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All Journal Dinasti International Journal of Education Management and Social Science Jurnal Ilmiah Wahana Pendidikan
Kurniawan, Dion
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Optimizing Cost and Performance of Cloud versus on Premises in Digital Wallet Start up Kurniawan, Dion; Endroyono, Endroyono
Dinasti International Journal of Education Management And Social Science Vol. 5 No. 4 (2024): Dinasti International Journal of Education Management and Social Science (April
Publisher : Dinasti Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/dijemss.v5i4.2568

Abstract

In the context of the rapid growth of the fintech industry in Indonesia, the study explores the choice of IT infrastructure in particular between on premise and cloud in digital wallet fintech start-ups to improve cost efficiency. With a lack of detailed information in the literature about the critical role of infrastructure in the development of fintech, the study uses Mixed Methods The Convergent Parallel Design to provide in-depth insights into the impact of infrastructural decisions on operational and financial efficiency. The findings show that the adoption of cloud infrastructure, chosen for its scalability, flexibility, and cost efficiency, is significant in reducing operating and maintenance costs, while strengthening market positions. However, the decision also calls for serious consideration of security aspects, data privacy, and regulatory compliance. The findings provide important contributions for policymakers, regulators, and industry stakeholders in understanding the importance of data security strategies and company-specific needs in selecting IT infrastructures. In conclusion, choosing the right IT infrastructure is key to reducing costs and supporting sustainable growth in the fintech sector, especially for digital wallet start-ups.
Pengaruh Return On Asset, Return On Equity Dan Net Profit Margin Terhadap Nilai Perusahaan Pada Perusahaan Manufaktur Subsektor Makanan Dan Minuman Yang Terdaftar Di Bursa Efek Indonesia Periode 2017 – 2022 Kurniawan, Dion; Pardistya, Irvan Yoga
Jurnal Ilmiah Wahana Pendidikan Vol 10 No 7 (2024): Jurnal Ilmiah Wahana Pendidikan
Publisher : Peneliti.net

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.11069676

Abstract

Penelitian ini bertujuan untuk mengetahui, menganalisis dan memberikan gambaran mengenai pengaruh Return On Assets, Return On Equity dan Net Profit Margin terhadap Nilai Perusahaan pada perusahaan subsektor makanan dan minuman yang terdaftar di BEI periode 2017 – 2022. Metode penelitian yang digunakan bersifat deskriptif kuantitatif. Teknik pengambilan sampel yang digunakan adalah purposive-sampling, terdapat 12 dari total 30 populasi dengan jumlah data 72 data. Data yang digunakan merupakan data sekunder yang diperoleh dari situs resmi Bursa Efek Indonesia dan situs resmi perusahaan. Analisis dilakukan dengan menggunakan analisis statistik deskriptif, uji asumsi klasik, analisis linier berganda dan uji hipotesis. Hasil penelitian ini menunjukkan bahwa secara parsial variabel Return On Asset (ROA) dan Return On Equity (ROE) berpengaruh terhadap Nilai Perusahaan (PBV). Sedangkan Net Profit Margin (NPM) tidak berpengaruh terhadap Nilai Perusahaan (PBV). Selain itu secara simultan Return On Asset (ROA), Return On Equity (ROE) Net Profit Margin (NPM) berpengaruh terhadap Nilai Perusahaan (PBV)
Co-Authors Endroyono Endroyono Irvan Yoga Pardistya