizational Commitment with a t-statistic value (2.730 1.96), Work Environment has a significant effect on Organizational Commitment has a t-statistic value (2.915 1.96), Personnel Organization Fit (P O Fit) which is mediated by Organizational Commitment has an insignificant effect on Turnover Intention with a t-statistic value (0.172 1.96), Work Environment which is mediated by Organizational Commitment has an effect not significant for Turnover Intention with a t-statistic value (0.175 1.96).
Financial Literacy, Risk Perception, and Paylater Adoption: A TPB Analysis Octaviana, Fany; Dewi, Farida Ratna; Hidayati, Nurul
Jurnal Aplikasi Bisnis dan Manajemen Vol. 10 No. 2 (2024): JABM, Vol. 10 No. 2, Mei 2024
Publisher : School of Business, Bogor Agricultural University (SB-IPB)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17358/jabm.10.2.491

Abstract

Background: Paylater, a service allowing users to defer payments with borrowed money, offers convenience but also potential risks.Purpose: This study aimed to 1) assess financial literacy among millennials in Jabodetabek, 2) analyze how financial literacy and risk perception influence the intention to use Paylater, and 3) explore the impact of social influence and perceived control on this intention. Design/methodology/approach: Descriptive analysis and SEM-PLS analysis were employed. Research model was developed from Theory Planned of Behavior with 4 variables: attitude, subjective norms, perceived behavioral control, and intention to use. Risk perception variables were used in the model, included performance risk, time risk, social risk, security risk, and financial risk. Financial literacy could be seen from 3 measurements including financial knowledge, financial behavior, and financial attitudes. Findings/Result:The results showed that only 44.85% of respondents demonstrated strong financial literacy. Financial literacy itself did not directly influence the intention to use Paylater. However, perceived risks like performance delays, security concerns, and financial burdens negatively impacted attitudes towards using Paylater. Social pressure and perceived control over using Paylater positively influenced the intention to use it. Conclusion: Financial literacy in millennial generation showed well literacy category. Financial literacy had no effect on the interest in using paylater. Meanwhile, performance risk, time risk, security risk and financial risk had a negative and significant influence on the attitude of using paylater, and there was no influence of social risk on the attitude of using paylater. In addition, attitudes, subjective norms, and perceived behavioral control had a positive and significant effect on the interest in using paylater.Originality/value (State of the art): Paylater as an easy payment tool but has several risks, through the TPB approach combined with the risk perception variables and financial literacy can be used to analyze intention to use of paylater in the millennial generation. Keywords: financial literacy, millennial generation, paylater, risk perception, subjective norm
Co-Authors Dewi, Farida Ratna Nurul Hidayati Retno Purwani Setyaningrum