Article Per Year (5 Year)
p-Index From 2020 - 2025
0.61
P-Index
This Author published in this journals
All Journal Jurnal Pamator : Jurnal Ilmiah Universitas Trunojoyo Madura Journal of Law, Education and Business
Hayati, Nur Fadillah
Unknown Affiliation
Humanities Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Social Sciences

Published : 3 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 3 Documents
Search

 1 
Meningkatkan Kesejahteraan Petani: Menuju Sektor Pertanian yang Tangguh dan Berdaya Saing di Indonesia Hasibuan, Aqil Muhammad; Sugiharto, Bambang; Hayati, Nur Fadillah; Dewita, Tiara Ajeng; Bayati, Tutiana
Journal of Law, Education and Business Vol 2, No 2 (2024): Oktober 2024
Publisher : CV. Rayyan Dwi Bharata

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57235/jleb.v2i2.3130

Abstract

Sektor pertanian memiliki peran vital dalam perekonomian global, terutama di negara berkembang seperti Indonesia. Sektor ini tidak hanya memenuhi kebutuhan pangan nasional tetapi juga menjadi tulang punggung bagi penduduk pedesaan, memberikan kontribusi signifikan terhadap Produk Domestik Bruto (PDB), penciptaan lapangan kerja, dan stabilitas sosial. Penelitian ini mengeksplorasi strategi pengembangan sektor pertanian di Indonesia untuk meningkatkan produktivitas, keberlanjutan, dan kesejahteraan petani melalui analisis kualitatif dari artikel ilmiah serta data dari Badan Pusat Statistik (BPS). Hasil penelitian menunjukkan upaya pemerintah dalam meningkatkan produktivitas melalui teknologi modern, penyediaan kredit, dan pengembangan infrastruktur serta adaptasi terhadap perubahan iklim dan perlindungan lahan. Implementasi regulasi seperti Undang-Undang Pangan dan Peraturan Menteri Pertanian menunjukkan komitmen pemerintah dalam mendukung sektor pertanian.
THE INFLUENCE OF CONSUMER BEHAVIOR AND SHARIA FINANCIAL LITERACY ON INTEREST IN USING FINTECH P2P LENDING AMONG FEBI UINSU STUDENTS Hayati, Nur Fadillah; Anggraini, Tuti; Nasution, Muhammad Latief Ilhamy
Jurnal Pamator : Jurnal Ilmiah Universitas Trunojoyo Vol 18, No 4: October - December 2025
Publisher : LPPM Universitas Trunojoyo Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21107/pamator.v18i4.32063

Abstract

This study aims to analyze the effect of consumptive behavior and Islamic financial literacy on the interest in using fintech P2P lending among students of the Faculty of Islamic  Economics and Business (FEBI) at UINSU. This research employs a quantitative approach with a causal associative method. The population consists of active FEBI UINSU students from the 2021 cohort, with a sample of 100 respondents selected using puprosive sampling. Data were collected through questionnaires and analyzed using multiple linear regression with partial (t) tests and simultaneous (F) tests. The results indicate hat consumptive behavior has a positive and significant effect on the interest in using fintech P2P lending. Islamic financial literacy also has a positive and significant effect on this interest. Simultaneously, both independet variables significantly influence students interest in using conventional fintech. This phenomenon shows that although students have a good understanding of Islamic financial principles, factors such as accessibility, service speed, limited availability of Islamic fintech, and consumptive behavior still lead them to use conventional fintch.Keywords: Consumptive Behavior, Islamic Financial Literacy, Interest, Fintech P2P Lending
THE INFLUENCE OF CONSUMER BEHAVIOR AND SHARIA FINANCIAL LITERACY ON INTEREST IN USING FINTECH P2P LENDING AMONG FEBI UINSU STUDENTS Hayati, Nur Fadillah; Anggraini, Tuti; Nasution, Muhammad Latief Ilhamy
Jurnal Pamator : Jurnal Ilmiah Universitas Trunojoyo Vol 18, No 4: October - December 2025
Publisher : LPPM Universitas Trunojoyo Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21107/pamator.v18i4.32063

Abstract

This study aims to analyze the effect of consumptive behavior and Islamic financial literacy on the interest in using fintech P2P lending among students of the Faculty of Islamic  Economics and Business (FEBI) at UINSU. This research employs a quantitative approach with a causal associative method. The population consists of active FEBI UINSU students from the 2021 cohort, with a sample of 100 respondents selected using puprosive sampling. Data were collected through questionnaires and analyzed using multiple linear regression with partial (t) tests and simultaneous (F) tests. The results indicate hat consumptive behavior has a positive and significant effect on the interest in using fintech P2P lending. Islamic financial literacy also has a positive and significant effect on this interest. Simultaneously, both independet variables significantly influence students interest in using conventional fintech. This phenomenon shows that although students have a good understanding of Islamic financial principles, factors such as accessibility, service speed, limited availability of Islamic fintech, and consumptive behavior still lead them to use conventional fintch.Keywords: Consumptive Behavior, Islamic Financial Literacy, Interest, Fintech P2P Lending
Co-Authors Bambang Sugiharto Bayati, Tutiana Dewita, Tiara Ajeng Hasibuan, Aqil Muhammad Nasution, Muhammad Latief Ilhamy Tuti Anggraini