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All Journal Jurnal Penelitian Saintek El-Qist : Journal of Islamic Economics and Business (JIEB) JAWI : Journal of Ahkam Wa Iqtishad JAAMTER : Jurnal Audit Akuntansi Manajemen Terintegrasi
Afifah, Dhiya Dwi
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Religion Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Library & Information Science Social Sciences Other

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Pengaruh Harga Tiket Dan Fasilitas Terhadap Minat Berkunjung Di Objek Wisata Pantai Gandoriah Kota Pariaman Menurut Perspektif Ekonomi Syariah Rinaldi, Afdhol; Juita, Risa; Jonnius, Jonnius; Hermanto, Bambang; Afifah, Dhiya Dwi
JAAMTER : Jurnal Audit Akuntansi Manajemen Terintegrasi Vol. 2 No. 2 (2024): JAAMTER - JUNI
Publisher : MUI Kota Pekanbaru

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.12814491

Abstract

In the tourism sector, ticket prices and facilities are very important for the development of tourist destinations which have a significant impact on the economy and social welfare in Indonesia. Gandoriah Beach in Pariaman, West Sumatra, with affordable entrance fees and adequate facilities, has attracted tourist interest. Even though there was a decrease in visits in 2020 due to the COVID-19 pandemic, efforts to improve facilities by the management continued to attract visitor interest. This research aims to analyze the influence of ticket prices and facilities on visiting interest partially and simultaneously, as well as reviewing it from a sharia economic perspective. This research investigates the impact of ticket prices and facilities on tourist interest in Gandoriah Beach, Indonesia. Despite a drop in visitors during the pandemic, the beach's affordability and improvements made it appealing. Research Goal: Analyze the influence of ticket prices and facilities on tourist interest at Gandoriah Beach. Methodology: Quantitative approach with a survey of 100 visitors (2023) chosen randomly. Findings: Both ticket prices and facilities significantly affect tourist interest. Other factors also play a role. Sharia Economic Perspective: Management should consider Islamic values and social good alongside profit to maximize positive impact.
Rancangan penilaian dan peningkatan indek keberlanjutan pada pengembangan bioenergi kelapa sawit untuk kelistrikan Rinaldi, Afdhol; Safaat Harahap, Nazruddin; Putri, Nadia Sandi; Fahroha, Fani Afrida; Afifah, Dhiya Dwi; Arum, Hafidza Sanshia
Jurnal Penelitian Saintek Vol 29, No 2 (2024)
Publisher : Universitas Negeri Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21831/jps.v1i2.77759

Abstract

Penelitian ini mengkaji aspek lingkungan, sosial, dan ekonomi, termasuk emisi gas rumah kaca, kualitas tanah, dan perubahan pendapatan. Studi ini menggunakan Fuzzy AHP dan MDS untuk menilai keberlanjutan, yang menunjukkan pembangunan yang cukup berkelanjutan dengan skor 56,14%. Temuan utama menyoroti lima atribut sensitif yang mempengaruhi keberlanjutan, dan skor 56,41% untuk PKS Terantam menunjukkan keberlanjutan yang cukup baik. Rekomendasi yang diberikan antara lain adalah memperluas penilaian ke pabrik-pabrik lain, mendorong konversi bioenergi menjadi listrik, dan mengadopsi pendekatan holistik untuk keberlanjutan jangka panjang dalam pengembangan kelapa sawit di Riau.Kata Kunci: kelapa sawit, keberlanjutan bioenergi, dampak lingkungan, implikasi sosial, aspek ekonomi Plan for assessment and improvement of the sustainability index in the development of palm bioenergy for electricity Abstract: This study examines environmental, social, and economic aspects, including GHG emissions, soil quality, and income changes. The study utilizes Fuzzy AHP and MDS to assess sustainability, revealing a moderately sustainable development with a score of 56.14%. Key f i ndings highlight fi ve sensitive attributes aff ecting sustainability, and a score of 56.41% for PKS Terantam suggests reasonable sustainability. Recommendations include extending assessments to other mills, promoting bioenergy conversion into electricity, and adopting a holistic approach to long-term sustainability in palm oil development in Riau. Keywords: palm oil, bioenergy sustainability, environmental impact, social implications, economic aspects
Distribusi Kekayaan dalam Islam: Tinjauan Al-Qur'an atas Solusi Ketimpangan Ekonomi Global Tasriani, Tasriani; Afifah, Dhiya Dwi; Arum, Hafidza Sanshia; Ritonga, Iskandar; Nurhayati, Nurhayati
El-Qist: Journal of Islamic Economics and Business (JIEB) Vol. 14 No. 2 (2024): October
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, Sunan Ampel State Islamic University, Surabaya Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/elqist.2024.14.2.167-184

Abstract

This study critically examines Qur'anic principles of wealth distribution as a potential solution to global economic inequality. Employing a qualitative, thematic tafsir-based analysis of selected Qur'anic verses, the research reveals that Islamic instruments such as zakat, infaq, sadaqah, and waqf (ZISWAF) offer a comprehensive and morally grounded framework for addressing structural poverty and socio-economic disparities. Rooted in the maqāṣid sharī‘ah paradigm, these mechanisms aim to ensure social justice by mandating ethical wealth circulation, protecting essential human rights, and countering the concentration of resources among economic elites. Despite their transformative potential, the implementation of these instruments in modern contexts faces challenges, including limited institutional transparency, fragmented regulation, and low public participation. This study contributes to global academic discourse by demonstrating how Qur'anic economic ethics can inform inclusive fiscal policies and sustainable development models. It recommends policy reforms integrating digital financial technologies, standardized zakat-wakaf governance, and stronger state–Islamic institution collaboration. Future research is encouraged to expand empirical evaluations of Islamic wealth redistribution mechanisms in diverse socio-economic contexts and to compare their effectiveness against conventional capitalist systems.   Penelitian ini mengkaji secara kritis prinsip-prinsip distribusi kekayaan dalam Al-Qur'an sebagai solusi potensial terhadap ketimpangan ekonomi global. Dengan menggunakan pendekatan kualitatif melalui analisis tafsir tematik terhadap ayat-ayat Al-Qur'an yang relevan, studi ini menunjukkan bahwa instrumen Islam seperti zakat, infak, sedekah, dan wakaf (ZISWAF) menawarkan kerangka kerja yang komprehensif dan berlandaskan moral untuk mengatasi kemiskinan struktural dan kesenjangan sosial-ekonomi. Berakar pada paradigma maqāṣid sharī‘ah, mekanisme ini bertujuan mewujudkan keadilan sosial melalui sirkulasi kekayaan yang etis, perlindungan hak-hak dasar manusia, serta pencegahan konsentrasi sumber daya pada elit ekonomi. Meskipun memiliki potensi transformatif, implementasi instrumen-instrumen tersebut dalam konteks kontemporer masih menghadapi tantangan, seperti rendahnya transparansi kelembagaan, regulasi yang belum terintegrasi, dan partisipasi masyarakat yang terbatas. Penelitian ini memberikan kontribusi pada wacana akademik global dengan menunjukkan bagaimana etika ekonomi Al-Qur'an dapat menginspirasi kebijakan fiskal inklusif dan model pembangunan berkelanjutan. Reformasi kebijakan yang disarankan mencakup integrasi teknologi keuangan digital, standarisasi tata kelola zakat-wakaf, serta penguatan kolaborasi antara negara dan institusi Islam. Penelitian selanjutnya direkomendasikan untuk memperluas evaluasi empiris atas mekanisme distribusi kekayaan Islam di berbagai konteks sosial ekonomi, serta membandingkan efektivitasnya dengan sistem kapitalisme konvensional.
The Role of Sharia-Based Non-Bank Financial Institutions in Supporting Islamic Banking in Indonesia Fadhil, Muhammad; Andrini, Rozi; Afifah, Dhiya Dwi
JAWI : Journal of Ahkam Wa Iqtishad Vol. 2 No. 3 (2024): JAWI - SEPTEMBER
Publisher : MUI Kota Pekanbaru

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Abstract

The Islamic non-bank financial Industry (NBFI syariah) plays an important role in supporting the growth and strengthening of Islamic banking in Indonesia. The existence of NBFI syariah, such as Islamic insurance, Islamic financing, Islamic pension funds, and Islamic capital markets, is an integral part of the national Islamic financial ecosystem. This article aims to analyze the strategic contribution of NBFI syariah in supporting the development of Islamic banking through a descriptive-qualitative approach based on literature reviews and secondary data from the Financial Services Authority (OJK), Bank Indonesia, and other relevant institutions. The findings indicate that Islamic non-bank financial institutions expand the reach of Islamic financial services, enhance financial literacy and inclusion, and provide alternative financing and risk mitigation options in line with Islamic principles. Synergistic collaboration between Islamic banking and non-banking financial institutions is considered capable of strengthening the overall stability of the Islamic financial system. Therefore, strengthening regulations, improving institutional capacity, and product innovation are key to optimizing the role of Islamic non-bank financial institutions in promoting inclusive and sustainable Islamic banking growth in Indonesia.
Digital Waqf: transforming the Islamic economy in the Modern Era Rupita, Nanda Ega; Afifah, Dhiya Dwi
JAWI : Journal of Ahkam Wa Iqtishad Vol. 2 No. 4 (2024): JAWI - DESEMBER
Publisher : MUI Kota Pekanbaru

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Abstract

Digital waqf is an innovation in Islamic philanthropy leveraging modern technology to optimize waqf fund management. This study aims to explore the opportunities and challenges of digital waqf and its contribution to wealth redistribution and Islamic economic development. The research employs a literature review method, analyzing various studies on digital waqf and supporting technologies like blockchain. The results indicate that digital waqf enhances efficiency, transparency, and public participation, particularly through digital platforms. However, challenges such as low digital literacy, limited infrastructure, and inadequate regulations hinder the optimization of its potential. This study recommends improving digital literacy, establishing comprehensive regulations, and fostering collaboration among governments, Islamic financial institutions, and fintech to build an inclusive and sustainable digital waqf ecosystem.
The Influence of Brand Equity on the Purchase Decision of Samsung Smartphones (A Case Study of Consumers in Marpoyan Damai District, Pekanbaru City) Ilham, Muhammad; Afifah, Dhiya Dwi
JAWI : Journal of Ahkam Wa Iqtishad Vol. 3 No. 1 (2025): JAWI - MARET
Publisher : MUI Kota Pekanbaru

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Abstract

The research was conducted to determine the influence of brand equity on purchasing decisions for Samsung brand smartphones, especially people who live in Marpoyan Damai District, Pekanbaru City. The research approach used quantitative methods by distributing questionnaires to 400 people using a random sampling method to answer the problem in this research using the following variables. Variables including the independent variables in this research are Brand Awareness, Brand Associations, Perceived Quality, Brand Loyalty, and the dependent variable is Purchase Decision. Data analysis uses descriptive analysis and multiple linear regression which is processed using SPSS version 26. The results of this research show: simultaneously brand equity has a significant influence on purchasing decisions, as shown by the results of the F test, the Fcount value is 13.198, while the Ftable value is 2.39. The probability significance value ɑ obtained is 0.00 < 0.05, while partially the variables from brand equity show significant results on purchasing decisions except for brand awareness and brand associations. It was also found that brand loyalty had the highest influence.
Islamic Economics and Wealth Distribution: Alternative Strategies for Addressing Global Issues Afifah, Dhiya Dwi; Yunilhamri, Muhammad Syauqi; Mahyarni
JAWI : Journal of Ahkam Wa Iqtishad Vol. 3 No. 2 (2025): JAWI - JUNI
Publisher : MUI Kota Pekanbaru

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Abstract

Wealth distribution in Islamic economics is an important pillar in creating sustainable social justice and welfare. This study aims to describe the concept of distribution in the perspective of Islamic economics, identify the sharia principles that underlie it, and explain the mechanisms of wealth distribution through instruments such as zakat, infaq, sadaqah, and waqf. The research method employed is qualitative descriptive using literature review techniques, with primary data sourced from the Quran and Hadith, and secondary data from academic literature and previous studies. The findings reveal that the Islamic distribution system balances individual property rights with social responsibility, prevents the accumulation of wealth among certain groups, and ensures equitable access to economic resources. Islamic distribution instruments have proven relevant in addressing global economic inequality, both through classical application during the time of the Prophet Muhammad SAW and the Khulafaur Rasyidin, as well as contemporary adaptation in the digital age. With a combination of spiritual and moral values and practical mechanisms, wealth distribution in Islam offers a fair, sustainable, and inclusive alternative strategy in facing global issues.
Cooperatives in Indonesia: Roles, Challenges, and Innovations for the People's Economy Machasin; Rinaldi, Afdhol; Afifah, Dhiya Dwi
JAWI : Journal of Ahkam Wa Iqtishad Vol. 3 No. 3 (2025): JAWI - SEPTEMBER
Publisher : MUI Kota Pekanbaru

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Abstract

Cooperatives in Indonesia have long been the main pillar of people's economic development, placing the principles of kinship and mutual cooperation as the foundation. This article aims to analyze the contributions, challenges, and opportunities of cooperatives in supporting people's economic empowerment through a systematic literature review of national and international publications for the period 2013–2025. The results of this study show that cooperatives play a significant role in expanding access to capital, supporting MSMEs, providing alternative financial services, and strengthening community solidarity. Digitalization and technological innovation have been proven to improve governance efficiency, transparency, and member participation, while the development of Sharia cooperatives expands the service base according to Islamic principles. However, several challenges remain, such as weak governance, limited human resources, low financial literacy, and the absence of a special deposit guarantee institution for cooperatives. In the future, strengthening the principles of social solidarity, legal protection reform, and cross-sector collaboration will be key to ensuring that cooperatives are adaptive, inclusive, and remain relevant as the "pillar" of the modern people's economy.
Co-Authors Afdhol Rinaldi ANDRINI, ROZI Arum, Hafidza Sanshia Bambang Hermanto Fahroha, Fani Afrida Iskandar Ritonga Jonnius Jonnius Juita, Risa Machasin Mahyarni Muhammad Fadhil Muhammad Ilham Nurhayati Nurhayati Putri, Nadia Sandi Rupita, Nanda Ega Tasriani Tasriani Yunilhamri, Muhammad Syauqi