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Analisis Pengaruh Good Corporate Governance Terhadap Kinerja Keuangan (Studi Pada PT. Bank Rakyat Indonesia, Tbk. Periode 2018-2021) Karnila Ali; Febiyanto; Reza Gunarti
Jurnal Manajemen DIVERSIFIKASI Vol. 4 No. 1 (2024): Maret
Publisher : Universitas Muhammadiyah Metro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24127/diversifikasi.v4i1.3247

Abstract

The financial industry such as banking is a source of tax revenue in Indonesia. The purpose of this study is to examine the effect of Good Corporate Governance on financial performance. The concept that BRI can apply to realize good corporate governance is applied to the idea of ​​Good Corporate Governance (GCG). The type of research used is a type of quantitative research. This study uses secondary data obtained from the annual report of the Bank Rakyat Indonesia (BRI) company. The company performance used in this study uses ROA as a measure and as a variable. The sample used in this research is the annual report of PT. Bri period 2018-2021. Data were analyzed using multiple regression analysis with the help of the SPSS 25 program. The results of this study showed (1). The Board of Directors influences financial performance (2). The Board of Commissioners has an influence on financial performance.
Pengaruh Pengetahuan Kewirausahaan Dan Efikasi Diri Terhadap Minat Berwirausaha Dengan Motivasi Berwirauaha Sebagai Variabel Intervening (Studi Pada Mahasiswa Manajemen Angkatan 2019 Universitas Muhammadiyah Metro) Febiyanto; Ardiansyah Japlani; Fariz Rubihatlan
Jurnal Manajemen DIVERSIFIKASI Vol. 4 No. 1 (2024): Maret
Publisher : Universitas Muhammadiyah Metro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24127/diversifikasi.v4i1.3295

Abstract

Based on the latest data from the Central Statistics Agency (BPS) shows that as of February 2022, Indonesia's unemployment rate was recorded at 5.83 percent of the total working age population of 208.54 million people. Which astonishing, of the 5.83 percent, almost 14% were residents diploma and bachelor degree (S1) graduates. Based on these data state Indonesia it self still really needs new entrepreneurs, because It is hoped that with the increasing number of entrepreneurs in Indonesia, create new jobs, reduce unemployment and also can help improve the economy of the surrounding community as well country. This research has a goal, namely to find out whether Entrepreneurial knowledge influences the interest in entrepreneurship. For determine whether self-efficacy affects the interest in entrepreneurship. For determine whether entrepreneurial knowledge affects motivation entrepreneurship. To find out whether self-efficacy has an effect on entrepreneurial motivation. To find out whether entrepreneurial knowledge and self-efficacy influences the interest in entrepreneurship with motivation entrepreneurship as an intervening variable. The sample of this research is Class of 2019 Management Student at Muhammadiyah Metro University as many as 102 students. Data collection using a questionnaire, and data analysis using validity test, reliability test, normality test, test linearity, Heteroscedasticity Test, Multicollinearity Test, linear regression analysis multiple, t test, f test, r determination test, and Regression Analysis of Mediation Variables With the Causal Step Method using the program (SPSS). Results research shows that there is a positive and significant influence Entrepreneurship Knowledge and Self-Efficacy on Entrepreneurial Interests, there is a positive and significant influence on Entrepreneurship Knowledge and Efficacy Self on Entrepreneurial Motivation, and there is a positive and significant influence Entrepreneurship Knowledge and Self-Efficacy on Entrepreneurial Interests With Entrepreneurial Motivation as an Intervening Variable.
Analisis Kinerja Keuangan Antar Bank Umum Milik Negara Yang Terdaftar Di BEI Tahun 2019-2021 Febiyanto; Deny Edy Widodo; Qori’Ah Sholihah
Jurnal Manajemen DIVERSIFIKASI Vol. 4 No. 2 (2024): Juni
Publisher : Universitas Muhammadiyah Metro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24127/diversifikasi.v4i2.3676

Abstract

This study aims to determine differences in financial performance between state-ownedcommercial banks using the CAMEL ratio to determine whether the bank's performance is inthe healthy predicate or not. In this study identified Bank Rakyat Indonesia (BRI), BankMandiri, Bank Negara Indonesia (BNI), State Savings Bank (BTN), in 2019-2021. Thisresearch method is calculated using the ratio of Capital, Assets, Management, Earnings,Liquidity (CAMEL). The results of this study use the CAR, NPL/NPF, NPM, and LDR ratiosof the five state-owned commercial banks in the 2019-2021 period with different predicates.Bank Rakyat Indonesia and Bank Tabungan Negara tend to get healthy predicates, whileBank Nasional Indonesia and Bank Syariah Indonesia have various predicates. However,Bank Mandiri tends to have an unhealthy predicate in 2019-2021 based on the NPL ratio.For the ROA ratio of the five state-owned commercial banks, it tends to get a healthypredicate, only in 2019 and 2021 the State Savings Bank has an unhealthy ROA ratio. As forthe BOPO ratio, the five state-owned commercial banks tend to be unhealthy in the 2019-2021 period. Therefore, it is necessary to make efforts to improve the financial performanceof these banks in order to make a greater contribution to the national economy. For the LDRratio of the five state-owned commercial banks for the 2019-2021 period it tends to behealthy, the State Savings Bank for the 2019-2021 LDR ratio tends to be unhealthy.
Pengaruh Inflasi Dan Suku Bunga Terhadap Return Saham Dengan Profitabilitas Sebagai Variabel Moderasi Pada Perusahaan Indeks Lq 45 Di BEI Tahun 2019-2021 Ardiansyah Japlani; Febiyanto; Paramita Citra Abadi
Jurnal Manajemen DIVERSIFIKASI Vol. 4 No. 2 (2024): Juni
Publisher : Universitas Muhammadiyah Metro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24127/diversifikasi.v4i2.3698

Abstract

The development of a free business world as it is today, it is no stranger to the public to make investments with the aim of obtaining greater returns than investing in the banking sector. Investment is now an open secret where all investors can easily access and channel their funds to companies they consider promising and capable of providing more value to what they have invested. the research used by researchers is descriptive with a quantitative approach which aims to find out whether inflation affects stock returns, to find out whether interest rates affect stock returns, to find out whether the profitability variable can moderate the relationship of inflation to stock returns, to find out whether the profitability variable can moderate the relationship between interest rates and stock returns. The sample used is a company that is active and consistent in the LQ 45 index during the 2019-2021 period. As well as data regarding the research variables to be examined are fully available in the company's financial reports published during the 2019-2021 period. Data analysis techniques using descriptive analysis, classic assumption test, hypothesis testing and moderating variable test. The result of this research is that inflation has a significant influence on stock returns at LQ 45 companies in 2019-2021. Interest rates have a significant influence on stock returns in LQ 45 companies in 2010-2021. profitability affects the relationship of inflation to stock returns in LQ 45 companies in 2019-2021. profitability affects the relationship between interest rates and stock returns in LQ 45 companies in 2019-2021.
Pengaruh Profitabilitas Dan Solvabilitas Terhadap Income Smoothing Dengan Good Corporate Governance Sebagai Variabel Moderating Pada PT. Bank Muamalat Indonesia Tbk Febiyanto; Karnila Ali; Siti Khoiroh
Jurnal Manajemen DIVERSIFIKASI Vol. 4 No. 2 (2024): Juni
Publisher : Universitas Muhammadiyah Metro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24127/diversifikasi.v4i2.3748

Abstract

This study aims to determine whether profitability (ROA), solvency (DER), and good corporate governance are able to moderate the effect of profitability (ROA) on income smoothing at PT.Bank Muamalat Indonesia Tbk. To find out whether Good Corporate Governance is able to moderate the effect of solvency (DER) on income smoothing at PT. Bank Muamalat Indonesia Tbk. This research is a descriptive quantitative research by collecting data through financial reports at PT Bank Muamalat Tbk for the 2019-2021 period. The data collection technique uses a documentation study by collecting financial reports and aspects related to research variables. Technical data analysis was carried out using descriptive statistics presenting data in the form of average data, minimum values, maximum values, and standard deviation of each variable studied. This research will present the required data, namely profitability ratios, solvency ratios, Good Corporate Governance, and income smoothing. These data were obtained from the sample to be examined, namely the financial statements of PT. Bank Muamalat Indonesia Tbk in 2019-2021. This study also uses the Partial Least Square (PLS) statistical technique. PLS analysis is a multivariate statistical technique by comparing the multiple independent variables and multiple dependent variables. The results of this study indicate that Profitability (ROA), Solvability (DER) have a positive effect on income smoothing at PT. Bank Muamalat Indonesia Tbk, GCG can moderate the effect of profitability (ROA) and solvency (DER) on income smoothing at PT. Bank Muamalat Indonesia Tbk.