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All Journal Jurnal Ilmiah Wahana Pendidikan Jurnal Ilmiah Ekonomi dan Manajemen Journal of Regional Economics and Development JURNAL ILMIAH EKONOMI, MANAJEMEN, BISNIS DAN AKUNTANSI
Marshelynda, Alfia Rahmadhanti
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Religion Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Social Sciences Other

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Membangun Kepercayaan dan Loyalitas Melalui Edukasi dan Literasi Keuangan untuk Meningkatkan Retensi dan Advocacy Nasabah Bank Syariah Marshelynda, Alfia Rahmadhanti; Nisa, Fauzatul Laily
JURNAL ILMIAH EKONOMI, MANAJEMEN, BISNIS DAN AKUNTANSI Vol. 1 No. 2 (2024): Juli
Publisher : CV. KAMPUSA AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jemba.v1i2.104

Abstract

This study investigates the relationship between financial education, customer trust and loyalty in Islamic banking. This research explores how these factors influence customer retention and advocacy. This research uses a descriptive qualitative research design with a focus on describing the phenomenon under study. The data collection used secondary data. Secondary data includes published materials such as books, archival records, and reports of previously conducted research. The findings show that financial education has a positive impact on customer trust and loyalty. Customers who have a deeper understanding of Islamic banking products and services show higher levels of trust and loyalty towards the bank. This, in turn, will increase customer retention and advocacy, where satisfied customers will recommend the bank to others. This research emphasizes the importance of Islamic banks implementing strategies to improve customer financial literacy. This can result in a stronger customer base with increased retention and advocacy.
Pengaruh Penerapan Prinsip Syariah terhadap Tingkat Kepatuhan Pajak di Kalangan UMKM Indonesia Marshelynda, Alfia Rahmadhanti; Nisa, Fauzatul Laily
JURNAL ILMIAH EKONOMI DAN MANAJEMEN Vol. 2 No. 7 (2024): JURNAL ILMIAH EKONOMI DAN MANAJEMEN (JIEM)
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jiem.v2i7.1754

Abstract

Micro, Small and Medium Enterprises (MSMEs) in Indonesia are vital to the nation's economy. However, tax compliance remains a challenge. Interestingly, some believe that the application of Islamic principles (sharia) in financial management can improve MSME tax compliance. This study investigates the potential impact of sharia principles on MSME tax compliance in Indonesia. This research utilizes a quantitative descriptive approach that aims to show a correlation between sharia practices and higher tax compliance among MSMEs. The potential reasons for the correlation are due to strict sharia supervision with sharia compliance ensuring ethical and transparent business practices potentially resulting in more accurate tax reporting, open and fair transactions, sharia principles often encourage responsible business practices that contribute positively to the local economy potentially increasing the sense of civic responsibility and tax compliance. This research also explores the concept of tax from an Islamic economic perspective. Here, taxes are seen as a way to contribute to the welfare of society, in line with the Islamic principle of providing benefits to society. This research highlights the importance of ethical business practices and their potential impact on fulfilling civic obligations such as tax payments.
Pemberdayaan Masyarakat Dalam Pengembangan Objek Wisata Hutan Mangrove Terhadap Perekonomian Kelurahan Gunung Anyar Tambak Marshelynda, Alfia Rahmadhanti; Imaningsih, Niniek; Fadil, Cholid
Jurnal Ilmiah Wahana Pendidikan Vol 10 No 18 (2024): Jurnal Ilmiah Wahana Pendidikan 
Publisher : Peneliti.net

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.13864664

Abstract

Hutan mangrove Gunung Anyar merupakan destinasi ekowisata yang berada di Kota Surabaya. Upaya pengembangan objek wisata hutan mangrove adalah untuk meningkatkan daya tarik wisata guna meningkatkan pendapatan masyarakat, dan menjaga kelestarian ekosistem hutan mangrove. Hal ini dapat tercapai dengan dukungan penuh dari pemerintah dan partisipasi aktif masyarakat setempat. Penelitian ini memiliki tujuan untuk mengetahui pengaruh pemberdayaan masyarakat yang terjadi dengan konteks pengembangan objek wisata hutan mangrove Gunung Anyar dan dampaknya terhadap perekonomian kelurahan Gunung Anyar Tambak. Penelitian ini menggunakan pendekatan deskriptif kualitatif dengan melibatkan metode pengumpulan data primer dari lapangan, termasuk observasi dan wawancara. Dalam pengamatan ini data sekunder digunakan sebagai pendukung, yakini peningkatan pegawai dan statistik pengunjung wisata. Adapun wisata hutan mangrove Gunung Anyar menunjukkan dampak positif terhadap pemberdayaan masyarakat lokal. Berbagai peran pekerjaan seperti pemandu wisata, petugas kebersihan, dan staf administrasi telah diciptakan dan memberikan peluang ekonomi baru bagi masyarakat sekitar. Pertumbuhan jumlah pengunjung memberi dampak positif terhadap pendapatan masyarakat melalui sektor pariwisata, baik melalui pemberdayaan UKM, penjualan produk lokal, maupun layanan pendukung wisata. Pengelolaan yang tepat dalam sektor ini menciptakan pemberdayaan masyarakat, kontribusi pada pembangunan daerah pesisir dan merangsang pertumbuhan ekonomi di wilayah sekitarnya.
Analysis of the Potential Structure of the Economic Sector of North Kalimantan Province Before and After Regional Expansion Marshelynda, Alfia Rahmadhanti; Taufiq, M.; Wardaya, Wirya
Journal of Regional Economics and Development Vol. 3 No. 2 (2026): February
Publisher : Indonesian Journal Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47134/jred.v3i2.987

Abstract

This study aims to analyze the economic potential, sector contribution, competitiveness level, and economic classification in five regions—Malinau, Bulungan, Tana Tidung, Nunukan, and Tarakan City—in the period before (2007–2011) and after the expansion (2013–2017). The research approach is quantitative descriptive by utilizing secondary data analyzed using the Location Quotient (LQ), Shift Share (SS), and Klassen Typology methods. The results of the study show that there is a shift in the base sector from the two main sectors, namely mining and processing industry, to five leading sectors after expansion, namely agriculture, forestry, and fisheries; construction; transportation and warehousing; and government administration. Although the contribution of the mining sector decreased after expansion, it still plays a major role in the regional economy. Regional competitiveness shows an increase, especially in the agricultural sector and government administration. The regional economic structure has also undergone a transformation from the dominance of extractive activities to diversification in the construction, transportation, information technology, and service sectors. Based on the Klassen Typology classification, there has been an increase in the number of post-expansion leading sectors which reflects a stronger and more sustainable direction of economic development. 
Co-Authors Cholid Fadil Imaningsih, Niniek M. Taufiq Nisa, Fauzatul Laily Wirya Wardaya