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Noven, Sarah Annisa
Padjadjaran University
Economics, Econometrics & Finance Other

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Faktor-Faktor yang Memengaruhi Preferensi Masyarakat Muslim di Kota Bandung Dalam Memilih Hotel Syariah Cupian, Cupian; Melita, Virka; Laili, Vanny; Meilasari, Kintan; Noven, Sarah Annisa
Syi`ar Iqtishadi : Journal of Islamic Economics, Finance and Banking Vol 8, No 1 (2024)
Publisher : FEB Universitas Sultan Ageng Tirtayasa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35448/jiec.v8i1.22291

Abstract

Islam emphasizes the values of outward nobility as a foundation in business practices for Muslim business people. However, not a few business people tend to practice business that is detrimental to others even to the environment. This study reviews the principles in business practice from an Islamic perspective. Sharia hotels are an attractive offer in order to improve the moral quality and character of the noble Indonesian nation. Sharia hotels are still a foreign word, especially for ordinary people. To find out whether Islamic hotels are different from conventional hotels, this study raises the formulation of the problem, namely: 1. How do marketing mix factors 7P (Product), Price (Promotion), Promotion (Place), Place (Marketing channel), People of participant ( people), Process (Physical), and Physical evidence (physical evidence) of the preferences of Muslim communities in the city of Bandung in choosing a sharia hotel? 2. How does the knowledge factor towards the preferences of the Muslim community in Bandung in choosing a sharia hotel? 3. What is the factor of religiosity towards Muslim community preferences in Bandung in choosing sharia hotels? 4. How do hotel image factors affect Muslim community preferences in Bandung in choosing sharia hotels? 5. What are the accessibility factors to Muslim community preferences in Bandung in choosing sharia hotels?The purpose of this study is to analyze the factors that influence the preferences of Muslim communities in the city of Bandung in choosing sharia hotels as a place to stay. 
Pengaruh Dana Pihak Ketiga dan NPF Murabahah Terhadap Pembiayaan Murabahah Bank Umum Syariah Cupian, Cupian; Noven, Sarah Annisa; Ramadhani, Muhammad Rizky
Syi`ar Iqtishadi : Journal of Islamic Economics, Finance and Banking Vol 8, No 2 (2024)
Publisher : FEB Universitas Sultan Ageng Tirtayasa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35448/jiec.v8i2.29243

Abstract

This study aims to determine the effect of third-party funds, non-performing financing murabaha, and inflation on murabaha financing in Islamic banks. The data used in this research is monthly data from January 2015 to December 2021 obtained from Statistik Perbankan Syariah OJK and Bank Indonesia publication. Data is processed using multiple regression analysis to see the effect partially and simultaneously. The results of this research indicate that partially third-party funds have a significant positive effect, while the non-performing financing murabaha and the inflation rate has a significant negative effect on murabaha financing. All the factors simultaneously have significant effect. 
Co-Authors Cupian, Cupian Cupian, Cupian Laili, Vanny Meilasari, Kintan Melita, Virka Ramadhani, Muhammad Rizky