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All Journal Unram Law Review Jurnal Ilmiah Wahana Pendidikan Media Hukum Indonesia (MHI)
Nurfajriana, Syifa
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Pertanggungjawaban Pemerintah Terhadap Mahasiswa Indonesia Korban Eksploitasi Program Magang Ferienjob di Jerman Nurfajriana, Syifa; Prasetyo, Handoyo
Media Hukum Indonesia (MHI) Vol 2, No 3 (2024): September
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.11666797

Abstract

Universities must design innovative learning to optimize student attitudes, knowledge, and skills. One of them includes the internship program at the Merdeka Campus. However, some parties abuse this situation resulting in the exploitation of students in the Ferienjob Internship Program in Germany. The aim of this research is to determine the government's responsibility towards students in the Ferienjob Internship Program in Germany. The research method used is normative research. This criminal act of human trafficking (TPPO) began with the socialization of the Ferienjob program at various universities by PT Cvgen and PT Sinar Harapan Bangsa (SHB). The perpetrators attract potential participants with tempting promises, such as stating that this internship program equals 20 college credits. The human trafficking case has involved several parties, both the government and the target company, so the government must be responsible for providing protection to the victims. The criminal act of trafficking in persons (TPPO) involves many parties, and students are exploited economically and energetically, so the government has a big responsibility to provide adequate protection. The author suggests that the government immediately develop special regulations for international internship programs for vocational and non-vocational students.
Pertanggungjawaban Platform E-Commerce Terhadap Penipuan Oleh Pelaku Usaha Terverifikasi Yang Mengakibatkan Kerugian Konsumen Rasyid, Mohammad Haikal; Jannah, Ghina Rhoudotul; Fiana, Vinka Arzetta; Latisha, Najwa; Nurfajriana, Syifa; Sakti, Muthia
Media Hukum Indonesia (MHI) Vol 2, No 2 (2024): June
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.12521807

Abstract

This research aims to explain the types and forms of liability held by e-commerce platforms in cases of fraud by verified business actors. This includes a legal analysis of the platform's liability towards aggrieved consumers. This can improve the liability mechanism, e-commerce platforms can build consumer trust. Consumers who feel protected are more likely to shop online, which in turn can increase transaction volume and profits for e-commerce platforms. The method used in this research is Juridical-Normative by conducting research sourced from literature and from the results of decisions related to the Law or commonly referred to as library legal research conducted by examining secondary materials only. The results of this study are that consumer protection in digital transactions in Indonesia is regulated by the GCPL and ITE Law. In the case of fraud in ordering roof tiles on Tokopedia, there is negligence on the part of Tokopedia and vendors that violate the law. Consumer rights according to the GCPL have been violated, so the responsibility is not only on the deceptive seller but also on Tokopedia as a platform provider. However, Tokopedia does not support its consumers in resolving this dispute.
Pembentukan Regulasi Crowdfunding Based Donation Sebagai Optimalisasi Hukum Financial Technology Dengan Studi Perbandingan Sistem Hukum Denmark Ferdiansyah, Reza; Nurfajriana, Syifa; Nugroho, Andriyanto Adhi
Media Hukum Indonesia (MHI) Vol 2, No 3 (2024): September
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.12192922

Abstract

Globalization and the Fourth Industrial Revolution have driven significant changes across various sectors, including technology, economics, and law. The rapid advancement of technology and internet access in Indonesia has led to a surge in the use of fintech services, particularly crowdfunding. Crowdfunding, rooted in microfinance and crowdsourcing, has become a popular method for raising funds via the Internet. Despite its innovative nature, crowdfunding practices in Indonesia face several challenges, particularly regarding regulation and legal protection. Current crowdfunding regulations in Indonesia still refer to Law No. 9 of 1961 on the Collection of Money or Goods, which does not accommodate electronic systems. This has resulted in the potential misuse of donation funds not being adequately addressed. This study employs normative legal research methods with a statute approach and a conceptual approach. The study examines the regulation of donation-based crowdfunding in Indonesia and compares it with Denmark, which has more detailed regulations through the Danish Fundraising Act. Denmark has implemented stringent oversight mechanisms to ensure transparency and accountability in fundraising activities, which can serve as a valuable reference for Indonesia in drafting similar regulations. Legal protection for donation-based crowdfunding practices is crucial to ensure public trust and the sustainability of these activities
Legal Formulation of Public-Private Partnership Designing a Solar Power Plant in Underdeveloped Areas Nurfajriana, Syifa; Nugroho, Andriyanto Adhi
Unram Law Review Vol 9 No 1 (2025): Unram Law Review (ULREV)
Publisher : Faculty of Law, University of Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/ulrev.v9i1.406

Abstract

Underdeveloped regions have high potential for Solar Power Plants (PLTS), as data from the Institute for Essential Services Reform (IESR) indicates. The main challenges in developing PLTS in these areas are related to financing and the supply of solar panel materials. Therefore, the implementation of Presidential Regulation No. 105 of 2021 concerning the National Strategy for Accelerating the Development of Underdeveloped Regions for 2020-2024 (Perpres 105/2021) is necessary, mainly through the establishment of silica industry manufacturing companies to support PLTS and financing schemes such as Public-Private Partnerships (PPP) in PLTS development. The research problem focuses on how regulatory implementation in PLTS development can advance underdeveloped regions and how formulating the PPP financing scheme can support PLTS infrastructure development in these areas. This study aims to examine regulations in PLTS development that contribute to the progress of the remote regions and analyse the formulation of PPP financing schemes to accelerate PLTS infrastructure in underdeveloped areas. This study employs normative legal research using statutory, conceptual, and comparative approaches. The findings indicate that establishing silica industry manufacturing companies to support PLTS is essential, with various stakeholders’ support, as Perpres 105/2021 stipulated. Additionally, a specific PPP regulation is required to govern PPP schemes in underdeveloped regions.
PERTANGGUNGJAWABAN LEMBAGA PENJAMIN SIMPANAN NASABAH BANK DIGITAL YANG MEMILIKI BUNGA SIMPANAN TINGGI DI INDONESIA Atallah, Dennis; Nurfajriana, Syifa; Rosuli, Zainab Cahya
Jurnal Ilmiah Wahana Pendidikan Vol 10 No 9 (2024): Jurnal Ilmiah Wahana Pendidikan
Publisher : Peneliti.net

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.11173062

Abstract

Lembaga Penjaminan Simpanan adalah suatu lembaga independen yang berfungsi menjamin simpanan nasabah perbankan di Indonesia. Badan ini dibentuk berdasarkan Undang-Undang Republik Indonesia Nomor 24 tentang Lembaga Penjamin Simpanan yang ditetapkan pada 22 September 2005 guna memberikan kewajiban bagi setiap bank untuk menjaminkan dana dan memberikan perlindungan hukum kepada nasabahnya melalui Lembaga Penjamin Simpanan. Namun belum semua dana nasabah yang disimpan di bank, dijamin oleh Lembaga Penjamin Simpanan, karena ada pembatasan jumlah dana yang dijamin Lembaga Penjamin Simpanan. Banyak Bank Digital yang memiliki suku bunga diatas ketentutan oleh Lembaga Penjamin Simpanan permasalahannya adalah terkait regulasi yang mengatur terkait bunga simpanan tinggi dalam bank digital di Indonesia dan bagaimana Lembaga Penjamin Simpanan mengatur dan melaksanakan pertanggungjawaban terhadap nasabah bank digital di Indonesia yang memiliki bunga simpanan tinggi. Metode penelitian dalam artikel ini adalah penelitian Normatif. Perlindungan Lembaga Penjamin Simpanan hanya sebatas penetapan pada simpanan bagi nasabah di dalam bank digital. Hal ini dapat dikomparisikan dengan putusan Nomor 534/PDT/2018/PT.DKI yang terdapat ketiadaan pertanggungjawaban Lembaga Penjamin Simpanan. Seharusnya Lembaga Penjamin Simpanan menempatkan beberapa orangnya untuk mengaudit Bank tersebut
Co-Authors Andriyanto Adhi Nugroho Atallah, Dennis Ferdiansyah, Reza Fiana, Vinka Arzetta Handoyo Prasetyo Jannah, Ghina Rhoudotul Latisha, Najwa Muthia Sakti Rasyid, Mohammad Haikal Rosuli, Zainab Cahya