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The Influence of Macroeconomics Indicators to The Growth of Sukuk in Indonesia Cupian, Cupian; Muasia, Rien; Putri, Safira Aryanti
EQUILIBRIUM Vol 8, No 1 (2020): EQUILIBRIUM
Publisher : Prodi Ekonomi Syariah Pascasarjana IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/equilibrium.v8i1.5293

Abstract

The purpose of this study is to analyze the influence of macroeconomic on the growth of Islamic bonds (sukuk) in Indonesia period 2013.1-2016.12. This study uses Ordinary Least Square (OLS) method with a monthly time series starting from January 2013 until December 2016. The results of this study indicate that the Production Index (IP) and Bank Indonesia Syariah Certificate (BSBIS) variables positively and significantly affect the development of state sukuk issuance in Indonesia, then inflation negatively and significantly affects the development of state sukuk issuance, while the JII variable negatively and does not significantly affect the development of state sukuk issuance in Indonesia.
PENGARUH RELIGIUSITAS, PRODUK DAN LAYANAN TERHADAP MINAT MASYARAKAT MUSLIM DI KABUPATEN GARUT UNTUK BERTRANSAKSI DENGAN BANK SYARIAH Resiana, Rani Surya; Cupian, Cupian
Jurnal Ekonomi Syariah Teori dan Terapan Vol 7, No 7 (2020): Juli-2020
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol7iss20207pp1276-1286

Abstract

The purpose of this research is to find out what is the influence of religiosity, product, and service on Islamic community’s interest in Garut to perform financial transaction with sharia banking. The research method used was quantitative descriptive method. The sample of this study are 100 person from community of Garut that actively do the transaction with Sharia Bank Mandiri, Sharia Bank BJB, and Bank Muamalat. The result of the study shows that simultaneously, religiosity, product, and service factors together influences the Islamic community’s interest in Garut to perform financial transactions with sharia banking. However, partially or individually just two variabels, it is religiousity and service that affect significantly while product variabel not is not affect significantly influences the Islamic community’s interest in Garut to perform transaction with sharia banking.Keywords: Sharia Banking, Religiousity, Transaction, Muslim Community
ANALISIS KINERJA INDUSTRI ASURANSI JIWA SYARIAH DI INDONESIA Cupian, Cupian; Delisa, Tisa
Jurnal Ekonomi dan Bisnis Vol 15, No 1 (2019): Edisi April 2019
Publisher : Jurnal Ekonomi dan Bisnis Terapan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24198/jebt.v15i1.516

Abstract

Upaya untuk meningkatkan kinerja keuangan perusahaan merupakan salah satu solusi bagi perusahaan asuransi agar dapat meningkatkan pangsa pasar dalam industri perasuransian. Penelitian ini menganalisis faktor yang memengaruhi kinerja keuangan perusahaan asuransi jiwa syariah pada periode Maret 2013 sampai dengan November 2017, dengan menggunakan hasil investasi sebagai variabel untuk mengukur kinerja keuangan. Variabel independen yang digunakan adalah rasio investasi, ukuran perusahaan, leverage, retakaful dependence, solvency margin, dan indeks produksi. Dengan menggunakan data time series dan metode Ordinary Least Square (OLS), hasil penelitian menunjukkan bahwa ukuran perusahaan, retakaful dependence, dan solvency margin adalah faktor yang memiliki hubungan signifikan secara statistik terhadap kinerja keuangan perusahaan asuransi syariah di Indonesia.
ANALISIS EFEKTIVITAS PEMBIAYAAN MIKRO SYARIAH TERHADAP PEMBERDAYAAN USAHA MIKRO DI KABUPATEN GARUT Cupian, Cupian; Febriandani, Deny
Jurnal Ekonomi dan Bisnis Vol 15, No 2 (2019): Edisi November 2019
Publisher : Jurnal Ekonomi dan Bisnis Terapan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24198/jebt.v15i2.511

Abstract

Sektor UMKM terutama pada usaha skala mikro di Indonesia selama ini mengalami pertumbuhan yang cukup pesat. Jumlah usaha mikro yang terus mengalami peningkatan memungkinkan para pelaku usaha mikro mencari sumber permodalan atau pembiayaan dari Lembaga Keuangan Mikro Syariah. Penelitian bertujuan untuk menganalisis tingkat efektivitas pembiayaan yang disalurkan oleh BPRS sebagai lembaga keuangan syariah yang turut serta menyalurkan pembiayaan mikro. Tujuan lain dari penelitian ini adalah menganalisis faktor – faktor yang mempengaruhi pemberdayaan usaha mikro. Data yang digunakan pada penelitian ini adalah data primer yang yang dikumpulkan dari responden yang menjadi nasabah pembiayaan pada BPRS PNM Mentari di Kabupaten Garut. Pengumpulan data dilakukan dengan menyebarkan kuesioner kemudian diolah menggunakan metode analisis deskriptif untuk mengukur tingkat efektivitas, dan analisis regresi berganda digunakan untuk mengetahui faktor yang mempengaruhi pemberdayaan usaha mikro. Hasil penelitian menunjukkan pembiayaan yang disalurkan BPRS PNM Mentari dan pemberdayaan usaha mikro sudah efektif serta variabel pembiayaan, pengalaman usaha, dan usia menjadi faktor yang berpengaruh signifikan terhadap pemberdayaan usaha mikro. Sedangkan lama pendidikan dan modal tidak berpengaruh signifikan terhadap pemberdayaan usaha mikro.
IS ISLAMIC BANKING PERFORMANCE IN MALAYSIA TRULY BETTER THAN INDONESIA? Naja, Abdul Hakam; Indiastuti, Rina; Masyita, Dian; Cupian, Cupian
Journal of Islamic Monetary Economics and Finance Vol 9 No 4 (2023)
Publisher : Bank Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21098/jimf.v9i4.1784

Abstract

This article analyzes the performance of Islamic banking in Malaysia and Indonesia using a comprehensive evaluation framework. Malaysia is known for its leading role in Islamic finance, while Indonesia has faced criticism for slower growth. The study argues that assessing Islamic banking performance solely based on financial metrics is insufficient and proposes a broader framework based on the Maqasid Shariah (objectives of Islamic law) for a more objective standard. Using data from 2010 to 2019, the study constructs a Maqasid Shariah Index of Islamic Bank (MSI-iB) and adopts a T-test as well as a panel data model to evaluate their performance. The index includes five sub-indices representing different aspects of the Maqasid Shariah framework. Results show varied scores among Islamic banks in both countries with no statistical difference between the two countries, but with Indonesia leading in religiosity and intellectuality dimensions and Malaysia leading in the posterity dimension. These results challenge the perception that Malaysia's Islamic banking performance is inherently superior to Indonesia's based solely on financial metrics. Considering the Maqasid Shariah framework is crucial to evaluating Islamic banking performance, highlighting the significance of non-financial indicators. The study concludes that a comprehensive perspective is necessary, incorporating both financial and non-financial factors, to assess overall performance.
Pengaruh Sikap dan Literasi Keuangan terhadap Keputusan Keuangan Fadilla, Fadilla; Faisal, Yudi Ahmad; Cupian, Cupian; Mulyana, Asep
Al Qalam: Jurnal Ilmiah Keagamaan dan Kemasyarakatan Vol. 18, No. 5 : Al Qalam (September 2024)
Publisher : Sekolah Tinggi Ilmu Al-Qur'an (STIQ) Amuntai Kalimantan Selatan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35931/aq.v18i5.3922

Abstract

Hasil Survei Nasional Literasi dan Inklusi Keuangan Indonesia (SNLIK) menunjukkan tingkat literasi keuangan di Indonesia khususnya di pedesaan masih lebih rendah dibandingkan dengan perkotaan dengan presentasi masing-masing 48,43% dan 49,68%. Pemerintah pusat dan daerah membentuk Tim Percepatan Akses Keuangan Daerah (TPAKD) sebagai upaya untuk memperluas akses keuangan dan meningkatkan literasi keuangan di daerah. Pemerintah Kabupaten Bogor merupakan pihak yang membentuk TPAKD untuk mengatasi masalah-masalah sosial dan lingkungan di wilayah tersebut salah satunya melalui dukungan terhadap Bank Sampah. Bank Sampah dianggap dapat mengatasi persoalan sampah sekaligus membantu meningkatkan inklusi dan literasi keuangan di kalangan masyarakat berpenghasilan rendah. Penelitian ini mencoba mengukur tingkat literasi keuangan anggota Bank Sampah Asri Mandiri yang dilengkapi dengan sikap keuangan yang sudah dimiliki sebelumnya untuk melihat sejauh mana kedua hal tersebut berpengaruh terhadap keputusan keuangan yang akan diambil. Hasil penelitian menunjukkan keputusan keuangan yang diambil oleh anggota Bank Sampah Asri Mandiri lebih dipengaruhi oleh sikap keuangan dibandingkan literasi keuangan yang dimiliki. Hal ini dapat menjadi pertimbangan bagi para pemangku kepentingan untuk lebih memperhitungkan variabel sikap keuangan dalam perumusan kebijakan yang akan diterapkan.
Pengukuran Kinerja Halal Supply Chain Management dengan Metode Scor, Analytical Hierarchy Process (Studi kasus PT Setya Kuliner Mandiri) Cupian, Cupian; SarasiSarasi, Vita; Novriani, Rifka
Educationist: Journal of Educational and Cultural Studies Vol. 2 No. 1 (2023): Journal of Educational and Cultural Studies
Publisher : PT Literasi Nusantara Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

PT Setya Kuliner Mandiri is engaged in fast food. Until now, the company has not measured the performance of Halal Supply Chain Management. Meanwhile, the vision that is owned is to serve dishes according to Islamic Sharia law. The purpose of this study was conducted to measure the performance of the halal supply chain using the Supply Chain Operation Reference (SCOR) and Analytical Hierarchy Process (AHP) methods. This method is used so that the company knows which metrics need improvement. Based on the final results, it is known that the sequential weighting is as follows Plan (0.274010), Source (0.237440), Make (0.210491), Deliver (0.158022), and Return (0.120037) with a total performance value of "80.89", which according to the Supply Chain Council assessment can be categorized "Good". As for suggestions for future researchers to be able to make comparisons with similar companies and add measurement methods such as (IPMS) and Balanced Scorecard. In addition, to find out the actual condition of the company in the market, comparisons can be made with other similar companies.
Development of Sharia Venture Capital in Indonesia (Case Study, PT PMN Syariah) Smitasari, Daneswara; Cupian, Cupian
Educationist: Journal of Educational and Cultural Studies Vol. 2 No. 1 (2023): Journal of Educational and Cultural Studies
Publisher : PT Literasi Nusantara Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Venture capital is a form of a non-bank financial institution which is an alternative financing that offers more effective and efficient incentives in developing entrepreneurial businesses. This article aims to discover the Indonesian people's development and awareness regarding Sharia venture capital in the case study of PT. PMN Syariah and how big is the role of Islamic venture capital in developing MSMEs with descriptive qualitative method.
Analysis the Impact of Halal Certification Strategies on the Development of Small and Medium Enterprises (SMESs) in Bandung Kurniawan, Fakhry Hafiyyan; Cupian, Cupian; Faisal, Yudi Ahmad; Nugraha, Ilham
Tasharruf: Journal Economics and Business of Islam Vol 9, No 1 (2024): June
Publisher : IAIN Manado

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30984/tjebi.v9i1.2232

Abstract

The study aims to determine the strategy for halal certification in the development of Culinary SMEs in the Greater Bandung Region from an internal and external perspective. The research method used is a qualitative method with a SWOT matrix approach of IFAS (Internal Strategic Factors Analysis Summary) and EFAS (External Strategic Factors Analysis Summary) and AHP (Analytical Hierarchy Process). The population in this study are competent parties who know the strategy of halal certification in the development of SMEs in the Greater Bandung Region and sampling was carried out using a purposive sampling technique with a total sample of 18 expert respondents who are ready and willing to be respondents. Based on the results of the IFAS and EFAS assessments, the halal certification strategy is in quadrant I, namely, "Grow and Develop". This research also shows the position of the halal certification strategy in the IA quadrant with the choice of the "Rapid Growth" strategy which has an S>O value, thereby supporting the SO strategy. Meanwhile, based on AHP analysis, the biggest problems and priority solutions are in the infrastructure aspect. The theoretical and practical implications of this research confirm that the problems and solutions that are the priority need to be considered by the relevant institutions. In conclusion, the government should play a proactive role in developing Culinary SMEs by raising awareness of halal opportunities and encouraging innovation. Halal certification institutions should optimize the certification process to support the development of Culinary SMEs.
PENGARUH INSTRUMEN KEUANGAN SOSIAL ISLAM (ZIS), INSTRUMEN KEUANGAN KOMERSIAL ISLAM, DAN INVESTASI TERHADAP PERTUMBUHAN EKONOMI INDONESIA Fadhilah Nur Afifa; Cupian, Cupian
Musytari : Jurnal Manajemen, Akuntansi, dan Ekonomi Vol. 13 No. 10 (2025): Musytari : Jurnal Manajemen, Akuntansi, dan Ekonomi
Publisher : Cahaya Ilmu Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.8734/musytari.v13i10.10011

Abstract

Keuangan syariah di Indonesia tumbuh signifikan, tetapi tidak selalu sejalan dengan pertumbuhan ekonomi nasional, terutama setelah pandemi Covid-19. Tujuan penelitian ini menganalisis pengaruh instrumen keuangan sosial Islam (ZIS), instrumen keuangan komersial Islam (perbankan dan IKNB Syariah), serta investasi (PMA dan PMDN) terhadap pertumbuhan ekonomi Indonesia. Data yang digunakan dalam penelitian ini merupakan data sekunder berupa data time series dalam bentuk kuartalan untuk periode 2015Q1 sampai dengan 2022Q4. Dengan menggunakan analisis regresi linear berganda, penelitian ini menunjukkan bahwa ZIS, pembiayaan perbankan syariah, dan PMDN berpengaruh signifikan terhadap pertumbuhan ekonomi. Sebaliknya, IKNB Syariah dan PMA tidak memiliki pengaruh signifikan. Secara simultan, seluruh variabel independen bersama-sama berpengaruh signifikan terhadap pertumbuhan ekonomi.