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INFLUENCE OF MOBILE BANKING SERVICE THE NUMBER OF CUSTOMERS BANK ACEH ISLAMIC KCP BATUPHAT, LHOKSEUMAWE Fitriyani, Ema; Husni Kamal; Mukhtasar
AT-TIJARAH: Jurnal Penelitian Keuangan dan Perbankan Syariah Vol. 5 No. 2 (2023): AT-TIJARAH: Jurnal Penelitian Keuangan dan Perbankan Syariah
Publisher : Fakultas Ekonomi dan Bisnis Islam - IAIN Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52490/attijarah.v5i2.1946

Abstract

This research aims to determine and analyze whether there is influence of mobile banking services on the number of customers of Bank Aceh Syariah KCP Batuphat. In this study using primary data obtained from distributing questionnaires, where the population in this study was 997 mobile banking action users, the data was obtained from Bank Aceh Syariah KCP Batuphat. The samples in this study were 90 mobile banking action users. The data used accidental sampling technique, which tested using validity test, reliability test, classic assumption test, multiple determination test (R2), partial test, simultaneous test, simple regression test. As for the results of testing the hypothesis in this study, namely, the partial test results show a t-count value of 6,907 > t-table (1,987) and a significant value of 0,000 <0.05 so that mobile banking services have a positive and significant effect on the number of customers. The results of the multiple determination test (R2) show that the value of R2 is 0.569, meaning that the contribution of mobile banking services to the variable number of customers is 56.5%. The results of simple linear regression show that there is an effect of mobile banking services on the number of customers with a value of 0.149 or 14.9%.
SOSIALISASI KOMUNIKASI PEMASARAN SEBAGAI UPAYA PENINGKATAN PENJUALAN TERNAK IKAN LELE Khalish Khairina; Mukhtasar; Ainun Mardhiah; Husni Kamal; Angga Syahputra; Uswatun Hasanah
Malik Al-Shalih : Jurnal Pengabdian Masyarakat Vol. 1 No. 2 (2022): Malik Al-Shalih: Jurnal Pengabdian Masyarakat
Publisher : Fakultas Ekonomi dan Bisnis Islam - IAIN Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52490/malikalshalih.v1i1.668

Abstract

The conventional marketing system which still distributes their product from mouth to mouth and social medial using hasn’t maximized yet were problems that found in livestock business owned by Desa Uteunkot is contributing this community services activities. The purpose of this activity is educating mitra about the importance of marketing communication to reach out more consumer. The implementation method used is socialization to the society in Desa Uteunkot. The number of this socialization participants was 25 participants. After this community service implementation, there is an increase in catfish sales volume in the amount of 11%.
The Implementation of Google Drive in Synchronizing and Backing Up Data for Lecturers of the Faculty of Islamic Economics and Business, IAIN Lhokseumawe Abdul Majid, Basrul; Mukhtasar; Husni
Malik Al-Shalih : Jurnal Pengabdian Masyarakat Vol. 4 No. 1 (2025): Malik Al-Shalih: Jurnal Pengabdian Masyarakat
Publisher : Fakultas Ekonomi dan Bisnis Islam - IAIN Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52490/malikal-shalih.v4i1.6658

Abstract

The Google Drive training program for lecturers at the Faculty of Islamic Economics and Business (FEBI), IAIN Lhokseumawe, was designed to enhance digital literacy and work efficiency in managing academic and administrative data. The program encompassed technical training, monitoring, evaluation, and ongoing mentoring to ensure the sustainable adoption of the application. Evaluation results demonstrated that the training had a significant impact, particularly in supporting tasks such as cloud-based data storage, cross-device synchronization, real-time collaboration, and accreditation data management which require substantial storage capacity and high accessibility. The mentoring program was subsequently extended to lecturers from other faculties at IAIN Lhokseumawe, broadening the training’s benefits. Given its success, the Google Drive training represents a strategic step in supporting digital transformation within the academic environment, fostering a modern, efficient, secure, and integrated workflow system.
Empowering MSMEs in Indonesia through Sustainable Cash Waqf: Strategic Solutions Aligned with the SDGs Rizal Agus; Enny Segarahati Barus; Amrin; Mukhtasar; Muhamad Noor Baihaqi bin Mokhtar
Profetika: Jurnal Studi Islam Vol. 26 No. 03 (2025): Profetika Jurnal Studi Islam 2025
Publisher : Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/profetika.v26i03.14997

Abstract

Objective: This study investigates the strategic optimization of cash waqf as an alternative Islamic social finance instrument to empower micro, small, and medium enterprises (MSMEs) in Indonesia.  Theoretical Framework: The study is framed within Islamic social finance theory, particularly cash waqf as a productive and sustainable instrument, combined with principles of institutional performance, trust-based governance, and MSME empowerment in a digital economy context. Literature Review: Cash waqf as an islamic social finance instrument for msme empowerment, human capital development and motivation in cash waqf management. Methods: This research employs the Analytic Network Process (ANP) methodology to analyze interdependencies among strategic factors. Data were obtained from Kedai Wakaf MUI North Sumatra and Dompet Dhuafa Indonesia, supported by expert judgments from seven respondents representing practitioners and scholars in waqf and Islamic economics. Results:The results indicate that human resource development particularly motivation outweighs technical skills as the most critical internal solution. Marketing capabilities, especially product creativity and digital engagement, are also essential. Total sales are prioritized over profit margins as performance indicators. In increasing waqf collection, public awareness raising is slightly more influential than socialization. Externally, trust driven by transparency and accountability emerges as the primary concern, followed by economic factors and government policy support with sustainable funding. Implications: These findings suggest that optimizing cash waqf for MSME empowerment requires an integrated, data-driven strategy that strengthens internal capacity, enhances digital marketing, ensures transparent governance, and aligns with supportive public policies. Novelty: This study contributes novelty by empirically applying the ANP approach to prioritize internal and external strategic factors in cash waqf-based MSME empowerment, offering a structured decision-making perspective that integrates human resources, digital marketing, trust, and policy dimensions within Islamic social finance.