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All Journal Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam Al-Sharf: Jurnal Ekonomi Islam Jurnal Ekonomi Syariah I'thisom: Jurnal Ekonomi Syariah
Harahap, Syamsir Alamsyah
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Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

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ANALISIS PENGARUH PENGETAHUAN MENABUNG, BAGI HASIL DAN PERILAKU KONSUMEN TERHADAP KEPUTUSAN ANGGOTA MEMBUKA TABUNGAN SIMPANAN PELAJAR DI KSPPS MUI JATIM CABANG SEKAPUK Rifqi, Mohammad; Harahap, Syamsir Alamsyah; Sahliyah, Fatihatus
Jurnal Ekonomi Syariah Darussalam Vol. 5 No. 2 (2024): Agustus 2024
Publisher : Institut Agama Islam Darussalam Blokagung Banyuwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30739/jesdar.v5i2.3186

Abstract

This research aims to determine the influence of knowledge of saving, profit sharing, and consumer behavior on members' decisions to open student savings at KSPPS MUI Jatim Sekapuk Branch. The method used is a quantitative research method. The data collection technique uses a questionnaire with 20 items which are assessed using a 1-5 Likert scale and tested for validity and reliability. The data analysis technique to answer the hypothesis uses multiple linear regression analysis with correlation and determination coefficients, t test and f test. The results of multiple linear regression analysis from this research show that the calculated t value of the saving knowledge variable is 6,484 > 1.296, while the calculated t value of the profit sharing variable is 46,454 > 1.296 and the calculated t value of the consumer behavior variable is -4,365 < 1,296. This means that the savings knowledge and profit sharing variables partially influence members' decisions to open student savings savings at the KSPPS MUI East Java Sekapuk Branch, while the consumer behavior variables partially have no influence on members' decisions to open student savings savings at the KSPPS MUI East Java Sekapuk Branch. Meanwhile, the results of the F test show that the variables of knowledge of saving, profit sharing and consumer behavior simultaneously influence members' decisions to open student savings savings at KSPPS MUI Jatim Sekapuk Branch with F count 814.441>4.14 with a sig value of 0.000.
PENGARUH CITRA MEREK KOPERASI, BAGI HASIL PRODUK SIMPANAN DAN KUALITAS PELAYANAN TERHADAP LOYALITAS ANGGOTA KOPSYAH MUI JATIM CABANG SEKAPUK Khusniati, Nia; Harahap, Syamsir Alamsyah
I'THISOM : Jurnal Ekonomi Syariah Vol. 3 No. 2 (2024): I`thisom: Edisi Oktober 2024
Publisher : LPPM Sekolah Tinggi Agama Islam Al-Utsmani Bondowoso

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70412/its.v3i2.91

Abstract

Penelitian ini bertujuan untuk mengeksplorasi pengaruh citra merek koperasi, bagi hasil produk simpanan, dan kualitas pelayanan terhadap loyalitas anggota di Desa Gedangan, Kecamatan Sidayu, Kabupaten Gresik, baik secara parsial maupun simultan. Metode yang digunakan adalah penelitian deskriptif kuantitatif dengan teknik probability sampling. Populasi penelitian ini berjumlah 250 anggota, dengan 50 responden yang terlibat. Data dikumpulkan melalui observasi, kuesioner, dan dokumentasi. Analisis data dilakukan menggunakan regresi linear berganda dan program SPSS 20.0. Validitas data diuji dengan korelasi, sedangkan reliabilitas menggunakan metode Cronbach Alpha. Uji normalitas dilakukan melalui model regresi, dan multikolinearitas diuji dengan Variance Inflation Factor (VIF). Uji autokorelasi dianalisis menggunakan nilai Durbin Watson test, sedangkan uji heteroskedastisitas dilakukan dengan analisis Scatterplot. Uji hipotesis mencakup uji t, uji f, dan uji R². Hasil penelitian menunjukkan bahwa citra merek koperasi, bagi hasil produk simpanan, dan kualitas pelayanan memiliki pengaruh signifikan baik secara parsial maupun simultan terhadap loyalitas anggota. Dalam uji parsial, citra merek koperasi (X1) menunjukkan t hitung sebesar 2.092 dengan taraf signifikansi 4%, sementara bagi hasil produk simpanan (X2) memperoleh t hitung sebesar 3.381. Temuan ini mengindikasikan pentingnya faktor-faktor tersebut dalam membangun loyalitas anggota koperasi.
Public Interest in the Savings Product Tabungan Berjangka Sejahtera (TBS) (Case Study at KSPPS Bina Syari’ah Ummah East Java) Mazlin, Ely Rosita; Harahap, Syamsir Alamsyah; Sahliyah, Fatihatus
Al-Sharf: Jurnal Ekonomi Islam Vol 6, No 3 (2025)
Publisher : Yayasan Rahmat Islamiyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56114/al-sharf.v6i3.12491

Abstract

This study aims to determine community interest in savings products Tabungan Berjangka Sejahtera (TBS) at KSPPS Bina Syari’ah Ummah East Java. This study was conducted with a qualitative approach, the procedure in this approach is that researchers collect descriptive data about people’s behavior and words. In addition, the type of research carried out is field research, which aims to study in depth the background and current conditions. The data analysis techniques used are data reduction, data presentation and drawing conclusions. The research results show that: Public interest in savings products TBS is influenced by various factors including individual factors, environmental factors and marketing factors. The main benefits of savings products TBS include the potential for higher returns, direct prizes and flexibility in taking profit sharing. The development of more attractive features and more targeted market targeting with customized offers is expected to increase the attractiveness of savings products TBS at KSPPS Bina Syari’ah Ummah without changing the variation of the storage period.
THE IMPACT OF MICRO AND SMALL INDUSTRIES, INFLATION, AND OPEN UNEMPLOYMENT ON ECONOMIC GROWTH IN GRESIK REGENCY (2021-2023) Zerlindah, Clairina Cathliniyah; Sahliyah, Fatihatus; Harahap, Syamsir Alamsyah
Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam Vol. 9 No. 02 (2025): Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam
Publisher : Sekolah Tinggi Agama Islam Al Hidayah Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30868/ad.v9i02.8632

Abstract

This study aims to analyze the effect of micro and small industries, inflation, and open unemployment on economic growth in Gresik Regency. Economic growth is an important indicator in measuring the success of regional development, so understanding the factors that influence it is very important for the formulation of appropriate policies. This type of research is quantitative research with an explanatory approach. The data used is secondary data in the form of annual data from 2021 to 2023 obtained from the Gresik Regency Statistics Agency. The analysis methods used are descriptive statistics, multiple linear regression, coefficient of determination, classical assumption test and hypothesis testing. The results showed that the growth of micro and small industries was found to have a positive, but statistically insignificant effect on economic growth. Meanwhile, inflation and open unemployment have a negative significant effect on economic growth in Gresik Regency. These findings indicate the importance of developing the micro and small industry sector as well as controlling inflation and unemployment to support sustainable economic growth in Gresik Regency.
Co-Authors Khusniati, Nia Mazlin, Ely Rosita Rifqi, Mohammad Sahliyah, Fatihatus Zerlindah, Clairina Cathliniyah