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All Journal Jurnal Penelitian Ekonomi Manajemen dan Bisnis Scripta Economica: Journal of Economics, Management, and Accounting
Rusmini Icha Indryani
Unknown Affiliation
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences

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Pengelolaan Dana Pensiun Yang Efektif dan Efisien dalam Menjamin Kesejahteraan Keuangan di Masa Tua Rusmini Icha Indryani; Lisna Nadila; Endah Wulandari; Amelia Septiani
Jurnal Penelitian Ekonomi Manajemen dan Bisnis Vol. 3 No. 3 (2024): Agustus : Jurnal Penelitian Ekonomi Manajemen dan Bisnis
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jekombis.v3i3.4000

Abstract

QIncreasing life expectancy and the growth of the elderly population in Indonesia make pension fund programs an important solution in ensuring financial well-being in old age. This research aims to analyze important aspects in effective and efficient pension fund management to improve program performance and sustainability. The research method used is a qualitative approach with a case study design, through data analysis from journal articles and related news. The research results show that effective and efficient pension fund management is determined by several key factors, namely good governance and internal control, determining appropriate investment strategies, implementing a strong risk management system, compliance with regulations, adequate transparency and reporting, and strict supervision and audit. Apart from management factors, the success of a pension fund program is also influenced by individual participant factors, such as savings attitudes and future orientation. This research provides practical recommendations for pension fund managers to improve performance and ensure program sustainability, as well as educating the public about the importance of preparing for their financial future through pension fund programs.
Hasil Observasi UMKM Seblak yang Tersebar di Daerah Kabupaten Karawang Dhea Indri Yanti; Lisna Nadila; Monica Risti Oktaviana; Niken Agustin; Rusmini Icha Indryani; Sartika Sartika; Syifa Aulia Rahman; Miftakul Huda
Jurnal Penelitian Ekonomi Manajemen dan Bisnis Vol. 3 No. 3 (2024): Agustus : Jurnal Penelitian Ekonomi Manajemen dan Bisnis
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jekombis.v3i3.4004

Abstract

literature, government reports, and other relevant sources. The research results show that seblak MSME entrepreneurs are generally individuals or families with relatively small This research aims to analyze the profile of seblak MSME entrepreneurs, the marketing strategies implemented, the challenges faced, and the contribution of this business to the local economy. This study also aims to identify the key factors that influence the success and sustainability of seblak MSMEs. The research method used is a combination of qualitative and quantitative approaches. Primary data were obtained through in-depth interviews with seblak business owners in several regions and surveys of seblak consumers. Secondary data were collected from related business capital. Effective marketing strategies include the use of social media, product innovation, and word-of-mouth promotion. The main challenges faced are intense competition, fluctuations in raw material prices, and limited access to capital. Nevertheless, seblak MSMEs make a positive contribution to the local economy, especially in creating jobs and increasing community income. The key factors influencing the success of seblak MSMEs include product quality, customer service, business location, and the ability to adapt to market changes. This research suggests the need for support from the government and related parties in the form of training, access to capital, and marketing facilitation to enhance the competitiveness and sustainability of seblak MSMEs. Keywords: MSMEs, consumers, survey, marketing strategy.
Pengaruh Tingkat AI Augmented Decision Tools dan Kecepatan Respons Organisasi terhadap Tingkat Adaptabilitas Strategis Startup Rusmini Icha Indryani; Lisna Nadila
Journal of Economics, Management, and Accounting Vol 1 No 1 (2025): Scripta Economica: Journal of Economics, Management, and Accounting
Publisher : CV SCRIPTA INTELEKTUAL MANDIRI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.65310/t8c51b13

Abstract

This study aims to analyze the effect of AI Augmented Decision Tools and Organizational Response Speed on the Strategic Adaptability of Startups. A quantitative approach with a survey method was employed, involving 120 respondents consisting of CEOs, CTOs, and strategic managers from startups in Indonesia. The research instrument was a five-point Likert scale questionnaire, tested for validity and reliability, and met the classical assumption requirements. Data analysis was conducted using multiple linear regression. The results indicate that, partially, AI Augmented Decision Tools (Sig. = 0.000) and Organizational Response Speed (Sig. = 0.002) significantly affect the Strategic Adaptability of Startups. Simultaneously, both variables significantly influence adaptability (Sig. F = 0.000) with an Adjusted R² value of 0.412, indicating that 41.2% of the variation in strategic adaptability is explained by the research model. These findings support the Dynamic Capabilities and Organizational Agility theories, which place information technology and organizational agility as key factors in strategic adaptation. The study recommends integrating AI-based analytical systems with agile decision-making processes to enhance startups’ adaptability in facing market dynamics.
Co-Authors Amelia Septiani Dhea Indri Yanti Endah Wulandari Lisna Nadila Miftakul Huda Monica Risti Oktaviana Niken Agustin Sartika Sartika Syifa Aulia Rahman