Oktarisa, Fidia
Universitas Negeri Padang

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Impulsive Buying Behaviour among Muslim Generation Z from the Perspective of Islamic Financial Literacy Fidia Oktarisa; Dicky Listin Quarta; Nurva Dillatul Vatin
Mau'izhah: Jurnal Kajian Keislaman Vol. 24 No. 1 (2026): Regular Issue
Publisher : Mau'izhah: Jurnal Kajian Keislaman

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55936/mauizhah.v24i1.287

Abstract

The rapid growth of digital commerce has increased convenience for Generation Z consumers while also encouraging impulsive buying behavior. Among Muslim consumers, Islamic financial literacy is important because it reflects financial knowledge, attitudes, and behaviors based on Islamic principles. Objective: This study examined impulsive buying behavior among Muslim Generation Z individuals from the perspectives of Islamic financial knowledge, Islamic financial attitudes, and Islamic financial behaviour. Method: A quantitative design was employed with 347 Muslim Generation Z respondents. Impulsive buying behavior was measured through cognitive and affective dimensions, while Islamic financial literacy was assessed through its three dimensions. Data were analyzed using separate simple linear regression analyses. Results: Assumption testing confirmed that all variables met normality, linearity, and homoscedasticity requirements. The findings showed that Islamic financial knowledge, Islamic financial attitudes, and Islamic financial behaviour each had a significant relationship with impulsive buying behavior (p< .001). These results indicate that impulsive buying among Muslim Generation Z consumers is influenced not only by financial knowledge but also by their financial attitudes and behaviors. Implications: Islamic financial education programs should integrate knowledge enhancement with the development of positive financial attitudes and responsible financial management practices to help Muslim Generation Z consumers better control impulsive buying tendencies in the digital marketplace.